Send money from the Netherlands to Bangladesh
Every month, Dutch households and businesses move EUR into taka for someone in Dhaka. European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly. Grey quotes the rate, fixes it, and pays the bank directly.
EUR
BDT
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Getting BDT to Bangladesh from the Netherlands
Seen from Amsterdam. European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly. Most banks in the Netherlands either won't quote BDT or route it through a second currency, adding a spread nobody discloses.
Grey quotes EUR to BDT directly for senders in Amsterdam and Rotterdam. The BDT lands at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank or any Bangladeshi bank as a domestic deposit. Nothing to install on the receiving side.
How sending to Bangladesh works
Sign up
Grey asks for a passport or residence permit and nothing else to open. Add Dhaka as a destination straight after. Grey works with regulated partners in the EU.
Fund
Any EUR top-up works: SEPA or iDEAL transfer from any Dutch bank. Regular senders to Dhaka usually keep a small balance ready.
Send
Bangladesh needs bank, branch and account number, since the same bank has hundreds of branches. Enter all three, confirm BDT, send.
What the fee doesn't tell you
Grey does one conversion, EUR to BDT, and shows it. What lands at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank is what was on screen in Amsterdam.
The BDT figure doesn't move
Whatever the market does after you tap send in Amsterdam, the BDT amount arriving at BRAC Bank is fixed.
For a bill with a due date in Dhaka, this removes the guesswork.
The old way to Dhaka, and why it costs more
Ask a bank in Amsterdam to send taka and you'll often be told to send dollars instead. Bangladeshi freelancers and small suppliers are used to being paid in dollars and losing a margin to their bank. Paying in taka, at a rate they can check, marks you out as a client worth keeping.
What your recipient sees in Dhaka
BDT into any bank account in Bangladesh. BRAC Bank and Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank are all supported, and the credit looks domestic. The sender in Amsterdam sees the same settlement confirmation in the app.
Bank delivery
BDT to BRAC Bank and any other bank in Bangladesh.
Repeat recipients
Store a recipient once. Every future payment is three taps.
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Getting money onto Grey in the Netherlands
Top up in euros from your bank app, or leave a small standing balance if you send to Dhaka more than once a month. Dutch senders fund by SEPA or iDEAL from ING, ABN AMRO, Rabobank or bunq. The euro balance waits on Grey until the transfer is due.
Top up once
Move a month's worth of euros in and send to Dhaka as needed.
Earn in foreign currency?
Send from that balance and avoid a double conversion.
Convert on the due date
Hold euros, convert to BDT when the payment is actually due.
Sending to BRAC Bank for the first time? Check the account details twice. After that, Grey remembers them.
The people behind the Netherlands to Bangladesh transfers
Pharmaceutical buyers
Payments to Bangladeshi generic drug manufacturers and distributors.
Family support
Monthly transfers to relatives in Dhaka, Chittagong, Sylhet and Comilla.
Garment importers
Deposits and balance payments to factories in Dhaka, Gazipur and Chittagong.
Remote hiring
Monthly pay for Bangladeshi developers, designers and support staff.
Three kinds of sender use this route from Amsterdam: families with someone in Dhaka, parents of students, and businesses with a supplier or contractor in Bangladesh. European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly.
What Grey does differently on this route
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