Sending money from Ireland to Chile
Euro converts once into Chilean pesos and pays into an account at Banco de Chile, BancoEstado, Santander Chile, BCI or any other Chilean bank. You will need the recipient's RUT as well as their bank and account number. The rate is fixed when you confirm and the peso figure is on screen before you send.
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A small corridor, described honestly
There is no large Chilean community in Ireland and this page is not going to invent one. The people who use this route are specific and few: a scattering of Chileans in Dublin, some who came to study English and stayed on, a number of engineers and software people who arrived through work permits into the tech sector, and their families at home in Santiago, Valparaíso and Concepción.
Alongside them sit Irish businesses. Ireland and Chile are both small countries that live off exporting food and technical services, and Irish engineering, agri-technology and mining services firms do work for Chilean clients and pay Chilean contractors. Those invoices are in pesos and are best paid in pesos.
Being a small corridor does not make it a worse one. Grey converts euro to Chilean pesos once, in Ireland, shows the rate and the fee before you confirm, and pays into the recipient's own Chilean account. Nobody at the Chilean end needs a Grey account.
Three steps, and one Chilean requirement
Open the account
No charge to open, about five minutes, and one valid identity document. Chile is then one of more than 80 countries the same account reaches.
Fund in euro
Top up in euro from AIB, Bank of Ireland, Permanent TSB, An Post Money or a credit union by SEPA transfer. It holds as euro until you convert.
Add the RUT
Chile requires the recipient's RUT as well as their bank and account number. Enter all three, check the peso figure, then confirm.
What a payment to Chile costs
Grey quotes euro to Chilean pesos directly. The rate and the fee appear as separate figures before you confirm, with the peso total underneath, which is the number the recipient's account will actually show.
For an Irish firm paying a Chilean contractor, that total is what goes against the invoice line. For a family payment, it is what the person at the other end has been counting on.
Working backwards from the peso figure
On this route the number that matters usually starts in Chile. A rent, a fee, an invoice, a monthly amount agreed with a parent. Enter that peso figure and the euro cost is shown against it, rather than the other way around.
The rate is fixed when you confirm. Movements in the peso after that point do not change what is credited in Santiago.
A single conversion, carried out in Ireland. There is no second conversion at Banco de Chile and no recalculation once the payment has gone.
Grey next to a transfer from an Irish bank
Ask AIB or Bank of Ireland to send Chilean pesos and you will usually be steered towards sending euro or dollars instead, with the conversion left to the receiving bank in Santiago. That is the oldest trick on thin currency routes: the cost does not disappear, it just becomes somebody else's problem, and the person in Chile finds out how much they lost only after the money lands. Grey prices euro to Chilean pesos in Ireland, shows the peso figure before you commit, and delivers a domestic peso credit at the Chilean end.
What the recipient in Chile sees
Chilean pesos in their own account, showing as a domestic credit. No Grey account, no collection, no charge from Grey at their end.
Any Chilean bank
Banco de Chile, BancoEstado, Santander Chile and BCI are covered, along with smaller regional lenders.
The RUT goes with it
Chilean banks match incoming payments to the recipient's RUT, so the number has to be right as well as the account.
GreyTag
If your contact in Chile also uses Grey, GreyTag moves money between you free and instantly, in any currency.
Getting euro in before a Chilean payment date
Whether the payment is a monthly amount to a parent or an invoice from a contractor in Santiago, the useful habit is funding before the date rather than on it.
Monthly top-up
A single SEPA transfer each month covers a regular family payment and leaves a margin for a bill that arrives unexpectedly.
Per invoice
For business payments, move the euro cost of the invoice across when it is approved and release it on the due date.
From another currency
Dollars or pounds already on the balance convert to pesos without a separate transfer from your Irish bank.
Save the recipient with their RUT the first time and later payments do not need it typed again.
What money goes from Ireland to Chile for
Family at home
Monthly support to parents in Santiago, Valparaíso or Concepción from Chileans working or studying in Dublin.
Contractors and engineers
Irish engineering, software and agri-technology firms paying Chilean contractors and consultants in pesos against an invoice.
Study and exchange
Fees and living costs for students moving in either direction, where the peso amount is fixed by an institution.
Property and family affairs
Maintenance, taxes and legal costs on a property in Chile kept by someone now living in Ireland.
The volumes are modest and the reasons are specific, which is the usual shape of a corridor built on a few hundred relationships rather than a few hundred thousand.
Why the route is worth using properly
The failure on this route is always the same. Euro leaves Ireland, a Chilean bank converts it on arrival, and the person who was owed a specific number of pesos is handed a different number with no explanation attached.
Grey does the conversion here instead. The rate is fixed when you confirm, the peso figure is on the screen before you send, and it lands at Banco de Chile, BancoEstado, Santander Chile, BCI or any Chilean bank as a domestic credit.
FAQs
Why does Grey ask for the recipient's RUT?
Chilean banks match incoming payments to the RUT as well as the account number, so a payment without it will not reach the right account.
Which Chilean banks can Grey pay into from Ireland?
Banco de Chile, BancoEstado, Santander Chile and BCI, along with smaller regional lenders, using the account number and RUT.
Can I enter the amount in Chilean pesos rather than euro?
Yes. Work from the peso figure the recipient needs and Grey shows the euro cost against it before you confirm.
Where is the conversion into Chilean pesos done?
In Ireland, once, at the rate shown before you confirm. No Chilean bank converts anything when the payment arrives.
Does my family in Santiago need a Grey account?
No. The pesos arrive in their own Chilean account as a domestic credit, and Grey charges them nothing to receive it.
My Irish bank suggested sending euro to Chile instead. Is that different?
Yes. The receiving bank then converts at its own rate, so the person in Chile carries a cost neither of you agreed in advance.
Can an Irish firm pay a Chilean contractor in pesos?
Yes. Pay the invoice in Chilean pesos from an ordinary account, with the rate and the fee shown before each payment goes out.
Will the peso amount change after I confirm?
No. Confirmation fixes the rate, so later movement in the Chilean peso does not change what is credited.
How do I fund a Chilean payment from my Irish bank?
A SEPA transfer from AIB, Bank of Ireland, Permanent TSB, An Post Money or a credit union lands as euro on the balance.
Is Chile a small route for Grey from Ireland?
The volumes are modest, but the pricing, the payout into a Chilean account and the rate shown before confirmation are the same as anywhere.
Can I pay Chilean property costs from Ireland?
Yes. Maintenance, taxes and legal fees can be paid in pesos into a Chilean account, with the RUT entered alongside the account number.
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