Send money from Switzerland to Senegal
The Senegalese diaspora in Europe is one of the largest in West Africa. Transfers home are frequent, fixed and long-running. A sender in Geneva shouldn't need a spreadsheet to work out what will land at CBAO. Grey shows the XOF figure before the money moves.
CHF
XOF
-
Trusted by 3M+ people around the world
GOOGLE PLAY •22K REVIEWS
APP STORE • 12K REVIEWS
Switzerland to Senegal without the detour
Geneva and Zurich host international organisations, NGOs and banks whose staff send worldwide. Looking at Dakar, the picture is clear. The Senegalese diaspora in Europe is one of the largest in West Africa. Transfers home are frequent, fixed and long-running.
Grey converts EUR to XOF in one step and pays into CBAO, Ecobank Senegal, Société Générale Sénégal, Bank of Africa or any other bank in Senegal. Your recipient sees a normal XOF credit and never needs to open a Grey account.
How sending to Senegal works
Sign up
Sign up with a passport or residence permit. Approval typically lands before you've finished adding your recipient in Dakar. Grey works with regulated partners in Europe.
Fund
Fund by SEPA transfer in euros from a Swiss bank. Most top-ups credit within minutes, and the EUR sits on Grey until you convert it for Dakar.
Send
Add the recipient's RIB from their CBAO, Ecobank or SGBS statement. Grey shows the XOF they'll receive before you confirm from Zurich.
Why the rate matters more than the fee
The XOF figure Grey quotes in Zurich is the figure CBAO credits. There's no second conversion on the Senegal side to eat into it.
No adjustments after the fact
The EUR to XOF rate you see at confirmation is the rate applied. If the euros move between your tap in Zurich and settlement in Dakar, your recipient's amount doesn't.
That matters when you've promised a specific figure in CFA francs.
Why Switzerland to Senegal deserves a proper rate
Anyone in Geneva who has sent to CBAO the old way knows this. Senegal sits inside the CFA zone, so every payment crosses a currency wall. The cost of crossing it is the spread, not the distance. Grey gives a sender in Zurich a locked rate, a visible fee and a XOF deposit that arrives whole.
Your recipient's view in Senegal
Your recipient receives XOF at CBAO, Ecobank Senegal, Société Générale Sénégal, Bank of Africa or any other Senegalese bank as an ordinary deposit. The transfer shows as settled in your Grey app in Zurich at the same moment.
Any Senegalese bank
Enter the account number and bank name. The XOF posts directly to that account.
Save the recipient
Paying the same person every month? Save the details once and resend in three taps.
GreyTag for Grey users
If the person in Dakar is also on Grey, GreyTag moves the money instantly at no cost.
Funding, step by step
Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance. Then Dakar is a conversion and a tap.
Top up once
Move a month's worth of euros in and send to Dakar as needed.
Earn in foreign currency?
Send from that balance and avoid a double conversion.
Convert on the due date
Hold euros, convert to XOF when the payment is actually due.
Term fees and rent in Dakar fall on fixed dates. Set a reminder, keep the balance ready, and the transfer from Zurich takes under a minute.
Who uses this corridor
Students
Fees and living costs at Université Cheikh Anta Diop and private institutes.
Property and events
Contributions to building projects and family ceremonies paid in CFA francs.
Family support
Monthly contributions to relatives in Dakar, Thiès, Saint-Louis and Touba.
Trade
Payments to suppliers at Sandaga, HLM and Colobane, often weekly.
Three kinds of sender use this route from Zurich: families with someone in Dakar, parents of students, and businesses with a supplier or contractor in Senegal. The Senegalese diaspora in Europe is one of the largest in West Africa. Transfers home are frequent, fixed and long-running.
What Grey does differently on this route
The Senegalese diaspora in Europe is one of the largest in West Africa. Transfers home are frequent, fixed and long-running. Grey exists on this route so that the XOF arriving in Dakar is never a surprise to the person who sent it from Zurich.
Senders in Zurich see two numbers, fee and rate, before anything moves. XOF then lands in any Senegalese bank.
Get digital banking
at your fingertips
