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Zurich to Santiago, in one conversion
Spain and Germany have deep ties with Chile, and European firms pay Chilean contractors in pesos. For senders in Zurich, the practical question is simple: how much lands, and when.
Grey answers both before you confirm. EUR converts to CLP once, the fee is shown separately, and the money reaches Banco de Chile, BancoEstado, Santander Chile, BCI as a normal deposit. Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance.
How sending to Chile works
Sign up
Open the app, scan your passport or residence permit, take a selfie. Most accounts in Switzerland are approved within minutes. Grey works with regulated partners in Europe.
Fund
Top up in euros by SEPA transfer in euros from a Swiss bank. If you're paid in foreign currency, that balance can fund the transfer directly.
Send
You'll need the recipient's RUT, bank and account number. Grey quotes EUR to CLP, you confirm the pesos, and it goes.
The real price of Chilean pesos from Switzerland
One conversion, EUR to CLP, with the rate and fee disclosed before you send from Zurich. Ask a bank to send Chilean pesos and you'll usually be told to send dollars and let the recipient sort it out. That pushes the cost onto the person in Santiago.
Locked at confirmation
A rate that holds means you can promise someone in Santiago an exact CLP figure and know it will arrive. Ask a bank to send Chilean pesos and you'll usually be told to send dollars and let the recipient sort it out. That pushes the cost onto the person in Santiago.
Grey fixes EUR to CLP at the tap, every time, from Zurich or anywhere else in Switzerland.
Why domestic delivery matters in Chile
Anyone in Zurich who has wired money to Santiago the old way knows the feeling of not knowing what landed. Ask a bank to send Chilean pesos and you'll usually be told to send dollars and let the recipient sort it out. That pushes the cost onto the person in Santiago.
Delivered like a local payment
A standard CLP deposit into an account at Banco de Chile or any other bank in Chile. It appears as a local transfer on their statement. No Grey account needed on their side, only on yours in Zurich.
Account credit, not pickup
CLP goes into the account at Banco de Chile, BancoEstado, Santander Chile, BCI. No queue, no agent.
Reuse the details
Save the Santiago recipient and every later transfer is three taps.
Track from Zurich
Pending, converted, delivered: each stage shows in the app.
Before you send
Most Swiss senders top up in euros and convert to CLP on the day. Swiss senders fund in euros by SEPA from UBS, PostFinance or Raiffeisen. Grey doesn't hold a franc balance, so the euro account is the working balance.
SEPA transfer in euros from a Swiss bank
The standard route from UBS, PostFinance, Raiffeisen or any Swiss bank with a euro account.
Dollars from abroad
Skip the EUR leg by sending from a USD balance.
Leftover balance
Whatever's on Grey converts to CLP instantly.
Save the recipient in Santiago once and a repeat transfer from Zurich takes three taps.
What the money is for
Students
Living costs for students at Universidad de Chile, PUC and Universidad de Concepción.
Freelancers and contractors
Payments to Chilean developers, designers and consultants in pesos.
Family
Support for relatives in Santiago, Valparaíso and Concepción.
Trade
Payments to Chilean exporters of wine, fruit and mining services.
For senders in Zurich and Geneva, the Santiago side matters most. Spain and Germany have deep ties with Chile, and European firms pay Chilean contractors in pesos. From Zurich and Geneva, the senders are a mix of families, students' parents and businesses.
Why Grey for Switzerland to Chile
Between Zurich and Santiago, the problem is well known. Ask a bank to send Chilean pesos and you'll usually be told to send dollars and let the recipient sort it out. That pushes the cost onto the person in Santiago. Grey's fixed rate and visible fee exist so nothing about the transfer from Zurich is left to chance.
One conversion from EUR in Zurich, rate locked, CLP delivered to Banco de Chile, BancoEstado, Santander Chile, BCI or any other bank in Chile. [VERIFY CLP local payout live: Notion DB says No, Slack May 12 says testing complete]
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