How to receive payments from Upwork in the Philippines in 2025

Tunde Aladeloba

SHARE THIS POST

The Philippines has become a global hotspot for freelancers and digital nomads, thanks to its skilled workforce, culture, and breathtaking destinations. With platforms like Upwork providing access to global clients, more Filipinos are embracing remote work. Yet, one common challenge persists: how to receive payments efficiently and cost-effectively.

Also read: The ultimate guide to choosing the best freelancing platform in 2024

However, Grey offers a seamless way to receive your Upwork earnings in multiple currencies while working from the Philippines.

How Upwork payments work in the Philippines

Upwork provides several payment options for freelancers:

  • Local bank transfer: Convenient for receiving payments in PHP (Philippine pesos), but often comes with high fees and less favourable exchange rates.
  • PayPal or Payoneer: Popular options but can incur significant fees, especially when withdrawing to local banks.
  • Wire transfers: Reliable but slow and costly, making them less ideal for frequent transactions.

While these methods work, they can reduce your earnings due to hidden costs. Grey offers a smarter alternative, allowing you to open accounts in USD, EUR, or GBP and receive payments directly into your account.

Also read: How to receive and convert foreign currencies to USDC in the Philippines

How to use Grey to receive Upwork payments in the Philippines

By creating a free account, you gain access to multi-currency bank details in USD, GBP, and EUR, allowing you to receive payments faster and more affordably.

  1. Download the Grey app or visit the website.
  2. Sign up and complete verification with your ID.
  3. Get your international bank details and start managing your earnings like a pro.

No more waiting or hidden fees—just a reliable system that works for you.

Also read: How to open US and UK bank accounts in the Philippines

How to link your Grey account to Upwork

Grey makes connecting to Upwork hassle-free:

  1. Log into Upwork and go to Settings > Get Paid.
  2. Select 'Add a Payment Method' and choose the type of bank account that matches your Grey account (e.g., USD, GBP, or EUR).
  3. Input your Grey bank details and confirm.
  4. Select the account type(Individual Checking) and enter the routing number(ACH routing).
  5. Enter your account number and select Add Bank Account.
  6. Confirm and start receiving payments directly to your Grey wallet.

Why freelancers in the Philippines need Grey

  • Faster payments: Skip long waiting times and access your funds sooner.
  • Low fees: Save more with Grey’s competitive rates and minimal transaction fees.
  • Flexibility: Hold, manage, and convert multiple currencies with ease.

Get started with Grey today

The world of freelancing is full of possibilities, and Grey ensures you keep more of what you earn. Whether you’re working from the Philippines or exploring the world as a digital nomad, Grey offers a reliable, cost-effective way to receive your payments from Upwork.

Sign up for your free Grey account today and unlock a world of financial freedom.

Back to top