If you run a Shopify store and use Shopify Payments in an eligible region, you can now accept USDC payments directly, with no plugins, no crypto expertise, no headaches. This new integration unlocks faster, stable, and borderless payments, giving merchants more control and customers more flexibility.

With Shopify’s recent update, USDC payments are seamlessly integrated into your checkout, allowing customers worldwide to pay with stablecoins using popular crypto wallets.

Why accept USDC payments on Shopify?

Accepting USDC through Shopify Payments comes with key advantages for merchants.

Price stability means you don’t have to worry about the volatility often associated with cryptocurrencies.

Fast, borderless transactions are made possible through Base, Coinbase’s Ethereum Layer 2 network, allowing near-instant settlement.

Customer convenience is enhanced, with shoppers able to pay using popular wallets like Coinbase Wallet, MetaMask, Trust Wallet, and more than 480 others compatible with Base.

Merchant flexibility lets you choose whether to receive payouts in your local currency or directly in USDC to your crypto wallet.

Also read: How to send and receive USDC directly in your USD account

How it works in Shopify

When you enable USDC payments, your store can:

• Automatically convert USDC to your payout currency (like USD, EUR or GBP) at checkout, with no extra foreign exchange or gas fees.
• Or, receive USDC directly to your crypto wallet if you prefer.

This means you have full control, from instant fiat payouts to crypto custody, without complicated setup or extra gateways.

How to start accepting USDC on Shopify

1. Log in to your Shopify admin dashboard.
2. Go to Settings → Payments**.**
3. Under Shopify Payments, enable USDC on the Base network.
4. Choose whether to receive payouts in fiat currency or directly in USDC.
5. If opting for crypto payouts, go to Finances → Payouts, click Claim, and transfer your USDC to a wallet.

You may also like: How to receive your Shopify earnings using Grey

Important details to consider

Availability and eligibility

USDC payments are currently available in 34+ countries, including the US, much of Europe, and parts of the Asia-Pacific region.

You’ll need to use Shopify Payments in a supported country. Be sure to check your eligibility before setting up.

Customer wallet requirements

Customers must pay using a wallet that supports USDC on the Base network.

If they hold USDC on another chain (like Ethereum, Solana, or Polygon), they’ll need to bridge it to Base before checkout.

Refunds and disputes

USDC payments don’t support disputes via Shopify.

That means you’ll need to manage refunds manually, and subscription payments or upsells in USDC aren’t currently supported.

Fees and incentives

Shopify applies its standard processing fees, but you won’t pay any extra FX or gas fees.

Some merchants in eligible countries may also receive a rebate of up to 0.5% per USDC transaction.

Starting in late 2025, US customers paying with USDC will receive 1% cashback.

Also read: How USDC is revolutionising international money transfers

Managing your USDC payments with Grey

After receiving USDC via Shopify, Grey makes it simple to manage your funds.

So, why combine Shopify with Grey?

• Your USDC is instantly converted to USD with no hidden fees and no need for 3rd party exchanges.
• Hold USD alongside EUR, GBP, or other supported fiat balances.
• Swap currencies instantly within Grey at transparent real time rates.
• Withdraw to your local bank or send payments to vendors, contractors, or teams internationally.
• Use the Grey virtual USD card to spend dollars online for tools, ads, or subscriptions, bypassing hidden bank or FX fees.

All of this is managed through one simple app, giving you a seamless way to handle cross-border e-commerce finances.

The future of commerce is stable and borderless

USDC brings instant, flexible payments with the reliability of the US dollar. Shopify now makes it easy for merchants to offer crypto checkout, and Grey gives you the tools to manage your funds efficiently. Open a free account today and enjoy.

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