Millions of freelancers now work with clients across the world, and the cross-border payments ecosystem that supports them is expanding quickly. As global work increases, so does the need for fast, reliable, and transparent ways to get paid. Many freelancers turn to better payment platforms because traditional options often fail to deliver the full invoiced amount, sometimes with unclear or undisclosed fees.
In this guide, I’ll walk you through the best ways to receive payments, but first, here’s what you should consider before working with an international client.
Also read: Best international payment platforms for freelancers in 2025
Client profile: Before working with an international client, it’s important to check if they are credible and trustworthy. Look at their website, social media, LinkedIn, and how they communicate. Are they professional, organised, and transparent about their business? A client who seems reliable makes it easier for you to do your work and receive payment without stress. If anything feels off or unclear, take a step back and investigate before committing to the project.
Payment history: Always check how the client has treated other freelancers or employees in the past. Look at reviews and feedback online, whether for freelance projects or full-time work. Late payments, unexplained deductions, or complaints about chasing invoices are red flags you shouldn’t ignore. Choosing a client with a good payment history means you’re more likely to be paid on time and in full, saving you stress and letting you focus on delivering quality work.
Language barrier: Make sure you and the client can communicate clearly. Language differences can cause misunderstandings, mistakes, or delays if instructions aren’t fully understood. Before starting, ask questions and clarify anything that feels unclear. A client who explains things clearly and responds promptly makes projects much smoother. Good communication from the start helps you avoid problems later, ensures the work is done correctly, and increases the chances that you’ll get paid quickly and without hassle.
Contract: A contract only protects you if the client respects it. Check if they follow agreed timelines, deliverables, and project scope. Some clients may try to add extra work without proper discussion or payment, which can lead to frustration. Choosing a client who sticks to the contract shows professionalism and respect for your time. Setting clear boundaries and expectations from the start makes projects fair, stress-free, and ensures that you’re paid properly for the work you do.
Also read: The ultimate guide to using virtual accounts for global payments in 2025
Working with international clients means choosing the right payment platform is key. The right option keeps your money safe, reduces fees, and ensures you get paid quickly, wherever you are.
Bank transfer
Bank transfers are the classic way to receive international payments. They’re secure and widely accepted, especially for larger sums. However, they can take several days to process and often involve high fees for currency conversion or international wire charges. They’re reliable, but if speed and lower fees matter, you might want to explore alternative platforms.
PayPal
PayPal is one of the most popular platforms for global payments. It’s fast, user-friendly, and widely trusted by clients around the world. However, fees can add up, especially for currency conversion or withdrawing to your local bank. It’s best for smaller transactions or clients who already prefer PayPal. Instant transfers are available with some accounts.
Western union
Western Union allows you to receive money almost anywhere in the world, often within minutes. It’s ideal if your client doesn’t use online banking or prefers cash pickups. Fees can be high, and exchange rates may be less favourable. Still, it’s reliable for urgent payments, particularly for clients in countries where other platforms aren’t available.
Wise
Wise is designed for international payments with low fees and real exchange rates. Transfers are usually fast, and you can receive money in multiple currencies directly to your bank account. Wise is transparent about costs, making it one of the most cost-effective solutions for freelancers and global workers who want quick, fair, and hassle-free transfers.
Revolut
Revolut makes international payments simple, especially for freelancers or remote workers who hold accounts in multiple currencies. Transfers are fast, and the app is easy to use. Currency exchange is done at competitive rates. While great for regular payments, some limits apply for large sums, so check their policies. It’s ideal for those who value speed and low fees.
Grey (Recommended)
Grey is an innovative platform transforming international payments for freelancers and remote workers. It offers fast, secure transfers, supports multiple currencies, and provides clear, easy-to-use transaction tracking. With its focus on transparency, efficiency, and reliability, Grey streamlines cross-border payments, making it a modern solution for professionals who need timely and cost-effective access to their earnings.
Also read: Top 5 mistakes freelancers make with international payments
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If you’re working with international clients, receiving payments doesn’t have to be complicated. With Grey, you get a smarter alternative to traditional banks and payment systems. From multicurrency accounts to fast transfers and low fees, Grey helps you manage your income like a pro. Sign up on Grey today and start receiving international payments without stress.
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