How to receive payments from Upwork in Indonesia in 2025

Tunde Aladeloba

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Indonesia, a nation of over 17,000 islands, is rich in culture and bursting with opportunities for freelancers. From bustling Jakarta to serene Bali, more Indonesians are choosing to work remotely, thanks to platforms like Upwork. However, receiving payments from international clients is still challenging due to high fees, poor exchange rates, and long delays.

This is where Grey steps in. For the Indonesian freelancer juggling multiple clients or the remote worker supporting family across islands, Grey offers a lifeline. It simplifies receiving payments from Upwork, ensuring you keep more of your earnings and access your funds when you need it most.

Also read: How to open US and UK bank accounts in Indonesia

How Upwork payments work in Indonesia

Upwork offers several payment methods, but they aren’t always ideal for freelancers in Indonesia:

  • Local bank transfers: While these may seem convenient, they often come with hidden fees and poor exchange rates.
  • PayPal or Payoneer: Popular options, but the withdrawal fees and additional conversion costs can eat into your earnings.
  • Wire transfers: A reliable option, but often expensive and slow, especially for smaller amounts.

These traditional methods leave many feeling short-changed or frustrated due to hidden costs and complexity. Grey solves this by offering a simple, transparent, and efficient way to receive international payments directly to your account.

Also read: How to receive and convert foreign currencies to USDC in Indonesia

How to use Grey to receive Upwork payments in Indonesia

By creating a free account, you gain access to multi-currency bank details in USD, GBP, and EUR, allowing you to receive payments faster and more affordably.

  1. Download the Grey app or visit the website.
  2. Sign up and complete verification with your ID.
  3. Get your international bank details and start managing your earnings like a pro.

No more waiting or hidden fees—just a reliable system that works for you.

How to link your Grey account to Upwork

Grey makes connecting to Upwork hassle-free:

  1. Log into Upwork and go to Settings > Get Paid.
  2. Select 'Add a Payment Method' and choose the type of bank account that matches your Grey account (e.g., USD, GBP, or EUR).
  3. Input your Grey bank details and confirm.
  4. Select the account type(Individual Checking) and enter the routing number(ACH routing).
  5. Enter your account number and select Add Bank Account.
  6. Confirm and start receiving payments directly to your Grey wallet.

Why freelancers in Indonesia choose Grey

Grey isn’t just a payment platform; it’s a partner in your freelance journey. Here’s why Indonesian freelancers are turning to Grey:

  • Save more: Avoid hefty fees and get better exchange rates when converting to IDR.
  • Faster payments: Access your funds quickly so you can focus on your work, not wait for money to arrive.
  • Multi-Currency flexibility: Hold earnings in USD, GBP, or EUR and withdraw when it’s most advantageous.
  • Transparent costs: No hidden charges—what you see is what you get.

For the busy freelancer balancing deadlines or the digital nomad funding their next adventure, Grey offers the peace of mind you need.

Also read: How to master bidding on Upwork in 2024: top 5 strategies

Take control of your payments with Grey.

Freelancing is about freedom, and managing your finances shouldn’t hold you back. Grey helps Indonesian freelancers save time and money, so you can focus on what matters most—your work and your life.

Sign up for a free Grey account today and experience the freedom to work and earn globally without the usual hassle.

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