Send money from Switzerland to Türkiye
For senders in Zurich and Geneva, the Istanbul side matters most. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. From Zurich, that means EUR turned into lira at a rate you can see, landing in Istanbul the same day.
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The Switzerland to Türkiye corridor, explained
From Geneva to Istanbul. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running.
Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance. Grey then shows the EUR to TRY rate and fee as two separate numbers and delivers to Ziraat Bankası or any other bank in Türkiye. The recipient doesn't need Grey.
How sending to Türkiye works
Sign up
You'll need a passport or residence permit and about five minutes. Once verified, Türkiye is one of 80+ destinations you can add. Grey works with regulated partners in Europe.
Fund
Top up: euros in by SEPA transfer in euros from a Swiss bank, TRY out to Istanbul. The top-up usually clears in minutes.
Send
Enter the recipient's 26-character Turkish IBAN. Grey fixes the lira amount at confirmation and pays into any Turkish bank.
What a transfer to Türkiye actually costs
Grey prices the transfer once, in Zurich. You see the rate, you see the fee, and the TRY amount that lands at Ziraat Bankası is the one you agreed to.
No re-pricing after you tap send
Rate fixed at confirmation, TRY amount shown before you send, nothing adjusted after. That's the whole promise from Zurich to Istanbul.
On a route where the destination currency moves, it's the reason to use a service at all.
Why this corridor gets overlooked
Türkiye carries students, patients and traders at once. What they share is the need to know the lira amount before it leaves. From Geneva, Grey turns that into a quoted EUR to TRY rate and a TRY deposit at Ziraat Bankası, same as any local transfer.
What arrives in Türkiye
Delivery is to the bank account, in TRY, as a domestic credit. That covers Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi and every other bank in Türkiye. Nothing for the recipient to do, and a settlement record for you in Zurich.
Straight to the account
No cash pickup, no agent, no collection code. TRY into the bank.
One recipient, many payments
Save the Istanbul recipient once and reuse the details.
Receipts
Download a receipt for each transfer showing rate, fee and TRY delivered.
How Swiss senders fund
Before the TRY reaches Istanbul, the money has to get onto Grey in Zurich. Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance. Convert to TRY when the payment to Istanbul is due.
Local rail
Fund by SEPA transfer in euros from a Swiss bank.
Business income
Revenue in euros or dollars funds the next payment to Istanbul.
Existing balance
Already funded? Convert to TRY and send in the same session.
If you're covering a monthly obligation in Istanbul, a standing balance on Grey means the transfer never waits on a bank in Zurich.
Senders from Zurich to Istanbul
Medical patients
Deposits and balances for dental, hair and fertility clinics in Istanbul.
Textile traders
Payments to wholesalers in Laleli, Merter and Osmanbey.
Family support
Monthly transfers to relatives in Istanbul, Ankara, Izmir and the Anatolian provinces.
Students
Living costs for scholarship students at universities in Ankara, Istanbul, Izmir and Konya.
A mixed corridor for senders in Zurich and Geneva. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. Amounts range from a monthly allowance to a full supplier invoice.
Why send to Türkiye with Grey
What senders in Zurich want on this route isn't the cheapest headline rate. It's knowing the TRY that arrives at Ziraat Bankası matches what they promised.
Quoted in Zurich, delivered to Istanbul. One conversion, one fee, TRY into Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi or any Turkish bank.
FAQs
Can I hold Swiss francs on Grey?
No. Grey does not hold a franc balance, so the euro account is the working balance for payments from Switzerland to Türkiye.
How do I fund a transfer to Türkiye from Switzerland?
By SEPA transfer in euros from UBS, PostFinance, Raiffeisen or any Swiss bank. The top-up usually clears in minutes.
How long does a transfer from Switzerland to Türkiye take?
From a funded euro balance in Zurich, the lira usually lands in Istanbul the same day.
What does a Turkish IBAN look like?
A Turkish IBAN is 26 characters long. Enter it once and Grey saves the recipient for every later payment to Istanbul.
Does my recipient in Türkiye need Grey?
No. Delivery is a domestic TRY credit to their bank account, with no cash pickup, no agent and no collection code.
Is the lira amount fixed before I send?
Yes. The rate is fixed at confirmation and the TRY amount is shown before you send. Nothing is adjusted afterwards.
Do I get a receipt for a transfer to Türkiye?
Yes. Each transfer has a receipt you can download, showing the rate, the fee and the lira delivered.
What do I need to open a Grey account in Switzerland?
A passport or residence permit and about five minutes. The account is free, and Türkiye is one of 80+ destinations you can add.
Which banks in Türkiye can I send to from Switzerland?
Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi and every other Turkish bank, all as a domestic credit in lira.
Can a client abroad pay me in dollars straight into Grey?
Yes. Dollars or euros paid into Grey fund the next payment to Istanbul and skip the euro step. Lead Bank provides the USD account.
I send to Istanbul every month. Is a standing balance worth keeping?
Yes. Leaving euros on Grey means the transfer never waits on a bank in Zurich when the payment falls due.
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