Ever tried paying for a cool online tool or your go-to freelance gig only to have your local card say no? Sometimes you have to pay in US dollars, other times you pick USD to save money and dodge high fees. For Indonesians juggling all this, it can feel like a game you’re losing. But with Grey, paying in dollars is as easy as ordering nasi goreng: simple, quick, and stress-free.

Where do Indonesians typically spend US dollars online?

Indonesians commonly pay in US dollars for a variety of international digital services, including:

• Streaming services: Netflix and Spotify are among the most popular platforms requiring USD payments. Despite local pricing in rupiah, many Indonesians still subscribe to these services using USD cards, especially when accessing global content or using accounts registered outside Indonesia. Disney+ Hotstar and YouTube Premium also fall into this category.
• Creative and productivity software: Adobe Creative Cloud, Microsoft 365, Canva, and other subscription-based tools essential for freelancers, students, and professionals are typically billed in USD.
• VPN and cloud storage services: VPN providers like NordVPN and cloud storage platforms such as Google Drive often require USD payments.
• Online learning platforms: Udemy, Coursera, and other international e-learning services generally charge in USD.
• Gaming and app store purchases: Many games and app subscriptions on platforms like Steam, Google Play, and App Store are priced in USD.

... And more!

Related article: How to open US and UK bank accounts in Indonesia

What makes paying in US dollars appealing for Indonesians

Many Indonesians also prefer paying in US dollars for subscriptions and digital services because it often means broader access, fewer payment restrictions, more stable pricing, and lower hidden costs.

• Wider content libraries: Some international platforms offer more content, exclusive features, or early access to services for accounts registered outside Indonesia, which often require payments in US dollars.
• Limited local payment support: Certain global platforms and digital services do not support rupiah payments or Indonesian-issued cards, making USD the only viable option for subscription access.
• International freelance and remote work: Indonesians working for overseas clients or companies are often paid in USD, making it easier and more convenient to manage subscriptions and payments in the same currency.
• Avoiding tax hikes and currency fluctuations: With Indonesia’s VAT on digital services rising to 12% and the rupiah’s frequent depreciation against the US dollar, paying in USD helps avoid sudden price increases and ensures more stable, predictable costs.

Why Grey is the ideal solution for Indonesians paying USD subscriptions

Grey allows Indonesians to open USD accounts and instantly create virtual USD debit cards, enabling smooth payments for international subscriptions without the hassle of traditional banking.

Benefits for Indonesian users:

• Fast, online registration: Complete KYC verification with your KTP or passport and proof of address from home.
• Instant USD virtual debit card: No waiting for physical cards; start paying immediately.
• Competitive exchange rates and low fees: Transparent currency conversion and a one-off $4 card issuance fee.
• Multi-currency support: Besides USD, you can hold EUR and GBP accounts.
• Easy top-up via local banks: Fund your Grey account through local bank transfers, making it convenient and accessible.

Also read: How to receive payments from Upwork in Indonesia in 2025

How to use Grey to pay for your USD subscriptions

1. Download and register: Get the Grey app and sign up using your email.
2. Verify your identity: Upload your KTP/passport, proof of address, and a selfie.
3. Open a USD account: Receive a virtual USD account number.
4. Create a virtual USD debit card: Pay the $4 card fee and top up your balance.
5. Pay for subscriptions: Use your Grey card details on platforms like Netflix, Spotify, Adobe, or any other international service requiring USD.

Who needs USD in Indonesia?

• Freelancers and remote workers: Receive payments from overseas clients, then pay for essential software or subscriptions without expensive bank fees.
• Students and gamers: Access global educational platforms or gaming services that bill in USD without relying on someone else’s credit card or risky third-party sellers.
• Content consumers: Enjoy international streaming content that may only be accessible via USD payments or foreign accounts.

Why use Grey is to make USD subscription payments in Indonesia?

With increasing VAT on digital services and the growing need to pay in US dollars for global subscriptions, Grey offers a timely, localised, and efficient solution.

Open a free USD account today. Whether you’re a freelancer, student, remote worker, or simply a subscriber to global platforms, Grey makes paying in USD from Indonesia straightforward. Just register, verify, top up, and enjoy your favourite services.

‍