Getting paid as a freelancer in Ghana can be tricky, especially when working with clients from the US, UK, or EU. International payment delays, high transaction fees, and limited options can make it frustrating to receive your hard-earned money. However, there’s a simple solution to this with Grey.

With a free Grey account, freelancers in Ghana, whether writers, designers, developers or content creators, can easily receive foreign payments and withdraw directly into their Ghanaian bank accounts.

In this guide, we’ll show you how to do this effortlessly. But first, let’s explore why Grey is the best solution for you as a resident freelancer or digital nomad in Ghana.

Why Grey is the best online global bank for freelancers in Ghana

• No hidden fees: Our transparent pricing ensures you know exactly where your money goes, allowing you to keep more of your earnings in your pocket.
• Competitive rates: Save on transaction fees and currency converter to stay updated, ensuring you convert your earnings at the best possible rates.
• Fast payments: Receive funds without unnecessary delays
• Global access: Easily manage your money anytime and anywhere you are in the world
• Hold multiple currencies: Manage your finances in USD, GBP, or EUR without forced conversions.
• Integrates with freelance platforms: Grey seamlessly integrates with freelance platforms like Upwork and Fiverr, so you can receive your earnings without hassle.

Also read: How to receive payments from freelance platforms easily in 2025

Now that you know why you should use Grey, here’s how to quickly get started:

How freelancers in Ghana can receive payments from the US, UK and EU clients with Grey

1. Create a Grey account

Register on the Grey website or download the mobile app to get started.

2. Complete identity verification

To verify your identity and ensure security, Grey requires Know Your Customer (KYC) verification before you can fully use your account. This involves submitting a valid ID, proof of address, and a selfie for security purposes. The process is quick and ensures smooth transactions.

Also read: Top reasons your KYC verification is failing and how to fix them

3. Request your foreign bank accounts

Once verified, navigate to the ‘Accounts’ section to generate your US, UK, or EU bank account to receive global payments. Your account will be generated instantly, and you’ll receive your bank account details and your IBAN, sort code or routing number.

Also read: How to open US and UK bank accounts in Ghana

4. Link your account to freelancing platforms or share your details with clients

Once you’ve created your foreign account, you can easily share it with clients or add it to freelance platforms to receive payments directly. You can also convert your earnings to Ghanaian Cedis (GSH) and withdraw them to your local bank account or mobile money.

Simplify banking across borders with Grey

Receiving payments in Ghana shouldn’t be complicated, and with Grey, it’s easier than ever. You can easily open a foreign bank account and accept payments seamlessly. Plus, you can rest assured that your funds are secure.

Create your free Grey account to get started today and enjoy inclusive banking designed just for you.