Freelancing is booming in India, and platforms like Upwork have opened doors to global opportunities. However, receiving payments can often be a hassle, especially when juggling multiple currencies and hefty transfer fees. With Grey, a seamless multi-currency account platform, freelancers can simplify this process.

Here’s everything you need to know about receiving payments from Upwork in India in 2025.

Also read: How to open US, UK, and Euro bank accounts in India

How Upwork payments work

Upwork offers several payment methods to withdraw your earnings, such as:

• Direct to local bank transfer: Payments are sent directly to your Indian bank account in INR, but currency conversion rates and bank fees can cut into your earnings.
• Paypal and Payoneer: Popular among freelancers but often charge high transfer fees and offer less favourable exchange rates.
• Wire transfers: Reliable for larger sums but comes with significant banking charges.

While these options are functional, they may not offer the flexibility or efficiency many freelancers need. This is where Grey comes in.

Create a free Grey account to receive Upwork payments in India.

Grey is a game-changer for Indian freelancers. Creating an account is quick, free, and straightforward.

Here’s how to get started:

1. Visit Grey's website or download the app.
2. Sign up with your email and complete the KYC process by submitting basic identification documents.
3. Once verified, you’re ready to receive payments globally.

How to link your Grey account to Upwork

Grey makes connecting to Upwork hassle-free:

1. Log into Upwork and go to Settings > Get Paid.
2. Select 'Add a Payment Method' and choose the type of bank account that matches your Grey account (e.g., USD, GBP, or EUR).
3. Input your Grey bank details and confirm.
4. Select the account type(Individual Checking) and enter the routing number(ACH routing).
5. Enter your account number and select Add Bank Account.
6. Confirm and start receiving payments directly to your Grey wallet.

Also read: How to shop online using the Grey virtual card

Why choose Grey for Upwork payments?

Grey is tailor-made for freelancers and remote workers who rely on international payments. Here’s why it stands out:

• Cost-effective: Lower transfer fees and competitive exchange rates mean more money stays in your pocket.
• Speed: Receive payments quickly, with funds often clearing in less than 24 hours.
• Flexibility: Whether it’s dollars, euros, or pounds, Grey lets you hold and manage multiple currencies before converting them to INR.
• Transparency: Say goodbye to hidden fees; Grey ensures you know exactly what you’re paying.

Also read: How to master bidding on Upwork in 2024: top 5 strategies

Closing thoughts

For freelancers in India, managing international payments can feel like a constant challenge. Grey simplifies the process, ensuring you get your funds without unnecessary complications. By combining Upwork’s global reach with Grey’s multi-currency benefits, you can focus on scaling your career without financial worries holding you back.

Start managing your global payments today—open your free Grey account now

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