The United Kingdom is a global magnet. Its world-class universities, popular cities and historic landmarks make it one of the most popular travel destinations in the world. It’s easy to see why many international travellers spend so much time here.

But while enjoying British hospitality and culture, one issue often catches visitors off guard: managing money. Paying for everyday expenses, receiving international payments, or simply avoiding high foreign transaction fees can all become complicated without a local bank account.

If you’re staying in the UK temporarily and wondering whether you can open a bank account, the good news is, yes, you can. And even better? You don’t need to go through a lot of paperwork. Here, I’ll show you how and why Grey might be your best option for banking as a temporary visitor.

Also read: Summer vacation ideas for families in the UK

Can a temporary visitor open a UK bank account?

Yes, though it depends on the type of account and your documentation. Traditional UK banks are generally cautious when it comes to opening accounts for non-residents, especially those without a UK proof of address. However, there are a few workarounds:

• Some high street banks allow temporary visitors to open basic current accounts if they provide supporting documents.
• Digital banks and fintech platforms are typically more flexible, offering app-based banking experiences.

Also read: Mexico visa requirements for UK citizens

Why you might need a UK bank account as a visitor

Even if your stay in the UK is short, a local bank account can make your time more convenient:

• Avoid high foreign transaction fees when paying with your home card.
• Receive payments from employers, freelance clients, or study grants.
• Pay for local services like rent, transportation, subscriptions, or online orders in GBP.
• Manage foreign currency more efficiently, especially if you're working across borders.

Having access to a UK account will save you time and money.

Requirements to open a UK bank account as a visitor

If you’re applying through a traditional bank, the following documents are often required:

• Valid passport or national ID
• UK address proof, such as:
  • A tenancy agreement
  • A recent utility bill
  • A letter from your university or host
• Visa or immigration status details (if applicable)
• National Insurance Number (not always required, but helpful)

These can be difficult for tourists or short-term visitors who haven’t secured housing or are only in the UK for a few weeks. That’s where digital banking platforms like Grey come in.

Also read: Best cities for a summer vacation in the UK

Why Grey is ideal for temporary visitors in the UK

Grey is designed for modern travellers, freelancers, and digital nomads who need global banking solutions without borders. As a temporary visitor in the UK, Grey makes it incredibly simple to open and use a UK bank account, all online, and with just a few documents.

Here’s why it works so well:

• No UK proof of address required: You can open an account using international documents — perfect for travellers or short-term residents.
• Multi-currency accounts: With Grey, you can receive and hold GBP, USD, and EUR all in one place and convert between them with excellent exchange rates.
• Easy international transfers: Grey supports global transfers, so you can send or receive payments from virtually anywhere.
• Fast withdrawals to local banks: Once you’ve received funds in your Grey account, you can quickly convert them and withdraw to your local bank.
• Full digital onboarding: No paperwork, no branch visits. Everything is done from your phone or laptop.

Also read: Brazil visa requirements for UK citizens

How to open a UK account with Grey

You can get started with Grey in just a few steps:

Sign up

Go to grey.co or download the Grey app from the App Store or Google Play.

Verify your identity

Upload a valid ID (passport or national ID), proof of address from your home country, and a selfie. Grey’s KYC process is fast and secure.

Request your UK account

Once verified, navigate to the “Accounts” section and request a UK (GBP) account. You’ll receive your virtual account details which will include the sort code and account number.

Start using your account

Use it to receive international payments, get paid by clients or platforms, and pay for services in the UK without conversion fees.

Also read: How to create US and UK bank accounts as a migrant worker in the UK

Opening a UK bank account as a temporary visitor doesn’t have to be complicated. Traditional banks may have rigid requirements, but digital solutions like Grey provide a seamless, fast, and borderless experience.

Create your Grey account today or download the app to enjoy inclusive global banking, designed to carry your dreams across borders.