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Getting XOF to Côte d'Ivoire from Switzerland
Seen from Zurich. The Ivorian diaspora in Europe sends home to Abidjan and the interior for family and property. Most banks in Switzerland either won't quote XOF or route it through a second currency, adding a spread nobody discloses.
Grey quotes EUR to XOF directly for senders in Zurich and Geneva. The XOF lands at SGBCI, Ecobank Côte d'Ivoire, NSIA Banque, BICICI or any Ivorian bank as a domestic deposit. Nothing to install on the receiving side.
How sending to Cote d'Ivoire works

Sign up
Grey asks for a passport or residence permit and nothing else to open. Add Abidjan as a destination straight after. Grey works with regulated partners in Europe.
Fund
Any EUR top-up works: SEPA transfer in euros from a Swiss bank. Regular senders to Abidjan usually keep a small balance ready.
Send
Côte d'Ivoire uses a RIB as well. Copy it from the recipient's SGBCI, NSIA or Ecobank statement, confirm the XOF figure, and tap send.
What the fee doesn't tell you
Grey does one conversion, EUR to XOF, and shows it. What lands at SGBCI, Ecobank Côte d'Ivoire, NSIA Banque, BICICI is what was on screen in Zurich.

The XOF figure doesn't move

Whatever the market does after you tap send in Zurich, the XOF amount arriving at SGBCI is fixed.
For a bill with a due date in Abidjan, this removes the guesswork.


The old way to Abidjan, and why it costs more
Ask a bank in Zurich to send CFA francs and you'll often be told to send dollars instead. Abidjan is a serious trade hub, yet the payments behind that trade are often priced like small gifts with wide spreads nobody questions.
XOF into the account, nothing else
XOF into any bank account in Côte d'Ivoire. SGBCI and SGBCI, Ecobank Côte d'Ivoire, NSIA Banque, BICICI are all supported, and the credit looks domestic. The sender in Zurich sees the same settlement confirmation in the app.

Bank delivery
XOF to SGBCI and any other bank in Côte d'Ivoire.

Repeat recipients
Store a recipient once. Every future payment is three taps.

GreyTag
Both on Grey? GreyTag delivers instantly with no fee.
Getting money onto Grey in Switzerland
Most Swiss senders top up in euros and convert to XOF on the day. Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance.
From UBS, PostFinance, Raiffeisen or any Swiss bank with a euro account
SEPA transfer in euros from a Swiss bank, credited in minutes.
From foreign clients
USD, EUR or GBP paid into Grey converts to XOF in one step.
From GreyTag
Another Grey user in Switzerland or abroad can fund you instantly.
Sending to SGBCI for the first time? Check the account details twice. After that, Grey remembers them.
The people behind Switzerland to Côte d'Ivoire transfers
Business
Paying Abidjan-based staff, agents and contractors in CFA francs.
Family support
Monthly transfers to relatives in Abidjan, Bouaké, Yamoussoukro and San-Pédro.
Trade
Payments to suppliers and market stallholders in Adjamé and Treichville.
Students
Fees at Félix Houphouët-Boigny University and private institutes in Cocody.
The Ivorian diaspora in Europe sends home to Abidjan and the interior for family and property. What they share, from Zurich to Abidjan, is a payment that repeats and a recipient who needs an exact XOF figure.


