Did you know Ghana’s freelancing community is one of the fastest-growing in Africa? As digital tools make remote work more accessible, platforms like Upwork are helping Ghanaians connect with clients across the globe. Yet, a common challenge remains: how do you efficiently receive payments from Upwork without losing money to fees or poor exchange rates?

With nearly 13 million Ghanaians actively using the internet and a large number engaged in freelance or gig work, finding an efficient payment solution is critical. That’s where Grey comes in. Grey offers a modern way for freelancers to manage their international payments with multi-currency accounts, competitive rates, and quick transfers.

How Upwork payments work for Ghanaian freelancers

Upwork provides multiple payment methods, each with its benefits and limitations:

• Direct to local bank transfer: Payments are converted to Ghana Cedis (GHS) and sent to your bank, but conversion rates are often less favourable, and processing can take several days.
• PayPal or Payoneer: Popular options, but they often charge significant fees and limit your control over currency exchange.
• Wire transfers: Suitable for larger payments but come with higher banking fees and lengthy processing times.

Also read: The best digital nomad jobs to earn from anywhere in Ghana

Open a free Grey account in minutes.

Grey simplifies international payments for Ghanaian freelancers. With a Grey account, you can receive payments in USD, GBP, or EUR without relying on traditional banks.

Here’s how to set up your account:

1. Visit Grey’s website or download the mobile app.
2. Sign up with your email and complete the KYC process by providing a valid ID and proof of residence.
3. Once verified, you’ll receive international bank account details to use on Upwork.

Also read: How to receive US Dollars in Ghana with Grey

How to link your Grey account to Upwork

Grey makes connecting to Upwork hassle-free:

1. Log into Upwork and go to Settings > Get Paid.
2. Select 'Add a Payment Method' and choose the type of bank account that matches your Grey account (e.g., USD, GBP, or EUR).
3. Input your Grey bank details and confirm.
4. Select the account type(Individual Checking) and enter the routing number(ACH routing).
5. Enter your account number and select Add Bank Account.
6. Confirm and start receiving payments directly to your Grey wallet.

Why Grey is the best choice for Ghanaian freelancers

Grey offers features designed to meet the unique needs of Ghanaian remote workers. Here’s why it stands out:

• Low fees: Keep more of your earnings with minimal transfer and conversion fees.
• Fast payments: Receive funds faster than traditional bank transfers.
• Hold multiple currencies: Easily store USD, GBP, or EUR and convert to GHS when the rates are favourable.
• Transparency: No hidden charges or surprise deductions—just straightforward payments.

Get started with Grey today

Are you ready to transform how you receive payments from Upwork? Sign up for a free Grey account today and take control of your freelance earning.

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