Sending money from the Philippines to the United States can be challenging. You may have to deal with high or hidden fees, transaction delays, tedious paperwork, and poor exchange rates. As a freelancer, remote worker, business owner, international student, or just sending money to your loved ones, finding a reliable and affordable transfer method is key.
With emerging digital global payment platforms like Grey, sending USD from the Philippines to the USA is easier. This article explores the easiest ways to send USD from the Philippines to the USA securely and conveniently.
Also read: How to open US and UK bank accounts in the Philippines
Here are some of the most efficient ways to send USD from the Philippines to the United States.
Grey allows users in the Philippines to send and receive international payments with multi-currency accounts. You can open a virtual USD account, convert pesos to dollars at competitive rates, and send USD to bank accounts in the United States. Grey also offers a virtual USD debit card to help you spend or manage your funds internationally. Grey is especially useful for freelancers, students, remote workers, and business owners who need a low-cost and fast way to manage international payments.
Also read: How to get an instant USD debit card in the Philippines.
Wise is a global payment platform that supports sending money in multiple currencies, including USD. It offers low, transparent fees and uses the real exchange rate, which helps you avoid hidden costs. Transfers from the Philippines to the US are typically completed within one or two business days.
PayPal is a familiar and widely used option for sending money across borders. The transfer is instant if both the sender and recipient have PayPal accounts. However, PayPal’s currency conversion rates and transaction fees are often higher than those of newer digital platforms.
Remitly offers fast and reliable transfers from the Philippines to the United States. It provides both express and economy options depending on how urgently you want the money delivered. You can send USD directly to a US bank account or debit card.
Western Union is available both online and through physical locations across the Philippines and the USA. It allows for cash pick-up or direct bank transfers. While trusted and accessible, Western Union can be more expensive than digital-first platforms.
Traditional banks in the Philippines, such as BDO, BPI, and Metrobank, allow international wire transfers via the SWIFT system. These are secure and suitable for large payments, but usually come with higher fees and slower processing times.
Here’s how to use Grey to send money from the Philippines to the United States:
1. Create a Grey account: Sign up on Grey’s website or mobile app and verify your identity. This usually takes just a few minutes.
2. Open a USD account: Once verified, you can generate a virtual USD account under your name. This account can receive and send USD just like a regular American bank account.
3. Fund your wallet in PHP: Top up your Grey wallet with Philippine pesos (PHP) using a local bank or payment method available on the platform.
4. Convert PHP to USD : Use Grey’s currency exchange feature to convert your pesos to dollars at competitive rates.
5. Send USD to the recipient: Enter the recipient’s US bank account details and send the USD directly. Transfers are typically processed quickly, depending on the receiving bank.
Grey offers a seamless and cost-effective alternative to traditional remittance services, especially for those who regularly send or receive USD.
Also read: How to manage multiple currencies as an expatriate in the Philippines using Grey
When sending money from the Philippines to the United States, choosing a platform that offers low fees, good exchange rates, and simple processes can make a big difference. Grey is a practical and affordable option for freelancers, digital professionals, and anyone needing reliable cross-border payment tools.
With just a few steps, you can create an account and start sending USD from the Philippines with ease.
Sign up on Grey or download the mobile app to enjoy seamless USD transfers to the USA.
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