When Peller told Ebuka he once made 10,000 USD from a single livestream, many content creators began to appreciate how rewarding the platform could be. TikTok has become one of the hottest platforms for content creators to make real money. From brand sponsorships to TikTok’s Creator Fund, Nigerians are increasingly cashing in on their creativity.

Unfortunately, most TikTok payment systems are built around UK, US, and EU bank accounts. This makes it challenging for Nigerian creators to access their earnings directly.

With digital banking solutions like Grey, you can easily receive your TikTok income in USD, GBP, or EUR and withdraw it smoothly to your Nigerian bank account.

How Nigerians earn money on TikTok

There are multiple ways Nigerian creators can monetise their TikTok presence:

• TikTok Creator Fund: TikTok pays creators based on video views, engagement, and performance.
• Brand deals and sponsorships: Companies pay influencers directly for promotions.
• Gifts and tips: Fans send virtual gifts during live streams, which can be converted into real money.
• Selling products or services: Many use TikTok to promote their businesses or freelance services.

No matter the method, you’ll need a reliable way to receive your international earnings — which often come in USD or GBP.

Challenges with traditional Nigerian bank accounts

Many TikTok payment systems require you to link a foreign (non-Nigerian) bank account to receive funds, especially when registering for the TikTok Creator Fund or working with international brands.

Unfortunately, content creators experience:

• Inability to link local Nigerian bank accounts directly
• High conversion fees if you try using traditional Nigerian banks for international transfers
• Delays in receiving payments and access to your funds

Earn from TikTok in Nigeria without a UK bank account using Grey

Grey allows you to open a free virtual USD, GBP, or EUR bank account from Nigeria. Here’s why it’s the best solution for TikTok creators:

• Get a foreign account instantly: Receive a US, UK, or EU bank account from Nigeria.
• Link your Grey account to TikTok payouts: Use your Grey-provided banking details for TikTok’s Creator Fund and brand deals.
• Low fees: Grey offers low transaction fees, no hidden charges or ridiculous conversion rates.
• Quick withdrawals to Nigerian bank accounts: Once you get paid in dollars or pounds, you can easily convert and withdraw to your naira account

Step-by-step: How to set up Grey to earn from TikTok in Nigeria

Grey gives you a global bank account tailored for remote earning, whether from TikTok or any other international platform. Here is how to get started on Grey.

1. Create a Grey account

Visit grey.co or download the Grey app and sign up for free.

2. Verify your identity

Submit a valid ID and proof of address. Approval usually takes just a few days.

3. Open your virtual USD or GBP account

After verification, generate your USD or GBP account details from your Grey dashboard.

4. Link Grey to your TikTok payment settings

Enter your Grey USD or GBP bank account details in the TikTok Creator Fund or your brand payment forms.

5. Receive your payments

TikTok or brands will pay you into your Grey account. You can then convert your earnings to naira and withdraw to your Nigerian bank account anytime.

Earning from TikTok with Grey

Earning from TikTok is a great opportunity for content creators in Nigeria. Gone are the days when content creators missed out on this because they didn’t have a UK bank account. With Grey, you can earn globally and spend locally by creating amazing TikTok content.

Create your free Grey account today and earn with your creativity.