Did you know that Brazil has one of the largest freelance economies in Latin America? With over 20 million self-employed professionals, the country is a hotspot for freelancers working with international clients. Additionally, Brazil ranks among the top 10 countries in the world for remote work, thanks to its growing digital economy and highly skilled workforce.

While freelancing in Brazil offers exciting opportunities, getting paid can be challenging. PayPal and Payoneer, though widely used, sometimes come with high fees, slow processing times, and poor exchange rates, making them less ideal for freelancers.

The good news? There are alternatives. This guide explores the best PayPal and Payoneer alternatives and why Grey is the top choice for freelancers in Brazil who need a hassle-free way to receive international payments.

Also read: How to receive payments from Upwork in Brazil in 2025

Why Brazilian freelancers need online payment solutions

• Global transactions: Many freelancers work with clients in the US, UK and Europe, thus requiring platforms that support multiple currencies and international payments.
• Lower fees: Traditional banks and some online platforms charge high withdrawal and conversion fees, significantly reducing earnings.
• Faster access to funds: Delays in processing payments can disrupt cash flow, making fast transactions essential.
• Reliable security: A trusted platform ensures freelancers receive payments securely without unnecessary account freezes.
• Secure transactions: Freelancers need reliable payment platforms that minimize the risk of account freezes and fraud.

Also read: How to get an instant USD debit card in Brazil

Top PayPal and Payoneer alternatives for Brazilian freelancers

If you're looking for a more efficient way to receive international payments, here are some of the best alternatives:

• Grey (Best for Brazilian freelancers): Offers virtual USD, GBP, and EUR accounts to receive payments seamlessly, with low transaction fees and competitive exchange rates.
• Wise (formerly TransferWise): Ideal for freelancers needing multi-currency accounts.
• Mercado Pago: Payment platform that covers a variety of countries in Latin America, including Brazil.
• Skrill: A good PayPal alternative with faster international payments and lower transaction costs.

Why Grey is the best choice for Brazilian freelancers

• Virtual multi-currency accounts: Receive payments in USD, GBP, and EUR directly from international clients.
• Low fees: Keep more of your earnings with Grey’s transparent pricing.
• Fast transactions: Get paid in minutes without long processing delays.
• Easy currency conversion: Convert funds at real-time rates without hidden fees.
• Seamless withdrawals: Transfer money to local Brazilian bank accounts effortlessly.

How Brazilian freelancers can receive payments with Grey

1. Create a Grey account

Register on the Grey website or download the mobile app to get started.

2. Complete identity verification

This process involves submitting a valid ID, proof of address, and a selfie for security verification. Grey ensures a quick and seamless verification process.

Also read: Top reasons your KYC verification is failing and how to fix them

3. Request your foreign bank accounts

Once verified, navigate to the ‘Accounts’ section to generate your US, UK, or EU bank account for receiving international payments. Your account details will be available instantly.

4. Link your account to freelancing platforms or share your details with clients

Once you’ve set up your foreign bank account, you can easily share your details with clients or add them to freelancing platforms to receive payments directly.

Also read: How virtual accounts are helping freelancers connect with the global market

For freelancers in Brazil, Grey is the best way to receive international payments quickly and affordably.
Create your Grey account today or download the app to enjoy inclusive global banking designed to carry your dreams across borders.

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