Malta is gradually becoming a hub for freelance professionals, as more people embrace the freedom of working from anywhere. But while landing international clients is easy, getting paid can be frustrating. High banking fees, slow transfers, and poor exchange rates often eat into your hard-earned money.

However, unlike traditional banks, Grey gives you US, UK, and EU bank accounts so you can receive payments from Upwork without hidden charges or long wait times. In this guide, we’ll walk you through how to use Grey to effortlessly receive Upwork payments in Malta.

Also read: How to become a registered freelancer on Upwork

Why Maltese freelancers choose Grey for Upwork payments

1. Lower fees: Traditional banks and payment platforms often charge high transaction fees, cutting into your earnings. With Grey, you get competitive rates and lower fees, so you keep more of what you work hard for.
2. Faster transfers: No more waiting days for your payments to arrive. Grey processes transactions quickly, ensuring you get your money when you need it without unnecessary delays.
3. Multi-currency support: Get UK, US, and EU bank accounts, making it easy to receive payments from international clients without worrying about currency conversion issues or poor exchange rates.

Also read: How to open the US, UK, and Euro bank accounts in Malta

How to receive Upwork payments in Malta with Grey

With a free Grey account, you gain access to multi-currency bank details in USD, GBP, and EUR, making it easy to receive and manage payments. Here’s how to get started:

1. Download the Grey app or visit the website.
2. Sign up and verify your identity with a valid ID.
3. Get your international bank details and start receiving payments like a pro.

Linking your Grey account to Upwork

Grey makes connecting to Upwork quick and straightforward. Just follow these steps:

1. Log into Upwork and go to Settings > Get Paid.
2. Click "Add a Payment Method" and select the account type (USD, GBP, or EUR) that matches your Grey details.
3. Enter your Grey bank details and confirm.
4. Choose "Individual Checking" as the account type and input the ACH routing number.
5. Add your account number and confirm your bank account.
6. You’re all set—start receiving payments directly to your Grey wallet.

Also read: How Fiverr freelancers in Malta can receive payments easily in 2025

With Grey, Maltese freelancers can focus on their work while enjoying fast, affordable, and reliable payment solutions. Sign up for your free Grey account today and take control of your earnings.

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