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Modern banking
for global businesses

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Get USD business accounts plus USDC support with seamless payouts to 170+ countries. Process bulk payments in minutes and pay teams globally in their local currencies.

Grey is a financial technology company, not a bank. Banking services are provided by licensed banking partners.
A screenshot of the GreyBusiness dashboard

International business banking
shouldn't be that complicated

Account balance showing $45,499.01 in US dollars with currency options for USD, EUR, and GBP.

Multi-currency business accounts

Get dedicated US accounts with full banking details for each currency. All accounts come with enterprise-grade security and compliance built in.

Create account

Bulk local payouts

Upload CSV files and make multiple payments simultaneously with real-time FX rates and transparent fees. Local bank transfers and mobile money are supported to 170+ countries.

Create account
Table showing recipients with names, account numbers, countries, and checked boxes for selected payees.
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Developer-friendly APIs

Automate payouts and integrate Grey into your finance stack with simple APIs.

Create account

Unified dashboard

Track inflows and maintain separate USD, EUR, and GBP balances from one unified dashboard. Generate detailed statements and monitor payout status in real time.

Create account
Dashboard screen displaying a finance overview with key metrics.
Digital wallet showing USDC available balance of $32,129.82 with options to add or send money.

Crypto-ready infrastructure

Accept and send USDC deposits and payouts through BEP20 and Solana network support. Built for crypto-friendly businesses managing global payment operations.

Create account

Virtual cards

Create prepaid USD cards for business spending with easy top-up, withdrawal, and management controls. Freeze, unfreeze, or delete cards instantly for complete spending control.

Create account
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Built for
how you work

BUSINESS OWNERS
Stay in control with multi-currency accounts, smart approvals, and team expense cards, all in one place.
An image of five professionals discussing at a bright conference table in an office.
FREELANCERS
Get paid like a pro and earn client trust with branded invoices, payment links, and verified foreign accounts.
Image of a freelancer working on his laptop
REMOTE TEAMS
Work seamlessly across borders with global payouts, virtual cards, and real-time analytics.
Image of a remote worker in a virtual meeting

Get your business up
and running in minutes

Form titled Get started with fields for legal first name, last name, and official email address.
STEP ONE
Register with your name, email, and password, simple as that
Grey Business onboarding screen for KYB verification with form to enter business name and details.
STEP TWO
Submit your KYB documents for fast verification
Bank account details for checking account of Stellar Incorporated with routing and address info.
STEP THREE
Access your account details with SWIFT, routing, and start transacting

How Grey compares to others

Multi-currency accounts
yes
no
yes
yes
yes
Local payouts (170+ countries)
yes
no
yes
yes
yes
Bulk payouts
yes
no
yes
yes
yes
Multi-transaction approvals
yes
no
no
no
no
Team expense cards
yes
yes
yes
yes
yes
USDC support
yes
no
no
no
no
Interest sub-accounts
yes
no
no
no
no
yes
Multi-currency accounts
yes
Local payouts (170+ countries)
yes
Multi-transaction approvals
yes
Bulk payouts
yes
Team expense cards
yes
USDC support
yes
Interest sub-accounts
no
Multi-currency accounts
no
Local payouts (170+ countries)
no
Multi-transaction approvals
no
Bulk payouts
yes
Team expense cards
no
USDC support
no
Interest sub-accounts
no
Multi-currency accounts
no
Local payouts (170+ countries)
no
Multi-transaction approvals
no
Bulk payouts
yes
Team expense cards
no
USDC support
no
Interest sub-accounts
yes
Multi-currency accounts
yes
Local payouts (170+ countries)
yes
Multi-transaction approvals
no
Bulk payouts
yes
Team expense cards
no
USDC support
no
Interest sub-accounts
yes
Multi-currency accounts
yes
Local payouts (170+ countries)
yes
Multi-transaction approvals
no
Bulk payouts
yes
Team expense cards
no
USDC support
no
Interest sub-accounts
Open an accountTalk to support
Built for trust backed by security
Built for trust
backed by security
Regulated by FINCEN and FINTRAC
U.S. Treasury Financial Crimes Enforcement Network logo and FINTRAC CANAFE logo side by side.
Add 2-factor authentication for secure access
Screen prompting Kierra to set up two-factor authentication with a code entry icon and a continue button.
View and control all logged-in sessions
Dialog box on security settings to end current session from Macbook Safari in New York with cancel and end session buttons.
Regulated by
FINCEN and FINTRAC
U.S. Treasury Financial Crimes Enforcement Network logo and FINTRAC CANAFE logo side by side.
View and control
all logged-in sessions
Dialog box on security settings to end current session from Macbook Safari in New York with cancel and end session buttons.
Add 2-factor authentication
for secure access
Screen prompting Kierra to set up two-factor authentication with a code entry icon and a continue button.

Trusted by teams
paying globally

Switching to Grey Business completely transformed how we handle global payroll. What used to take days now happens in minutes. Our team across different countries gets paid on time, every time, It’s taken a huge load off our operations and built more trust with our remote staff.”

Nelson Eze
CFO, Nestuge Inc.

Grey Business has taken the complexity out of global payroll, giving us more time to focus on growing our business and supporting our people. We’ve never had to second-guess a single payment.

Ayobami Oyaleke
CEO, Mainstack

Grey Business has taken the complexity out of global payroll, giving us more time to focus on growing our business and supporting our people. We’ve never had to second-guess a single payment.

Ayobami Oyaleke
CEO, Mainstack

Switching to Grey Business completely transformed how we handle global payroll. What used to take days now happens in minutes. Our team across different countries gets paid on time, every time, It’s taken a huge load off our operations and built more trust with our remote staff.”

Nelson Eze
CFO, Nestuge Inc.

Frequently asked
questions

Can I open a USD account without a US address?
expand
Yes. Grey allows businesses in emerging markets to open USD accounts with full banking details.
Can I send and receive USDC?
expand
Yes. Grey supports BEP20 and Solana-based USDC transactions.
Are EUR and GBP accounts available?
expand
They’re coming soon. Join the waitlist for early access.
Can I make bulk payouts to contractors?
expand
Yes, upload a CSV and pay multiple people at once with real-time tracking.
Is there a monthly fee?
expand
No monthly fees. Pay only for what you use.
Do I need KYB verification?
expand
Yes. Fast KYB ensures security and compliance before activation.
How long does account setup take?
expand
Typically 1–3 business days after KYB verification.

Join other global-first businesses simplifying international finance

Open an accountTalk to support
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business@grey.co
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DISCLAIMER
Grey is a financial technology company, not a bank. Banking services are provided by licensed banking partners. Canadian services are offered by Grey Finance Inc with registered address at 1285 West Broadway Suite 600 Vancouver BC V6H 3X8. Canada. Grey Finance Inc. is regulated by FINTRAC. US services are offered by Grey Inc. with its registered address at 651 N Broad St, Suite 206 Middletown DE 19709 US. Grey Inc is regulated by FinCEN. Copyright © Grey Inc. 2025.