Send money from the Netherlands to Brazil
Rotterdam handles an enormous share of what Brazil ships to Europe, and the payments running the other way follow the same trade. Grey pays Brazilian reais by Pix or into a Brazilian bank account, converting euros once and quoting the real amount first.
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Reais by Pix key, or into the account
Coffee, soy, juice and ore arrive at Rotterdam from Santos and Paranaguá, and behind those cargoes sit agents, brokers and suppliers who invoice in reais. Alongside them is a smaller but growing group of Brazilians working in Eindhoven and Amsterdam technology firms with a household still running in Brazil.
Payouts reach Banco do Brasil, Bradesco, Itaú Unibanco, Caixa Econômica Federal and Santander Brasil, or a Pix key registered as a CPF, a phone number or an email address. Pix settles almost instantly once your balance is funded and operates 24 hours a day.
Three steps to a Brazilian payout
Sign up
Free, around five minutes, one valid identity document. The account is in English from start to finish.
Fund
iDEAL or SEPA euros from ING, ABN AMRO, Rabobank or bunq, held on the balance until you convert.
Send
A Pix key is the fastest option. For a bank payout use the account number and agência. The real figure shows before confirmation.
What a transfer to Brazil really costs
Grey puts both on the confirmation screen as separate figures and applies exactly those.
On invoice payments that distinction is practical rather than philosophical. A supplier in Santos agrees a real amount, and the euro cost of hitting it is something you need to know before you agree payment terms, not after.
The real figure is fixed at confirmation
The EUR to BRL rate stops moving the moment you confirm in the Netherlands, and the reais credited in Brazil match what you were shown.
Brazilian payment terms are often short and counted in days. A conversion that drifts across a settlement window leaves either you or your supplier absorbing a difference neither of you agreed to.
Why a wire from a Dutch bank is the slow option
An international transfer to Brazil passes through correspondent banks, each taking a cut and adding time, and arrives as a foreign credit that the receiving bank may examine. A Pix payout looks domestic, clears in seconds and runs at any hour including weekends.
What the recipient in Brazil sees
Reais in their own account, arriving the way any Brazilian payment does. No Grey account, no registration, nothing deducted by Grey at that end.
Pix
A CPF, a registered phone number or an email address serves as the key, and Pix runs around the clock.
Brazilian bank accounts
Accounts at Banco do Brasil, Bradesco, Itaú Unibanco, Caixa Econômica Federal and Santander Brasil, addressed by account number plus agência.
Grey to Grey
A GreyTag transfer between two Grey users is free and lands in seconds in any currency.
Funding in the Netherlands
The Dutch side is straightforward euro banking, and there are three ways it reaches your Grey balance.
iDEAL
The quickest local top-up, credited to the balance almost at once.
Existing balances
USD provided by Lead Bank, GBP or EUR already held converts to BRL in one step.
GreyTag funding
Another Grey user can credit your balance instantly and without charge.
If the invoice is written in reais, enter the BRL amount and read the euro cost from the same screen before approving it.
What moves between the Netherlands and Brazil
Suppliers and agents
Settlements with exporters, freight agents and inspection firms around Santos, Paranaguá and São Paulo who invoice in reais.
Contractors and studios
Dutch companies paying Brazilian developers, designers and marketing agencies on monthly terms.
Family at home
Reais to parents and children in Belo Horizonte, Fortaleza or Porto Alegre, usually by Pix because it is immediate.
Property and study
Mortgage instalments on a flat kept in Brazil, and university costs for family still studying there.
Port trade sets the tone of this corridor, with technology work and family payments layered on top of it.
Why the Brazil route works here
Trade payments answer to a schedule somebody else set. A container does not wait for a bank to open, and a supplier who has not been paid in full will say so before the next one is loaded.
Euros held in the Netherlands, reais delivered by Pix or into a Brazilian bank, encrypted and tracked from confirmation to settlement.
FAQs
Can I send by Pix from the Netherlands?
Yes. A CPF, registered phone number or email address works as the Pix key, and the reais land almost instantly.
Does Pix work outside Brazilian business hours?
Yes. Pix is Brazil's instant payment system and operates 24 hours a day, weekends and holidays included.
Where can a Rotterdam importer send reais in Brazil?
Into accounts at Banco do Brasil, Bradesco, Itaú Unibanco, Caixa Econômica Federal and Santander Brasil, with the account number and agência supplied by your counterparty.
Can I pay a Brazilian exporter or freight agent?
Yes. Suppliers and agents around Santos and Paranaguá can be paid in reais directly from your euro balance.
How do I fund the euro balance here?
Send euros to your Grey balance using iDEAL, or a SEPA credit from ING, ABN AMRO, Rabobank or bunq.
Is the real amount fixed once I confirm?
Yes. The EUR to BRL rate is locked at confirmation, so short Brazilian payment terms are not affected by drift.
Does Grey convert through dollars first?
No. Euros convert to Brazilian reais in a single step, so there is no hidden intermediate currency leg.
Is the app available in English?
Yes. Verification, sending and support all work in English, which suits international trade and technology teams here.
Can I enter the amount in reais?
Yes. Enter the BRL figure on the invoice and Grey shows the euro cost before you approve the payment.
Does a supplier in Santos have to register with Grey to be paid?
No. A Pix key or an ordinary Brazilian account receives the reais, the same as a payment from another Brazilian firm.
Can one account cover other markets?
Yes. Grey reaches more than 80 countries and holds USD provided by Lead Bank, GBP and EUR together.
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