Send money from Singapore to Senegal
Seen from Singapore, the corridor looks like this. Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers. From Singapore, Grey pays XOF straight into a bank account in Senegal, with the rate and fee shown before you tap send.
SGD
XOF
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Why Singapore to Dakar needs a proper rate
Singapore is a regional HQ city. Professionals paid by foreign employers or clients hold USD on Grey.
On the Dakar side, the pattern is different. Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers. Grey pays CFA francs into any bank in Senegal, including CBAO, Ecobank Senegal, Société Générale Sénégal, Bank of Africa. You see the exact XOF amount before you confirm, and that's the amount that arrives.
How sending to Senegal works
Sign up
Verify with your passport or NRIC and Grey issues USD, EUR and GBP account details on the spot. Share those with whoever pays you, then add Dakar. Grey works with licensed partners serving Singapore.
Fund
Funding happens when income arrives from abroad: dollars from a client, euros from an employer, a GreyTag from family. No Singapore bank step.
Send
Add the recipient's RIB from their CBAO, Ecobank or SGBS statement. Grey shows the XOF they'll receive before you confirm from Singapore.
Where the money goes on Singapore to Senegal
Grey converts USD to XOF in one step for senders in Singapore, shows the rate and the fee as two separate numbers, and locks both before you confirm. No second conversion, no deduction at CBAO.
Fixed from Singapore to Dakar
Grey fixes the USD to XOF rate at the moment you confirm. The XOF amount doesn't move after that.
When you've calculated exactly what a month in Dakar costs from Singapore, the number needs to hold.
Why this route is priced badly elsewhere
On this route from Singapore, the reason to switch is simple. Senegal sits inside the CFA zone, so every payment crosses a currency wall. The cost of crossing it is the spread, not the distance. That's the standard Grey works to for a sender in Singapore: USD to XOF quoted directly, delivered to CBAO.
Arriving in Senegal
XOF at CBAO, or any other bank in Senegal, as a straightforward deposit. The recipient in Dakar doesn't see Grey, doesn't need Grey, and isn't charged by Grey. You in Singapore see settled in the app.
Any bank in Senegal
Bank name plus account number. The XOF lands directly.
Saved details
Save a landlord, school or supplier once for repeat transfers.
Payment records
Each transfer is logged with the rate and fee for your own reconciliation.
Where senders to Dakar start
For a sender in Singapore paying into Dakar, funding is the easy part. Singapore-based senders fund Grey from foreign employers or clients paying in USD, EUR or GBP. That balance sends onward in one step. Sending to Dakar is then a single conversion.
Dollar salary
Give your Grey USD details to the employer. Done.
Client invoices
Bill in USD, EUR or GBP to Grey and pay Dakar from the proceeds.
Standing dollars
Hold USD and convert to XOF at the moment you choose.
Most senders from Singapore to Dakar settle into a rhythm: top up on payday, convert on the due date, done.
What this route is used for
Family support
Monthly contributions to relatives in Dakar, Thiès, Saint-Louis and Touba.
Trade
Payments to suppliers at Sandaga, HLM and Colobane, often weekly.
Students
Fees and living costs at Université Cheikh Anta Diop and private institutes.
Property and events
Contributions to building projects and family ceremonies paid in CFA francs.
Senegal imports textiles, electronics and vehicles from Asia, and Asian firms in Dakar pay local suppliers. What they share, from Singapore to Dakar, is a payment that repeats and a recipient who needs an exact XOF figure.
What you get on the Senegal route
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