Send money from the Netherlands to Rwanda
Whether it's rent in Kigali or a supplier in Kigali, a sender in Amsterdam needs the RWF to arrive whole and on time. The Rwandan diaspora in Europe is large and settled. Transfers home cover parents, school fees and the odd land purchase outside Kigali.
EUR
RWF
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Sending Rwandan francs from the Netherlands
There's a reason this corridor has been badly served. Rwandan francs are a thin market for banks in the Netherlands, so they price it lazily or refuse it. The Rwandan diaspora in Europe is large and settled. Transfers home cover parents, school fees and the odd land purchase outside Kigali.
Grey treats EUR to RWF as a first-class route. You see the rate, you see the fee, and Bank of Kigali or any Rwandan bank receives a domestic credit.
How sending to Rwanda works
Sign up
Verification takes a passport or residence permit and usually clears while you're still filling in the recipient's details for Kigali. Grey works with regulated partners in the EU.
Fund
Top up from ING, ABN AMRO, Rabobank, bunq or any Dutch bank. Or, if a client abroad pays you in dollars, send to Rwanda from that balance and skip a conversion.
Send
Enter the recipient's Bank of Kigali, Equity or I&M account number, check the EUR to RWF rate, and send from Amsterdam.
Where the cost hides on this route
The RWF your recipient receives at Bank of Kigali, Equity Bank Rwanda, I&M Bank Rwanda, Cogebanque is fixed at confirmation and shown separately from the fee. What you see in Amsterdam is what arrives.
Your rate is fixed when you tap send
Once you confirm in Amsterdam, the RWF amount is done. Grey carries the currency risk between confirmation and settlement in Kigali, not you and not your recipient.
For a fee or a rent, that certainty is the point.
A route priced like an afterthought
Formal transfers from the Netherlands to Rwanda were priced for years as if nobody would compare. Because Rwanda is small and the amounts are modest, people assume the transfer is cheap. It usually isn't. Grey shows the comparison before you pay.
RWF into the account, nothing else
A normal RWF credit into the recipient's account at Bank of Kigali, Equity Bank Rwanda, I&M Bank Rwanda, Cogebanque or any Rwandan bank. It shows up like a domestic deposit. Your recipient in Kigali never has to download anything, and you track it from Amsterdam.
RWF in, nothing out
No receiving fee, no deduction at Bank of Kigali.
Same-day in most cases
Funded transfers from Amsterdam usually settle in Rwanda the same day.
If they're on Grey too
GreyTag skips the bank entirely and lands in seconds.
Funding options
Most Dutch senders top up in euros and convert to RWF on the day. Dutch senders fund by SEPA or iDEAL from ING, ABN AMRO, Rabobank or bunq. The euro balance waits on Grey until the transfer is due.
Standard route
SEPA or iDEAL transfer from any Dutch bank into Grey.
Faster if you earn abroad
A USD balance skips the EUR conversion.
Convert late
Hold euros until the Kigali due date, then fix the RWF amount.
Weekly payments to Kigali are easier with a standing balance than with a fresh top-up from Amsterdam every time.
The typical the Netherlands to Rwanda sender
Conferences
Hotel deposits and registration for events at the Kigali Convention Centre.
Family support
Monthly transfers covering rent, food and medical costs for relatives in Kigali and the provinces.
Tuition
Fees at ALU, CMU-Africa, University of Rwanda and Mount Kigali University, paid in francs.
Business and NGOs
Paying Kigali-based staff, contractors and suppliers in local currency.
The senders on this corridor are easy to describe. The Netherlands has settled Ghanaian, Cameroonian, Turkish and Indonesian communities, and Dutch firms hire globally. The Rwandan diaspora in Europe is large and settled. Transfers home cover parents, school fees and the odd land purchase outside Kigali.
Why senders in Amsterdam switch
The value of a transparent EUR to RWF rate isn't visible on any single payment. It shows up in the annual total for a sender in Amsterdam, and in never having to explain to someone in Kigali why the money arrived short.
Rate and fee shown up front in Amsterdam. Settlement in RWF to the recipient's own bank in Rwanda, usually the same day.
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