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HOMEMONEY TRANSFERIreland
Send money to Indonesia from Ireland

Send money to Indonesia from Ireland

Grey converts euro into rupiah and pays it into an Indonesian bank account or a supported mobile wallet. BCA, Bank BNI, Bank BRI and Bank Mandiri are among the institutions covered. From a funded euro balance the rupiah typically arrive within minutes, with the EUR to IDR rate and the fee shown before you confirm.
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A small corridor, described honestly

There is no large Indonesian community in Ireland. This is not the Lithuanian or the Indian corridor and there is no point pretending otherwise. What exists is a few thousand people at most: postgraduate researchers and students at Irish colleges, staff in hotels and restaurants, crew passing through Irish ports, and people who came on a spouse's permit.

The traffic runs the other way too, and often more heavily. Irish people who worked in Jakarta or retired near Ubud, companies paying a developer or a designer in Bandung, and families supporting a partner's parents in Surabaya or Yogyakarta.

Small does not mean complicated. Euro is converted once into rupiah and paid into the bank account or the wallet in Indonesia, and the recipient needs nothing from Grey to receive it.

Sending euro to Indonesia

Grey foreign bank account in Ghana
Sign up
The account is free and opens in around five minutes with a valid identity document, a passport or Irish Residence Permit being the usual choice.
Add euro to the balance
Transfer euro by SEPA from an Irish bank account, AIB, Bank of Ireland, Permanent TSB or Revolut, into the Grey balance you will send rupiah from.
Enter the Indonesian details
Type the account number at BCA, BNI, BRI or Bank Mandiri, or the registered mobile number for a wallet. Confirm the EUR to IDR rate and the fee.

The cost of a transfer to Indonesia

Rupiah figures run to millions, which makes rate differences easy to miss and worth checking. The comparison that tells you anything is the rupiah total, not the fee.

One conversion happens, on the Irish side, before the money leaves. Nothing further is done to it when it reaches the Indonesian bank or the wallet.

How the EUR to IDR rate is set

You see the rate before you agree to the transfer and it is fixed at the moment you confirm. The rupiah figure quoted is the rupiah figure that arrives.

For a contractor's invoice in Bandung or a tuition payment, that is the whole point. Indonesian invoices are written in rupiah, so it helps to agree a rupiah number rather than send a euro number and leave somebody in Jakarta working out what it became.

Grey against an Irish bank wiring rupiah

An Irish bank sends to Indonesia by SWIFT, which involves correspondent banks and gives you a euro figure now and a rupiah figure later. Grey converts once and shows the rupiah before you confirm. For a small corridor like this one, the practical argument is less about scale and more about not having to ring anybody in Jakarta to ask what actually arrived. Revolut is common in Ireland but Indonesia is well outside SEPA, so this is a different kind of payment.

What the recipient in Indonesia sees

A rupiah credit on the bank account or the mobile wallet, appearing as a domestic Indonesian payment would. No Grey account is needed to receive it.

Bank accounts

BCA, Bank BNI, Bank BRI and Bank Mandiri are among the major Indonesian banks supported. Enter the account number and the rupiah typically arrive within minutes.

Mobile wallets

Wallets supported by Grey in Indonesia receive on the registered mobile number, which suits smaller and more frequent payments.

If they use Grey

A colleague in Jakarta with their own Grey account can be paid by GreyTag instead, free and instant, in whichever currency they hold.

Getting euro in place

Because this corridor is often business rather than family, the funding tends to follow an invoice rather than a payday.

Fund when the invoice lands

Move euro across when a contractor in Bandung sends their invoice, and pay the rupiah figure once it is on the balance.

Keep a float for retainers

If you pay the same designer or developer monthly, leaving euro on the balance removes a bank step from every cycle.

Store the account

Indonesian account numbers are long. Save the recipient after the first payment rather than copying them out again.
Transfers are encrypted and trackable from confirmation to settlement, which is worth having on a corridor where the time difference makes a quick phone call awkward.
Grey foreign bank account in Brazil.

What gets sent from Ireland to Indonesia

Contractors and freelancers

An Irish agency paying a developer in Bandung or a designer in Yogyakarta. Rupiah into a BCA or Mandiri account against an invoice, usually monthly.

Family through marriage

An Irish and Indonesian household supporting parents in Surabaya or Medan. Smaller amounts, often to a wallet, sent when they are needed rather than on a schedule.

Students and researchers

Fees and living costs for someone studying in Indonesia, or money going the other way to support a family member who stayed.

Property and retirement

Irish people with a house in Bali or Lombok paying caretakers, utilities and local builders in rupiah while they are back in Ireland.

The volume is modest and the reasons are specific, which is more useful to know than a general claim about remittances.
Send money to Indonesia

Reasons to use Grey for Indonesia

Rupiah confirmed in advance
You approve the rupiah figure rather than the euro one, which matters when the invoice is written in rupiah.
Bank or wallet
BCA, BNI, BRI and Bank Mandiri accounts, or a supported mobile wallet on a registered number. Both work from the same balance.
Useful beyond this corridor
Grey serves more than 80 countries, holds euro, sterling and USD provided by Lead Bank, and gives you a virtual Mastercard.
How Grey is set up
Grey is not a bank. It is an authorised financial services provider working with regulated partners in the EU.
No sign-up in Indonesia
The person receiving the rupiah does nothing. There is no app for them to install and no account for them to open.

A small corridor that still has to work properly

Open a free Grey account, fund the euro balance from an Irish bank, and enter an Indonesian account number or wallet. The rupiah figure is fixed at confirmation and the money typically arrives within minutes.
Open a free Grey account

Where else Grey goes from Ireland

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FAQs

Which Indonesian banks can Grey pay from Ireland?
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BCA, Bank BNI, Bank BRI and Bank Mandiri are among the major Indonesian banks that receive rupiah payouts.
How long does a transfer from Ireland to Indonesia take?
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From a funded euro balance the rupiah typically reach the Indonesian bank account or mobile wallet within minutes of confirmation.
Can I pay an Indonesian contractor the exact rupiah on their invoice?
expand
Yes. The EUR to IDR rate is fixed when you confirm, so the rupiah figure quoted is the rupiah figure credited.
Can I send to a mobile wallet in Indonesia instead of a bank?
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Yes. Wallets supported by Grey in Indonesia receive on the registered mobile number, which suits smaller and more frequent payments.
Does my recipient in Jakarta need a Grey account?
expand
No. The rupiah arrive as a domestic Indonesian credit in the account or wallet they already hold.
Is my euro converted more than once on the way to Indonesia?
expand
No. Euro becomes rupiah once, before the transfer leaves Ireland, and nothing further happens to it at the Indonesian end.
How do I fund a payment to Indonesia from Ireland?
expand
By SEPA transfer in euro from your Irish bank, whether that is AIB, Bank of Ireland, Permanent TSB or Revolut.
Can an Irish agency pay a designer in Bandung every month?
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Yes. Save the Indonesian account after the first payment and the monthly retainer becomes an amount and a confirmation.
Can I pay caretakers or utilities on a house in Bali from Ireland?
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Yes. Rupiah go into the local bank account or wallet, in the exact figure agreed, with the fee shown before you send.
Can I send to Indonesia from dollars rather than euro?
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Yes. USD held in a balance provided by Lead Bank converts into rupiah when you send, at a rate displayed beforehand.
Can I track a transfer to Indonesia from Ireland?
expand
Yes. Transfers are encrypted and trackable from confirmation to settlement, which helps across a time difference of several hours.

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Grey is a financial technology company, not a bank. Banking services are provided by licensed banking partners. Canadian services are offered by Grey Finance Inc with registered address at 1285 West Broadway Suite 600 Vancouver BC V6H 3X8. Canada. Grey Finance Inc. is regulated by FINTRAC. US services are offered by Grey Inc. with its registered address at 651 N Broad St, Suite 206 Middletown DE 19709 US. Grey Inc is regulated by FinCEN. Copyright © Grey Inc. [YEAR].