Send money from the Netherlands to Türkiye
Seen from Amsterdam, the corridor looks like this. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. From Amsterdam, Grey pays TRY straight into a bank account in Türkiye, with the rate and fee shown before you tap send.
EUR
TRY
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Why Amsterdam to Istanbul needs a proper rate
The Netherlands has settled Ghanaian, Cameroonian, Turkish and Indonesian communities, and Dutch firms hire globally.
On the Istanbul side, the pattern is different. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. Grey pays lira into any bank in Türkiye, including Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi. You see the exact TRY amount before you confirm, and that's the amount that arrives.
How sending to Türkiye works

Sign up
Verify once with your passport or residence permit. From then on, sending to Türkiye or anywhere else is a saved recipient and three taps. Grey works with regulated partners in the EU.
Fund
Add euros from ING, ABN AMRO, Rabobank, bunq or any Dutch bank. The balance shows in the app straight away, ready to convert to TRY when you need it.
Send
Enter the recipient's 26-character Turkish IBAN. Grey fixes the lira amount at confirmation and pays into any Turkish bank.
Where the money goes on the Netherlands to Türkiye
Grey converts EUR to TRY in one step for senders in Amsterdam, shows the rate and the fee as two separate numbers, and locks both before you confirm. No second conversion, no deduction at Ziraat Bankası.

Fixed from Amsterdam to Istanbul

Grey fixes the EUR to TRY rate at the moment you confirm. The TRY amount doesn't move after that.
When you've calculated exactly what a month in Istanbul costs from Amsterdam, the number needs to hold.


Why this route is priced badly elsewhere
On this route from Amsterdam, the reason to switch is simple. Türkiye carries students, patients and traders at once. What they share is the need to know the lira amount before it leaves. That's the standard Grey works to for a sender in Amsterdam: EUR to TRY quoted directly, delivered to Ziraat Bankası.
Arriving in Türkiye
TRY at Ziraat Bankası, or any other bank in Türkiye, as a straightforward deposit. The recipient in Istanbul doesn't see Grey, doesn't need Grey, and isn't charged by Grey. You in Amsterdam see settled in the app.

Any bank in Türkiye
Bank name plus account number. The TRY lands directly.

Saved details
Save a landlord, school or supplier once for repeat transfers.

Payment records
Each transfer is logged with the rate and fee for your own reconciliation.
Where senders to Istanbul start
Funding from Rotterdam for a transfer to Istanbul works like this. Dutch senders fund by SEPA or iDEAL from ING, ABN AMRO, Rabobank or bunq. The euro balance waits on Grey until the transfer is due. Convert to TRY when a payment to Ziraat Bankası is due, not before.
From ING, ABN AMRO, Rabobank, bunq or any Dutch bank
SEPA or iDEAL transfer from any Dutch bank, credited in minutes.
From foreign clients
USD, EUR or GBP paid into Grey converts to TRY in one step.
From GreyTag
Another Grey user in the Netherlands or abroad can fund you instantly.
Most senders from Amsterdam to Istanbul settle into a rhythm: top up on payday, convert on the due date, done.
What this route is used for
Family support
Monthly transfers to relatives in Istanbul, Ankara, Izmir and the Anatolian provinces.
Students
Living costs for scholarship students at universities in Ankara, Istanbul, Izmir and Konya.
Medical patients
Deposits and balances for dental, hair and fertility clinics in Istanbul.
Textile traders
Payments to wholesalers in Laleli, Merter and Osmanbey.
The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. What they share, from Amsterdam to Ankara, is a payment that repeats and a recipient who needs an exact TRY figure.
What you get on the Türkiye route

FAQs
How long does a transfer from the Netherlands to Türkiye take?
Your euro top-up by SEPA or iDEAL is usually credited within minutes, and the transfer goes out as soon as the balance is there.
How do I add euros to my Grey balance in the Netherlands?
By SEPA or iDEAL from ING, ABN AMRO, Rabobank, bunq or any Dutch bank. The balance is usually credited within minutes.
What is the EUR to TRY rate on this corridor?
It is shown in the app before you confirm and locked at that moment. The fee is shown as a separate number.
Is the euro converted more than once?
No. Grey converts EUR to TRY in one step. There is no second conversion and no deduction at Ziraat Bankası.
Which Turkish banks receive the lira?
Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi and any other bank in Türkiye. Bank name plus account number is enough.
What do I need to verify my Grey account in the Netherlands?
A passport or residence permit, once. After that, sending to Türkiye is a saved recipient and three taps.
Does the person receiving the lira have to sign up for anything?
No. They do not see Grey, do not need Grey, and are not charged by Grey. The lira arrive as an ordinary deposit.
Can I keep euros on Grey until a payment falls due?
Yes. The euro balance waits on Grey and you convert to lira on the due date, not before.
Can a foreign client's payment fund a transfer to Türkiye?
Yes. USD, EUR or GBP paid into Grey converts to lira in one step. Your USD account is provided by Lead Bank.
Can I see what each transfer to Türkiye cost me?
Yes. Every transfer is logged with its rate and fee, and you track it from Amsterdam to settlement in Istanbul.
Can another Grey user top up my balance in the Netherlands?
Yes. A GreyTag from a Grey user here or abroad arrives instantly and free, ready to send onward as lira.


