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Egypt visa requirements for UK citizens: The complete 2026 guide

Olayoyin Olorunmota

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Egypt remains one of the most visited destinations for UK travellers, from the Red Sea resorts to Cairo and the Nile. The entry rules are more nuanced than most guides suggest: there is a visa-free route that only applies to part of the country, a visa on arrival that must be paid in cash, an e-Visa, and a consulate route with a little-known free visa for travellers of Egyptian origin.

This guide covers every route for UK citizens in 2026: who genuinely does not need a visa, what each option costs, how to avoid being overcharged at the airport, the border crossing rules from Israel and Jordan, and the money rules that determine how you should carry and spend funds in Egypt.

And because Egypt is a largely cash-based economy with strict limits on its own currency, we also cover the practical side: how a multi-currency account handles GBP to EGP without airport exchange desks.

Do UK citizens need a visa for Egypt?

Yes, in most cases. UK passport holders normally need a visa to enter Egypt. There is one genuine exception: if you arrive by air at Sharm El-Sheikh and stay for less than 15 days within the Sinai resorts of Sharm El Sheikh, Dahab, Nuweiba, or Taba, you receive a free entry permission stamp on arrival and do not need a visa.

The exemption is strictly limited. If you plan to travel outside those resorts, take a Nile cruise, visit Cairo or Luxor, or stay longer than the permitted period, you must get a visa. You can buy one at Sharm El-Sheikh Airport or apply online before travelling.

Your four visa options compared

Route Cost Validity Best for
Sinai free entry stamp Free Up to 15 days, Sinai resorts only Resort-only holidays via Sharm El-Sheikh
e-Visa (online) $30 single / $60 multiple Tourist e-visas valid up to 3 months Most travellers; avoids airport queues
Visa on arrival $30, cash only Up to 30 days, single entry Last-minute trips; bring exact USD cash
Consulate (London) £32 single / £53 multiple tourist 6 months validity; 30 days stay (single) or 90 days collective (multiple) Long stays, work, study, non-tourist purposes

Two warnings for the airport route. First, the visa on arrival must be paid in US dollars cash at the bank kiosks before the immigration counters; bring the exact amount. Second, you do not need to buy your visa from an agent. Agents in arrival halls often charge well above the $30 official price. If an agent harasses you, report it to the tourist police in the terminal.

The e-Visa is paid online in US dollars, which means a UK debit card adds a foreign transaction fee on top of the visa cost. Paying with a Grey virtual card from a USD balance avoids that markup.

Free multiple-entry visa for travellers of Egyptian origin

Applicants of Egyptian origin, or applicants married to an Egyptian national, can obtain a multiple-entry visa free of charge through the consulate by providing official proof: an Egyptian ID if you are of Egyptian origin, or your spouse's Egyptian ID plus your marriage certificate if your spouse is Egyptian.

For the large UK-Egyptian community visiting family, this changes the calculation entirely. A free multiple-entry visa, valid 6 months with up to 90 days of collective stay, makes frequent trips realistic, and it shifts the real planning question from paperwork to money, which we cover below.

Also read: Step-by-step guide to applying for an Egypt visit visa

Applying through the Egyptian Consulate in London

  • A passport valid for at least 6 months on the date the visa is issued
  • Two recent coloured passport photographs (45mm x 35mm) on a white background, with your name written on the back
  • A completed application form per applicant
  • Card payment when applying in person; postal order with a pre-paid return envelope when applying by post
  • Business visa applications: a company letter stating the purpose of the visit and the name and address of the organisation being visited in Egypt

Collection takes 5 to 7 business days once all documents are provided, and passports must be collected in person if you applied in person. One passport covers children under 16 added to it; children with their own passports, including babies, need their own visa.

Visa extensions and overstays

You can apply for an extension at the Egyptian Passport and Immigration Offices in-country. Do not leave it late: if you try to leave Egypt on a visa that has expired by more than 14 days, you will get a fine and face difficulties at departure. If you are hospitalised or delayed, start the extension process before your visa lapses.

Long-term visas: work, study, and residency

Work visa

Working in Egypt requires a job offer from an Egyptian employer, who sponsors the work permit application through the Egyptian Ministry of Labour. Expect background checks and medical tests, and note one requirement that surprises people: you must show HIV test results to apply for a work permit. Work permits can only be obtained from the local authorities in Egypt, not from the consulate in London.

Student visa

Students need an official letter of acceptance from a recognised Egyptian institution, proof of funds for tuition and living costs, and medical clearance. Visas generally run for the duration of the course.

Residency

Retirees, entrepreneurs, and long-stay residents apply for a residence permit, which can only be applied for and obtained within Egypt. Requirements include proof of sufficient income, a rental contract or property ownership, and a UK police clearance certificate.

Also read: Egypt visa requirements for US citizens

Crossing into Egypt by land or sea

If you are combining Egypt with Israel or Jordan, the border arithmetic matters, because everything is paid in US dollars cash.

From Israel at Taba

  • Staying in Taba only: $20 border tax for a 15-day entry stamp
  • Travelling within Sinai (including Sharm El-Sheikh): $120 border tax for a 15-day stamp
  • Travelling beyond Sinai (including flying from Cairo or Hurghada): $120 border tax plus a $30 entry visa plus a letter of guarantee from a travel agent, around $20
  • Crossing by car: an additional charge of around $100, plus parking fees

The FCDO recommends bringing at least 170 US dollars in cash per person, with extra to cover changes, because charges at Taba have been increasing at short notice since March 2026. The ATMs at the crossing are unreliable and frequently empty, so obtain your dollars before travelling. Border officials may also ask travellers to remove hats, coats, or other items of clothing, including religious clothing, as they pass through the terminal.

From Jordan by ferry

Ferries run from Aqaba to Taba Heights and Nuweiba. If you will stay beyond 15 days or travel past Sinai, an entry visa costs $35 at Taba Heights or $30 at Nuweiba, purchased at the port terminal, again usually in cash.

Health and entry conditions

You must show a yellow fever vaccination certificate if arriving from a country listed as a transmission risk; direct arrivals from the UK are not normally affected, but transit routes can trigger it. Check TravelHealthPro's Egypt guide for recommended vaccinations before you travel.

Two further conditions worth knowing. Egypt may deny entry if your gender expression or appearance does not match the sex marker or photograph in your passport. And high-value electronics and recording equipment should be declared on arrival; satellite phones and radio communications equipment are likely to be confiscated without prior clearance from the Ministry of Telecommunications.

Taking money into Egypt: the rules

Egypt's currency rules shape how you should carry funds. You can bring no more than 5,000 Egyptian pounds into or out of the country, which makes it pointless to buy EGP in the UK in any quantity. There is no limit on foreign currency, but you must declare anything worth more than 10,000 US dollars on arrival.

The practical setup for a UK traveller is foreign currency in and digital money throughout. A Grey multi-currency account lets you hold GBP, USD, and EUR and convert as you spend, at rates that beat airport exchange desks, with a virtual card for hotel and flight bookings. Keep some US dollars in cash for visa fees and border charges, and handle the rest digitally.

Sending money from the UK to Egypt before you travel

For the UK-Egyptian community, trips home usually come with money to move: support for parents, contributions to family costs, payments ahead of arrival. Rather than carrying declared cash, you can send money to Egypt before you travel. Grey pays out to banks operating in Egypt and to mobile money, with mobile money arriving same-day.

Combined with the free multiple-entry visa for travellers of Egyptian origin, a standing GBP to EGP setup means each trip starts with the paperwork and the money already handled. Opening an account takes minutes and you can do it before you fly.

Frequently asked questions

Do UK citizens need a visa for Egypt?

Yes, normally. The exception is arriving by air at Sharm El-Sheikh and staying under 15 days within the Sinai resorts of Sharm El Sheikh, Dahab, Nuweiba, or Taba, where you receive a free entry stamp.

Is Sharm El Sheikh visa-free for UK citizens?

Yes, for stays under 15 days within the Sinai resorts, arriving by air at Sharm El-Sheikh. Travelling beyond the resorts, including Cairo, Luxor, or a Nile cruise, requires a visa.

How much is the Egypt visa on arrival for UK citizens?

30 US dollars, payable in cash only at the official bank kiosks before immigration. Do not buy from agents in the arrival hall, who often charge more than the official price.

How much does the Egypt e-Visa cost for UK citizens?

Around $30 for single entry and $60 for multiple entry, paid online by card. Tourist e-visas are valid for up to 3 months. Verify current fees on the official portal before applying.

How long does the Egypt e-Visa take?

Typically 3 to 5 business days. Apply at least a week before travel to allow for delays or additional checks.

Can people of Egyptian origin get a free visa?

Yes. Applicants of Egyptian origin, or those married to an Egyptian national, can obtain a free multiple-entry visa through the consulate with official proof such as an Egyptian ID or a spouse's ID plus marriage certificate.

What happens if I overstay my Egypt visa?

You can apply for an extension at the Egyptian Passport and Immigration Offices. Leaving on a visa expired by more than 14 days risks a fine and difficulties at departure.

How much cash can I take into Egypt?

You can bring a maximum of 5,000 Egyptian pounds in or out. Foreign currency is unlimited but amounts worth over 10,000 US dollars must be declared on arrival.

What is the best way to manage money in Egypt as a UK visitor?

Carry some US dollars in cash for visa fees and border charges, and use a Grey multi-currency account for the rest: hold GBP, convert at competitive rates, and pay with a virtual card.

Understanding Egypt's visa requirements before you travel can help you avoid unnecessary delays and ensure a smoother journey from the UK. Once your travel plans are in place, open a Grey account to pay for visa fees, manage travel expenses in multiple currencies and spend abroad with greater convenience and competitive exchange rates.

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This article is for general information purposes only and does not constitute legal or immigration advice. Visa requirements and entry rules change frequently. Always verify current information with the Egyptian Consulate General in the UK or GOV.UK before travelling. Note that the FCDO advises against all travel to some parts of Egypt and against all but essential travel to others; check current travel advisories before booking.

Last updated:

October 2, 2026

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Send Canadian dollars with Grey

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2 min read

Everything we do at Grey is aimed at making it easier for you to make global payments.

We’re excited to announce that Grey now supports Canadian dollars (CAD) payments, which means you can send money to Canada directly from your Grey account via Interac e-Transfer.

You can pay freelancers, send money to family, or make cross-border payments to Canadian businesses right from your phone.

What exactly does this mean for you?

Send money to Canada easily‍

Because we’ve integrated with Interac e-Transfer, you can send money directly to any Canadian bank account. You’ll only pay a flat $3 fee, regardless of how much you’re sending.

Expand your global operations with less friction

‍CAD joins our growing list of supported currencies, giving you more flexibility when operating across borders.

No additional setup required

‍It’s the same Grey account you already have. Sending CAD works exactly like sending any other currency through Grey. There’s no confusion about exchange rates and no need for the recipients to sign up for anything.

How does sending CAD work with Grey?

We’ve kept things simple. Here’s how to send Canadian Dollars using Grey:

  1. Log in to your Grey account.
    ‍
  2. Click “Send”.
Send Canadian dollars with Grey

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2. On the “Send Money” tab, select “Send via Interac”.

Send Canadian dollars with Grey

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3. Select Canada as the destination and choose CAD as the currency.

Send Canadian dollars with Grey

4. Enter the recipient’s details and confirm the transfer.

Send Canadian dollars with Grey

Enjoy global payments with Grey

At Grey, our mission is to make globalisation work for everyone. Supporting payments in Canadian Dollars takes us closer towards achieving that goal.

We want more freelancers, businesses, and remote workers to operate internationally without friction.

More currencies, more countries, and more ways to manage money across borders, that’s where we’re headed.

Open a free Grey account today, or download the app to get started.

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Top activities for tourists in Zanzibar in 2024

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2 min read

Zanzibar is a group of islands, i.e., an archipelago, located off the coast of Tanzania in East Africa. It's a melting pot of languages, cuisines, and cultures and home to some of the most beautiful beaches in the world, making it a popular tourist spot. Beyond its beaches, it’s also a top destination for history enthusiasts, nature lovers, and adventure seekers.

In this post, we’ll curate a list of activities to ensure your trip to Zanzibar is memorable.

But first, when’s the best time to visit Zanzibar?

The best time to visit is during the dry season, from June to October. This is also the peak safari season in Tanzania, which makes Zanzibar a popular post-safari destination choice.

January and March are also great times to visit because the beaches have peak diving conditions, and you can explore the lagoons and coral reefs in clear waters.

Now that you know when to visit, let’s look at some must-do activities in Zanzibar.

Top Activities in Zanzibar

Go on a snorkeling tour.

You can kickstart your trip by taking a snorkeling tour to explore the stunning coral reefs and diverse marine life, such as lionfish, sting rays, sea turtles, and dolphins around the archipelago islands.

snorkelling in Zanzibar

This 5-hour tour is usually conducted at Mnemba island because of the high visibility of its water. You’ll be accompanied by a professional guide providing safety instructions and insights while on the tour.

A trip to Stone Town:

Stone Town is the historic heart of Zanzibar City and a UNESCO World Heritage Site. The Arabs built this town during the slave trade, and it’s renowned for its well-preserved historic architecture. Some of the things you can do in Stone Town include:

  • Visit the slave monument
  • Visit the Old Fort
  • Visit the night market
  • Visit the Forodhani Gardens
  • Visit the Hamamni Persian Baths

A guided tour is the best way to familiarize yourself with Stone Town and its history.

Go on a spice tour:

Zanzibar is often called “Spice Island” due to its nutmeg, pepper, and cinnamon production. During the spice tour, you’ll learn the islands’ relationship with spices and how they are grown, harvested, and prepared to make medicines and food.

spice tour Zanzibar

Kitesurf:

Kitesurfing is a popular activity for tourists in Zanzibar. Paje, a small village on the southeastern coast of Unguja island — the main island of the Zanzibar archipelago — is said to be one of the best places in the world to kitesurf.

kite surfing Zanzibar

This is primarily due to its excellent wind conditions and relatively calm waters, allowing beginners to learn and improve. You can also get a 3-hour kitesurfing lesson for €110.

Nature walk in the Jozani forest:

This is one activity you can’t miss out on while in Zanzibar. The Jozani forest is a protected area in the center-eastern region of Unguja island, and it’s the only home to the endangered Red Colobus Monkey.

Jozani forest Zanzibar

It also hosts a variety of wildlife, such as leopards, lemurs, civet cats, pygmy antelopes, and bush babies.

You can take a guided tour to explore this forest; it usually takes an hour. This would also allow you to learn about the different types of wildlife and their medicinal uses.

Dine at The Rock:

The Rock is a famous picturesque restaurant on a rock formation near the beach.

Aside from its stunning ocean view and intimate setting, this restaurant is famous in Zanzibar for its excellent food, making it a tourist favorite. Most seafood is freshly caught from the reefs near the restaurant.

Relax at the beach:

This list would be incomplete without this. Zanzibar is famous for its white sandy beaches and clear blue waters, making it the perfect place to enjoy a beach holiday.

Beach Zanzibar

You can soak in the scenery, dip in the ocean, or even swim with dolphins.

Wrapping up

Traveling to Zanzibar can be a great way to unwind and learn about different cultures in an immersive way. And as a tourist, the last thing you want to worry about is currency exchange, which is why Grey has you covered.

We’ve made it easy for you to convert your money to Tanzanian shillings (TZS) so you can focus on making memories without the stress of navigating currency exchanges. Get started today by opening a Grey account.

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The best summer holiday destinations in the Philippines

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2 min read

Have you ever dreamed of escaping to a place where turquoise waters meet powdery white sand, where lush mountains rise in the distance, and every sunset looks like it was painted just for you? That’s the Philippines, a country made up of more than 7,600 islands, each with its own charm. Every time I visit, I find something new to fall in love with.

Whether you’re craving adventure, a quiet beach retreat, or a deep dive into rich cultural experiences, the Philippines has something for you. And let’s not forget the warm hospitality — Filipinos are known for their friendliness, making visitors feel right at home from the moment they arrive.

If you’re thinking about a summer holiday in the Philippines, here are some of the best places to visit that will make your trip unforgettable.

Best places to visit in the Philippines for summer holidays

From world-famous beaches to hidden gems, here are some of my top must-visit places for an unforgettable summer escape:

1. Boracay – The island of white sand beaches

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Boracay is one of those places that feels like a postcard come to life. The powdery white sand is so soft it almost feels unreal, and the sunsets? Absolutely breathtaking. White Beach is where most of the action happens, but depending on what you’re in the mood for, you can pick your vibe:

  • Station 1 – Home to upscale resorts and the widest stretch of fine white sand, ideal for a quieter and more luxurious experience.
  • Station 2 – The heart of Boracay’s action, where shopping, restaurants, and nightlife come to life.
  • Station 3 – A more peaceful area with budget-friendly accommodations and a laid-back vibe.

Beyond White Beach, you will love spending time at Puka Shell Beach for a quieter escape, Bulabog Beach for kitesurfing, and Diniwid Beach for a cosy sunset spot away from the crowds.

Must-do experiences in Boracay:

  • Try parasailing, snorkelling, or paddleboarding in the turquoise waters.
  • Take a sunset paraw (local sailboat) ride — it’s pure magic.
  • If you’re feeling adventurous, go cliff diving at Ariel’s Point.
  • Experience Boracay’s nightlife, where fire dancers and beachside cocktails set the mood.

Also read: How to apply for a digital nomad visa in the Philippines

2. Palawan – A paradise of lagoons and limestone cliffs

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If you ask me about my happy place, it’s Palawan. It’s where you find those impossibly blue lagoons, towering limestone cliffs, and hidden beaches straight out of a travel magazine. Every corner of Palawan feels untouched and breathtaking.

Here’s where you should go:

  • El Nido – Stunning lagoons, dramatic cliffs, and secret beaches. Island hopping here is a must.
  • Coron – A diver’s paradise with crystal-clear lakes and World War II shipwrecks.
  • Puerto Princesa – Home to the Puerto Princesa Underground River, one of the New Seven Wonders of Nature.
  • Port Barton – A quieter, more relaxed alternative to El Nido, with incredible island-hopping adventures.

What makes Palawan special?

  • Snorkelling in coral-filled waters and swimming alongside sea turtles.
  • Kayaking through hidden lagoons and mangroves.
  • Exploring remote islands where you’ll feel like the only person in the world.
  • Watching the sunset from a secluded beach, surrounded by nothing but nature.

3. Cebu – A mix of history and adventure

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Cebu has it all — history, adventure, and some of the best beaches in the Philippines. One day, you could be exploring Spanish-era churches, and the next, swimming with whale sharks or chasing waterfalls.

Places you can’t miss in Cebu:

  • Cebu City – Visit Magellan’s Cross, the Basilica Minore del Santo Niño, and the Taoist Temple.
  • Oslob – Swim with the gentle giants — whale sharks (don’t worry, it’s safe).
  • Moalboal – Witness the incredible sardine run and dive into a world of colourful corals.
  • Kawasan Falls – Go canyoneering through turquoise waterfalls and jungle trails.
  • Bantayan & Malapascua Islands – Tranquil, beautiful, and perfect for escaping the crowds.

If you love food, don’t leave Cebu without trying lechon (roast pig) and the famous dried mangoes.

You may also like: How to open US and UK bank accounts in the Philippines

4. Siargao – The laid-back island escape

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Siargao is my ultimate chill-out spot. It’s known as the surfing capital of the Philippines, but even if you don’t surf, you’ll fall in love with its island vibes. Palm trees line the roads, fresh coconut stalls are everywhere, and life moves at a slow, blissful pace.

Siargao highlights:

  • Cloud 9 – The world-famous surf break, even if you’re just there to watch.
  • Sugba Lagoon – Perfect for paddleboarding and kayaking in emerald-green waters.
  • Magpupungko Rock Pools – Crystal-clear tidal pools that appear during low tide.
  • Island hopping – Naked Island, Daku Island, and Guyam Island are must-visits.
  • Sohoton Cove – Swim with stingless jellyfish in a magical lagoon.

Why Siargao stole my heart:

  • The sunrises and sunsets here are something else.
  • The food scene is incredible — smoothie bowls, fresh seafood, and local delicacies.
  • Riding a motorbike around the island is the best way to explore hidden beaches.
  • The island’s laid-back energy makes it impossible to leave.

5. Bohol – Home to the Chocolate Hills

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Bohol is one of those destinations that surprises you. It has one of the most unique landscapes in the world — the Chocolate Hills — but that’s just the beginning.

Must-see places in Bohol:

  • Chocolate Hills – Over 1,200 perfectly rounded hills that turn brown in the dry season.
  • Tarsier Conservation Area – Get up close (but not too close!) to the adorable, wide-eyed tarsiers.
  • Loboc River Cruise – Enjoy a peaceful lunch while floating down a jungle river.
  • Panglao Island – White-sand beaches, world-class diving, and snorkelling with sea turtles.
  • Hinagdanan Cave – An underground lagoon where sunlight creates a magical glow.

Bohol is for you if:

  • You love nature and wildlife.
  • You want a mix of adventure, culture, and relaxation.
  • You enjoy exploring places that feel untouched by mass tourism.

Also read: Top 8 digital nomad cities for remote workers in Southeast Asia

The best way to manage payments while travelling to the Philippines

One thing I’ve learned while travelling is that managing money can be tricky, especially when dealing with currency exchange and international transactions. That’s where Grey makes life easier — you can send, receive, and exchange money in multiple currencies without the crazy fees traditional banks charge. It’s a game-changer when you’re travelling.

Make your summer travel to the Philippines stress-free with Grey

So, if the Philippines is on your summer bucket list (which it absolutely should be!), get ready for the adventure of a lifetime. Pack your bags, explore these incredible destinations, and let Grey handle your international payments seamlessly.

Sign up for a Grey account today, or download the app to get started.

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Convert pounds to naira at the best rates online

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2 min read

When converting British pounds (GBP) to Nigerian naira (NGN) through traditional banks, hidden fees, slow transfers, and poor exchange rates are common. This can be annoying because, in truth, every penny matters. With traditional banks and transfer services, you often lose a chunk of your earnings before the money even lands in your account.

Thankfully, there’s a faster, easier, and more cost-effective way. With Grey, you can convert GBP to NGN at competitive rates and without unnecessary delays. In this guide, I’ll show you exactly how to do that and why Grey is the best choice for currency exchange in Nigeria.

Common challenges when converting GBP to NGN

Converting British pounds in Nigeria isn’t always straightforward. Many users face:

  • Unfavourable exchange rates: Banks and transfer providers often mark up rates significantly.
  • Hidden fees: Extra charges can quickly eat into your funds.
  • Slow transfers: Traditional banking systems are notorious for long processing times.
  • Limited flexibility: Some platforms restrict how or when you can access your funds.

Grey eliminates these pain points, making it possible to convert and withdraw funds without hassle.

Also read: The easiest way to open an offshore bank account online for free

How to open a GBP account in Nigeria with Grey

Opening a virtual GBP account used to involve paperwork and international trips. With Grey, the process takes just minutes:

  1. Sign up for a Grey account: Head to Grey.co or download the app to get started.
  2. Verify your identity: Upload a valid ID and complete a quick KYC (Know Your Customer) process.
  3. Access your GBP account: Once verified, you’ll get a virtual UK account with all the details you need.
  4. Receive payments: Share your account number with UK clients, family, or platforms like Payoneer and Amazon.

You can start receiving GBP payments instantly without touching a traditional bank.

Also read: High-paying remote jobs you can land without experience

How to convert GBP to Naira using Grey

Once your funds hit your GBP account on Grey, converting them to naira is seamless:

  1. Log into your Grey account via web or app.
  2. Go to your GBP wallet and tap “Convert”.
  3. Enter the amount you want to exchange.
  4. View the real-time exchange rate and confirm the transaction.
  5. Converted Naira will instantly appear in your NGN wallet, ready to withdraw.

No delays. No guesswork. Just quick, transparent currency exchange.

Why choose Grey for GBP to naira conversions

Here’s why Grey stands out:

  • Best-in-market exchange rates: Get more Naira for every pound you convert.
  • Low, transparent fees: No hidden charges or surprises.
  • Fast processing: Convert and withdraw within minutes.
  • Multi-currency wallets: Hold, convert, and manage funds in GBP, USD, EUR, and NGN.
  • Easy withdrawals: Send money directly to any Nigerian bank account.

Tips to get the best GBP to NGN exchange rates

Want to make your money go even further? Here are a few smart tips:

  • Watch the rates: Grey’s live dashboard helps you monitor real-time rates and convert when they’re in your favour.
  • Convert in larger amounts: Converting bulk amounts can help minimise transaction fees.
  • Use GBP for regular payments: Holding a GBP wallet lets you decide the best time to convert.

Also read: The easiest way to get a virtual dollar account for AdSense earnings

The smarter way to manage GBP payments in Nigeria

With Grey, you can keep more of what you earn and enjoy total control over your international finances.

Create your Grey account today or download the app to enjoy inclusive global banking, designed for you to carry your dreams across borders.

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How to open a US bank account as a temporary visitor or on a visit visa

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2 min read

You’ve landed in the United States for a few months, maybe for a family visit, a business trip, or to explore the country as a digital nomad. Somewhere along the way, you realise how helpful it would be to have a US bank account. Paying for services, receiving payments from abroad, or just avoiding foreign exchange fees, it all becomes easier when you have access to a US account.

But if you’re not a resident or citizen, opening a bank account in the US can feel like hitting a brick wall. The good news? There’s a way around it — you can open a virtual USD account with Grey, no matter where you are in the world.

I’ll show you how to open a US bank account as a temporary visitor or tourist, and how Grey makes the process seamless and borderless.

Can you open a US bank account as a visitor?

Technically, yes — but the process through traditional banks is not easy or visitor-friendly.

Most US banks require the following:

  • A US address
  • A Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Two forms of government-issued ID
  • In-person visits to a branch for verification

For most short-term visitors or digital nomads, this creates a barrier. Without US documentation, you’ll likely be turned away. And even if you manage to open an account, maintaining it remotely or accessing your funds from outside the US can be challenging.

That’s why many travellers are turning to international financial platforms like Grey, which offer the same functionality, minus the paperwork and limitations.

Also read: How to open US and UK bank accounts in East Africa

Why you might need a US bank account as a visitor

Opening a US account is a strategic financial move during your stay. With a USD account, you can:

  • Receive payments from US employers, clients, or freelance platforms like Upwork or Fiverr.
  • Shop online from US retailers without worrying about foreign transaction fees.
  • Avoid high exchange rates and withdrawal charges when spending or withdrawing USD.
  • Pay for subscriptions and services like Amazon, Netflix US, or local apps with ease.
  • Manage your finances in USD while keeping your local currency untouched.

If you're a digital nomad or a freelancer travelling through the US, having access to a stable, fully functional USD account makes everyday transactions much simpler.

Also read: How to open US bank accounts in Cameroon

Opening a US bank account as a temporary visitor or on a visit visa with Grey

Grey offers a frictionless way to open and manage a USD account from anywhere, without needing a US address or citizenship. With Grey, you get access to a virtual USD account that works just like a domestic US bank account. You can send, receive, hold, and convert US dollars, all from your phone or laptop. Here’s how to do it:

Sign up

Head to grey.co or download the Grey app to create your account. It takes just a few minutes.

Complete your identity verification (KYC)

Upload a government-issued ID (passport, national ID, or driver’s license), a selfie, and a proof of address document. Grey uses this to verify your identity and ensure your account is secure and compliant with regulations.

Get your virtual USD account

Once verified, you can generate a fully functional USD account. It comes with a US account number and routing number.

Receive payments globally

Share your USD account details with clients, employers, or platforms like Amazon, or Upwork. They can pay you directly, and funds will be credited to your Grey account.

Convert and withdraw funds

Use Grey’s built-in currency converter to switch between USD, GBP, EUR, and your local currency. Withdraw the funds to your local bank at competitive exchange rates.

Also read: Fastest way to receive USD freelance payments in China

Why Grey is ideal for temporary visitors in the US

Traditional banks in the US aren’t built for travellers. From requiring a Social Security Number to in-person visits, the process can be daunting for short-term visitors. Grey, on the other hand, was designed specifically for people who live, work, or travel across borders.

Here’s why it works so well:

  • No US residency required: You don’t need to be a US citizen, green card holder, or even physically present in the US to open an account with Grey.
  • Instant access to a USD account: Grey gives you real US banking details, which you can use for freelance platforms, online shopping, or receiving payments from clients and family.
  • Multi-currency support: Alongside your USD account, you’ll also get access to EUR, GBP, and other currencies. This is perfect for managing international payments while travelling.
  • Competitive rates and low fees: Grey offers better exchange rates and lower fees than traditional banks or money transfer services — especially helpful when converting between currencies.
  • 100% digital onboarding: The entire sign-up process is remote. You don’t need to visit a branch or deal with paperwork.
  • Withdraw to your local account: Once you receive funds in your Grey USD account, you can convert and withdraw them to your local bank account wherever you are.

Also read: How to create US and UK bank accounts as a migrant worker

For anyone visiting the US temporarily, Grey offers a modern, stress-free way to manage money internationally. You get all the benefits of a US-based bank account, without the paperwork, red tape, or restrictions. Create your Grey account today or download the app to enjoy inclusive global banking, designed to carry your dreams across borders.

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How to exchange currency safely when visiting Indonesia

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2 min read

Indonesia is a dream destination for travellers. Bali’s serene landscapes, Jakarta’s vibrant nightlife and Yogyakarta’s historical wonders — it doesn’t get better than that. To enjoy all of these things, though, having local currency on hand is important.

Fret not. I’ll teach you how to convert your currency into Indonesian Rupiah (IDR), ensuring you get the best value for your money.

Understanding the Indonesian Rupiah (IDR)

Before you exchange money, it’s important to understand Indonesia’s currency. The Indonesian Rupiah (IDR) comes in various denominations, with common banknotes being 1,000, 5,000, 10,000, 50,000, and 100,000 IDR. Due to the large numbers on the bills, be mindful when handling cash to avoid confusion or overpayment. Exchange rates fluctuate, so it’s a good idea to check the current rate before exchanging money.

Also read: How to open US and UK bank accounts in Indonesia

Best ways to exchange money in Indonesia

There are several options for exchanging currency, but not all are equally safe or cost-effective. Here are the most reliable methods:

1. Banks and authorised money changers

One of the safest ways to convert your money into IDR is through banks or licensed exchange offices. Look for authorised money changers approved by Bank Indonesia, as they follow strict regulations to ensure fair transactions. Reputable options include VIP Money Changer, Dirgahayu Valuta Prima, and Central Kuta Money Exchange.

Tips for safe currency exchange:

  • Always count your money before leaving the counter.
  • Ensure it’s an authorised exchange office — look for official signage and licensing.
  • Avoid exchanging large sums at the airport, where rates are usually less favourable.

2. Withdrawing cash from ATMs

If you prefer convenience, using an ATM is a safe and easy way to withdraw IDR at competitive exchange rates. Major banks like Mandiri, BCA, BNI, and CIMB Niaga have ATMs across the country.

Things to keep in mind:

  • Use ATMs in well-lit, secure areas like malls or banks.
  • Withdraw larger amounts at once to minimise transaction fees.
  • Cover the keypad when entering your PIN to protect against skimming devices.

3. Using multi-currency accounts like Grey

A multi-currency account like Grey is an excellent option for seamless international transactions. With Grey, you can receive, hold, and convert currencies like USD, EUR, and GBP at competitive rates, eliminating the need for physical cash exchanges.

Why choose Grey for currency exchange?

  • Lower fees than traditional banks and exchange bureaus.
  • Instant conversions between multiple currencies.
  • Secure transactions without worrying about counterfeit bills or scams.
  • Ease of use. You can manage your money digitally from anywhere.

Tips to avoid currency exchange scams

Currency exchange scams are common in tourist-heavy areas. Here’s how to stay safe:

  • Avoid unauthorised money changers. If a rate seems too good to be true, it probably is.
  • Double-check your bills. Some scammers use sleight of hand to shortchange tourists.
  • Ask for a receipt. A legitimate money changer will provide one.
  • Be cautious with street exchangers. Stick to banks and reputable exchange offices.

Also read: How to send money to Indonesia

Should you use cash or card?

Cash is still widely used in Indonesia, especially in smaller shops, local markets, and rural areas. However, credit and debit cards (Visa and Mastercard) are accepted in hotels, restaurants, and shopping malls.

Also read: How to get an instant USD debit card in Indonesia

Making transactions seamless with Grey

For a hassle-free way to manage your money while travelling, Grey offers a secure and cost-effective multi-currency solution. Instead of worrying about cash exchange or high bank fees, you can:

  • Convert USD, EUR, and GBP to IDR instantly at competitive rates.
  • Receive and hold multiple currencies in one account.
  • Transfer funds internationally without the high fees of traditional banks.

Travel smart with secure currency exchange

Navigating currency exchange in Indonesia isn’t nearly as stressful as it sounds. You can ensure safe, hassle-free transactions throughout your trip by using authorised money changers, trusted ATMs, or a multi-currency account like Grey.

Planning a visit to Indonesia? Create your Grey account today or download the app to enjoy inclusive global banking, designed to carry your dreams across borders.

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