Send money internationally from Nigeria

NGN-to-USD, GBP, and EUR are Group A currency pairs, which means Grey's conversion fee is capped at $6 regardless of the transfer amount. On a large transfer, the effective fee percentage drops below 1%. NGN-to-KES is a direct intra-Africa corridor handled without routing through USD or GBP.

Every international transfer involves two costs: the visible fee and the exchange rate margin. Most services hide their margin in the rate, so a transfer advertised as zero fees can quietly cost more than one with a transparent fee. The only way to compare providers accurately is to look at what your recipient actually receives in their local currency, not the fee number alone.

Grey shows both numbers separately before you tap Send: the transfer fee and the exchange rate applied to your transfer. You see exactly what your recipient will receive in their local currency before you confirm. There are no adjustments after the fact.