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the Netherlands to Malaysia without the detour
The Netherlands has settled Ghanaian, Cameroonian, Turkish and Indonesian communities, and Dutch firms hire globally. Looking at Kuala Lumpur, the picture is clear. Europeans working in KL and students at Malaysian campuses receive support from home.
Grey converts EUR to MYR in one step and pays into Maybank, CIMB, Public Bank, RHB, Hong Leong or any other bank in Malaysia. Your recipient sees a normal MYR credit and never needs to open a Grey account.
How sending to Malaysia works
Sign up
Sign up with a passport or residence permit. Approval typically lands before you've finished adding your recipient in Kuala Lumpur. Grey works with regulated partners in the EU.
Fund
Fund by SEPA or iDEAL transfer from any Dutch bank. Most top-ups credit within minutes, and the EUR sits on Grey until you convert it for Kuala Lumpur.
Send
Enter the Maybank, CIMB or Public Bank account number. Grey checks it against the name, quotes EUR to MYR, and you send.
Why the rate matters more than the fee
The MYR figure Grey quotes in Amsterdam is the figure Maybank credits. There's no second conversion on the Malaysia side to eat into it.
No adjustments after the fact
The EUR to MYR rate you see at confirmation is the rate applied. If the euros move between your tap in Amsterdam and settlement in Kuala Lumpur, your recipient's amount doesn't.
That matters when you've promised a specific figure in ringgit.
Why the Netherlands to Malaysia deserves a proper rate
Anyone in Rotterdam who has sent to Maybank the old way knows this. For years, families sent to Malaysia through dollar transfers with wide margins, or through informal agents with no recourse. Neither is right for money that covers a young person's rent. Grey gives a sender in Amsterdam a locked rate, a visible fee and a MYR deposit that arrives whole.
What arrives in Malaysia
Your recipient receives MYR at Maybank, CIMB, Public Bank, RHB, Hong Leong or any other Malaysian bank as an ordinary deposit. The transfer shows as settled in your Grey app in Amsterdam at the same moment.
Any Malaysian bank
Enter the account number and bank name. The MYR posts directly to that account.
Save the recipient
Paying the same person every month? Save the details once and resend in three taps.
GreyTag for Grey users
If the person in Kuala Lumpur is also on Grey, GreyTag moves the money instantly at no cost.
Funding, step by step
Before the MYR reaches Kuala Lumpur, the money has to get onto Grey in Amsterdam. Dutch senders fund by SEPA or iDEAL from ING, ABN AMRO, Rabobank or bunq. The euro balance waits on Grey until the transfer is due. Convert to MYR when the payment to Kuala Lumpur is due.
SEPA or iDEAL transfer from any Dutch bank
The standard route from ING, ABN AMRO, Rabobank, bunq or any Dutch bank.
Dollars from abroad
Skip the EUR leg by sending from a USD balance.
Leftover balance
Whatever's on Grey converts to MYR instantly.
Term fees and rent in Kuala Lumpur fall on fixed dates. Set a reminder, keep the balance ready, and the transfer from Amsterdam takes under a minute.
Who uses this corridor
Immigration and insurance
EMGS renewals, student pass fees and medical insurance paid in ringgit.
Business
Paying Malaysian suppliers, contractors and staff.
Tuition and hostel
Semester fees and accommodation at Limkokwing, UCSI, Taylor's, MMU, UM and Sunway.
Monthly allowance
Food, transport and phone credit for students in Cyberjaya, Subang and Petaling Jaya.
For senders in Amsterdam and Rotterdam, the Kuala Lumpur side matters most. Europeans working in KL and students at Malaysian campuses receive support from home. From Amsterdam and Rotterdam, the senders are a mix of families, students' parents and businesses.
Why Grey for the Netherlands to Malaysia
Europeans working in KL and students at Malaysian campuses receive support from home. Grey exists on this route so that the MYR arriving in Kuala Lumpur is never a surprise to the person who sent it from Amsterdam.
Senders in Amsterdam see two numbers, fee and rate, before anything moves. MYR then lands in any Malaysian bank.
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