If you’ve ever tried to open a traditional bank account in Europe without residency, you know the struggle:

• Extensive requirements for a local address
• Local tax IDs and endless forms
• Appointments at physical branches
• Waiting weeks (or months) for approval

Endless forms, proof of address, and long queues? Meanwhile, your invoices are piling up, and clients are waiting to pay you.

We built Grey for global living and working, to help digital nomads get paid and manage money wherever they go.

As a digital nomad, financial flexibility is everything. You need a solution that works wherever you are, and not just where your passport says you’re from.

Related article: Best money transfer platforms for remote workers in Europe

Grey makes it easy to open bank accounts in Europe

Grey gives you foreign bank accounts in USD, GBP, and EUR, all through one sleek app. So even if you’re working from a beach bar in Croatia, a cafe on Lisbon's cobbled streets, or a co-working hub in Tallinn, you can still receive payments like a local in Europe.

Here’s what you get with Grey:

• A free EUR account in your name, with no residency required
• Account details that can receive money transfers from clients in Europe
• Great exchange rates when converting to your home currency
• Easy withdrawals to your local or international bank account
• Ability to send and receive USDC with Grey

No appointments. No paperwork. Just open the app, sign up, and get started in minutes.

Get paid like a local as a digital nomad in the EU

Let’s say you’re a UX designer from South Africa currently living in Budapest. You work with a Dutch agency that wants to pay you in euros. With Grey, you can send them your EU bank details, get paid quickly via SEPA transfer, and convert your earnings whenever you need, at rates that don’t rob you blind.

Or maybe you’re an Algerian content creator spending a few months in Spain. Grey gives you access to GBP and USD accounts, too, so you can easily invoice clients in London or New York.

You may also like: How freelancers in Europe can efficiently manage foreign currencies

More than just banking

Grey isn’t just for receiving payments; it’s a complete international payments solution built for your digital nomad lifestyle:

• Send money internationally at competitive rates
• Spend online with a globally accepted virtual USD card (perfect for subscriptions, online courses, travel bookings, etc)
• Track your transactions with real-time notifications and clean, intuitive dashboards

Using Grey is like carrying a multi-currency wallet in your pocket — one that works across continents.

Start banking globally today

The world is your office. Your bank shouldn’t hold you back. With Grey, you get the financial freedom to focus on what really matters: your work, your travels, and living life on your terms.

Whether you're in Prague today and Porto next month, Grey moves with you.

Create your free account and experience the easiest way to bank as a digital nomad in Europe.

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