Indonesia is home to a rapidly growing freelance economy, with thousands of skilled professionals working remotely for clients across the US, UK, and EU. However, one major challenge they face is receiving international payments smoothly and affordably. Traditional banking systems often come with high fees, long processing times, and complex requirements.

Grey offers a modern solution tailored for freelancers in Indonesia, allowing them to receive payments from clients abroad with ease. With Grey, freelancers can get UK, EU and US bank accounts making cross-border transactions as simple as local transfers. If you’re a freelancer in Indonesia working with clients in the US, UK, or EU, here’s how Grey can simplify your payments.

Also read: How to apply for a digital nomad visa in Indonesia

Why Indonesian Freelancers need to open US, UK, and EU bank accounts

Here’s why opening foreign accounts in the US, UK, and EU can be beneficial:

• Faster payments – International clients prefer sending payments to local accounts in their regions, which speeds up processing times.
• Lower transaction fees – Converting USD, GBP, or EUR to IDR through traditional banks can result in high charges. Having a foreign account helps avoid excessive conversion costs.
• Increased client trust – Many clients prefer working with freelancers who have local accounts, making transactions seamless.
• Access to more freelance jobs –  Some freelance platforms and job boards prioritise payouts in USD, GBP or EUR

Related Article: How to open US and UK bank accounts in Indonesia

Steps to receive payments in US, UK, and EU bank accounts in Indonesia

Grey simplifies the process for Indonesian freelancers to receive international payments by providing virtual US, UK, and EU bank accounts. Here’s how you can receive payments smoothly:

Step 1: Sign up for a Grey account

• Visit Grey’s website or download the Grey mobile app.

• Click "Sign Up" and provide your email address, phone number, and password.
• Verify your email and phone number to activate your account

Step 2: Complete identity verification

• Upload a valid ID (passport, national ID, or driver’s license).
• If required, provide proof of address (e.g., utility bill or bank statement).
• Grey will review and approve your identity within a short time.

Step 3: Open a foreign currency account

• Once verified, log into your Grey dashboard.
• Navigate to "Create Account" and choose the preferred currency (USD, GBP, or EUR).
• Grey will generate a foreign bank account number and details for you.

Related Article: How to receive payments from Upwork in Indonesia in 2025

Step 4: Share your payment details with clients

• Copy your newly created US, UK, or EU account details.
• Send the details to your clients via invoice, email, or contract agreement.
• Clients can transfer funds directly as if sending to a local account in their country.

Step 5: Convert and withdraw to your Indonesian account

• Convert your funds from USD, GBP, or EUR to IDR at competitive exchange rates.
• Withdraw your money to any Indonesian bank account quickly and securely.

Conclusion

With Grey, Indonesian freelancers can get paid faster, reduce transaction costs, and manage global earnings effortlessly. Create your Grey account today and enjoy seamless cross-border payments

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