Check the live US Dollar to Nigerian naira exchange rate. Grey shows the rate, the fees, and exactly what your recipient in Nigeria receives, all before you confirm.

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Convert US dollars to Nigerian naira at a fair rate
Grey is a financial technology company, not a bank, registered with FinCEN in the United States. When you convert US dollars to Nigerian naira with Grey, three things happen before you confirm: you see the rate applied to your transfer, you see the fees, and you see the exact naira amount your recipient will receive.
USD to NGN exchange rate today
Amounts shown are indicative at the mid-market rate and do not include Grey's fees.
USD to NGN | |
|---|---|
| 1 USD | 1,351.91 NGN |
| 5 USD | 6,759.57 NGN |
| 10 USD | 13,519.14 NGN |
| 20 USD | 27,038.29 NGN |
| 50 USD | 67,595.72 NGN |
| 100 USD | 135,191.43 NGN |
| 250 USD | 337,978.58 NGN |
| 500 USD | 675,957.15 NGN |
NGN to USD | |
|---|---|
| 10,000 NGN | 7.00 USD |
| 50,000 NGN | 34.98 USD |
| 100,000 NGN | 69.96 USD |
| 200,000 NGN | 139.93 USD |
| 250,000 NGN | 174.91 USD |
| 500,000 NGN | 349.82 USD |
| 1,000,000 NGN | 700.71 USD |
| 1,500,000 NGN | 1,054.07 USD |
What this rate means for your transfer
The exchange rate is one part of what a transfer costs. Before you confirm, Grey shows the rate applied to your transfer and the exact amount your recipient receives in Nigerian naira. No hidden markup, no surprises at the end.

Frequently asked questions
What is the USD to NGN exchange rate today?
The live USD to NGN exchange rate today is shown in the calculator above. This is the mid-market rate. Grey's transfer rate includes a 1 percent conversion fee capped at $6, plus a deposit fee and a send fee, all shown separately before you confirm.
How much Nigerian naira will I get for $500?
At today's live rate, $500 converts to the amount shown in the calculator above. The Grey fees on a $500 transfer are about $9 (about $4 for the ACH deposit and $5 for the conversion), plus the send fee. Grey shows the exact naira amount your recipient receives before you confirm.
How do I convert USD to NGN with Grey?
Open a free Grey account, verify your identity, fund your balance, then send to your recipient in Nigeria. Grey converts USD to NGN at the live rate and shows the rate and fees before you confirm.
What Nigerian banks does Grey support?
Grey supports transfers to GTBank, Access Bank, Zenith Bank, UBA, First Bank and all major Nigerian banks via NIBSS. Your recipient does not need a Grey account to receive funds.
What is the fee for converting USD to NGN?
Grey charges a deposit fee (0.8 percent by ACH, minimum $2, maximum $10), a conversion fee of 1 percent capped at $6, and a send fee shown before you confirm. Grey does not add a margin to the exchange rate on top of the stated fees.
How long does a transfer from the US to Nigeria take?
Transfers with Grey typically arrive within minutes once your Grey balance is funded. If you fund via ACH, allow 1 to 2 business days for the funds to clear first.






