Trusted by 3M+ people around the world
GOOGLE PLAY •22K REVIEWS
APP STORE • 12K REVIEWS
How Dutch senders reach Côte d'Ivoire
Start from the recipient's side. Someone in Abidjan needs a fixed sum in CFA francs by a fixed date, and they bank with SGBCI or another local bank. The Ivorian diaspora in Europe sends home to Abidjan and the interior for family and property.
Grey works backwards from that: enter the XOF figure, see the EUR cost from Amsterdam, and send. The rate holds.
How sending to Cote d'Ivoire works
Sign up
One passport or residence permit and a few minutes is all it takes to open Grey in Amsterdam. Grey works with regulated partners in the EU.
Fund
Move euros in by SEPA or iDEAL transfer from any Dutch bank from ING, ABN AMRO, Rabobank, bunq or any Dutch bank. Or send from USD, EUR or GBP you already hold on Grey.
Send
Côte d'Ivoire uses a RIB as well. Copy it from the recipient's SGBCI, NSIA or Ecobank statement, confirm the XOF figure, and tap send.
Two numbers, both shown first
With Grey, a sender in Amsterdam sees three numbers before confirming: the EUR debited, the fee, and the XOF that reaches Abidjan. None of them change afterwards.
XOF amount held from send to settlement
Enter the XOF amount first if the recipient's figure is what matters. Grey shows the EUR cost from Amsterdam and locks it.
The person at SGBCI sees exactly the sum you agreed.
The corridor most banks won't touch
Between Amsterdam and Abidjan, the problem is well known. Abidjan is a serious trade hub, yet the payments behind that trade are often priced like small gifts with wide spreads nobody questions. From Amsterdam, Grey does the conversion transparently and delivers XOF as a domestic credit at SGBCI or any other bank.
What your recipient sees in Abidjan
The XOF posts directly to the recipient's own account at any Ivorian bank, including SGBCI, Ecobank Côte d'Ivoire, NSIA Banque, BICICI. To them it looks like a domestic credit. The sender in Rotterdam sees it settle in the app.
Works with every Ivorian bank
From SGBCI to the smallest regional lender.
Looks local to them
A XOF deposit on their statement, nothing more.
Grey optional on their side
Unless they want GreyTag, which is instant and free.
Topping up in Amsterdam
Top up in euros from your bank app, or leave a small standing balance if you send to Abidjan more than once a month. Dutch senders fund by SEPA or iDEAL from ING, ABN AMRO, Rabobank or bunq. The euro balance waits on Grey until the transfer is due.
Bank transfer
ING, ABN AMRO, Rabobank, bunq or any Dutch bank to your Grey EUR account, usually within minutes.
Foreign earnings
USD from an overseas employer or platform can fund the Côte d'Ivoire transfer directly.
Wallet balance
Convert and send the same minute.
For a Dutch sender, being able to convert to XOF at the exact moment you choose is worth more than any fee saving.
Who sends from the Netherlands to Côte d'Ivoire
Trade
Payments to suppliers and market stallholders in Adjamé and Treichville.
Students
Fees at Félix Houphouët-Boigny University and private institutes in Cocody.
Business
Paying Abidjan-based staff, agents and contractors in CFA francs.
Family support
Monthly transfers to relatives in Abidjan, Bouaké, Yamoussoukro and San-Pédro.
The Netherlands has settled Ghanaian, Cameroonian, Turkish and Indonesian communities, and Dutch firms hire globally. On the Côte d'Ivoire side, the picture is this. The Ivorian diaspora in Europe sends home to Abidjan and the interior for family and property.
The case for Grey on this route
Get digital banking
at your fingertips
