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Send money to Ireland from Singapore
Irish tech workers and finance professionals make up a visible part of Singapore's European expat community. Transfers to Ireland cover Dublin rent kept during an overseas posting, mortgage payments in Cork, or monthly support to parents who depend on it.
Grey receives your USD salary from your Singapore employer. Convert to EUR and send to AIB, Bank of Ireland, Ulster Bank, or any Irish bank via SEPA. Rate and fee shown separately before you confirm.
AIB and Bank of Ireland credit SEPA within minutes during European hours. Permanent TSB and Revolut IE also accept SEPA. Your recipient does not need Grey.
Grey is FinCEN-registered. Not a bank. A financial technology company trusted by 3 million+ people globally. Every transfer protected with bank-grade encryption.
Every transfer is protected with bank-grade encryption and tracked end-to-end. Grey Inc is a financial technology company, not a bank. Banking services are provided by licensed banking partners.
How to send money to Ireland from Singapore
Sign up
Open a Grey account in under 5 minutes. You need a valid passport or Singapore NRIC. Grey Inc is registered with FinCEN at 651 N Broad St, Suite 206, Middletown, DE 19709, United States.
Fund
Your Grey account comes with US banking details. Share them with your employer for salary or with clients for invoices. Money lands in your Grey balance. That is what you send from.
Send
Enter the Irish IBAN. Review the rate and fee. Confirm. EUR typically lands at AIB or Bank of Ireland within minutes.
What it costs to send to Ireland
Grey charges a conversion fee and applies a rate close to mid-market. Both visible in the app before you confirm. AIB and Bank of Ireland do not deduct from incoming SEPA.
SWIFT from Singapore to Ireland: SGD 20 to SGD 40 in fees plus a rate margin. Takes 2 to 4 business days. SEPA via Grey takes minutes.
Enter the same amount on Grey and on your bank's international transfer page. Compare the EUR that actually arrives in Dublin. Whichever delivers more EUR for the same SGD is the cheaper service.
Grey locks the rate at confirmation. The local currency amount your recipient receives does not change between when you send and when it arrives.
The USD to EUR rate on your Ireland transfer
Grey applies a rate close to mid-market and locks it at confirmation. The EUR your recipient gets in Ireland is fixed from the moment you tap send.
AIB processes SEPA credits within minutes. Bank of Ireland and Permanent TSB are similarly quick during business hours.
For Dublin rent due on a specific date, the rate lock and SEPA speed mean you send the day before and it arrives the same day. No 3-day SWIFT buffer needed.
Grey vs bank wire to Ireland
SWIFT from Singapore to Ireland: 2 to 4 business days, SGD 25+ fees. SEPA via Grey: minutes, every day including weekends.
For a Cork mortgage due mid-month, Grey lets you send the day before with confidence it arrives. SWIFT requires a 4-day buffer.
What your recipient sees in Ireland
A standard SEPA credit in their Irish bank account. Same format as any domestic EUR payment. No Grey needed on their side.
Bank delivery
Grey delivers to AIB, Bank of Ireland, Ulster Bank, Permanent TSB, KBC Ireland, and every Irish bank with an IBAN.
Arrival time
AIB and Bank of Ireland credit SEPA within minutes. SEPA Instant settles in under 10 seconds where supported.
GreyTag
If your recipient in Ireland already uses Grey, GreyTag delivers instantly at zero cost.
How to fund your transfer
Salary deposits into Grey from your Singapore employer. Converting to EUR and sending to Ireland takes under 2 minutes. No SWIFT paperwork. No branch visit.
Payroll
Set up payroll once. Grey receives your salary every cycle. Ireland transfers funded automatically.
Wire
Wire from a Singapore bank to Grey. Available for Ireland transfers once cleared.
Existing balance
USD in Grey? Convert and send to Ireland right now.
Irish tech workers in Singapore often maintain a Dublin apartment throughout their posting. Grey's repeat transfer feature saves the IBAN and last amount for quick monthly payments.
Who sends from Singapore to Ireland
Family
Monthly support to parents in Cork or Galway. Property tax, heating oil, groceries, medical costs.
Rent or mortgage
Dublin apartment rent or a mortgage in Cork. Fixed EUR amount by a fixed monthly date.
Business
Irish tech founders in Singapore paying Dublin-based contractors, accountants, or hosting providers.
Pension
Voluntary top-ups to an Irish Life or Zurich pension fund. Quarterly or annual.
Irish professionals in Singapore send for Dublin rent or mortgage payments, support to parents in Cork or Galway, Irish Life pension top-ups, and business payments to Irish vendors. Most transfers are monthly.
Best way to send money to Ireland
FAQs
How do I send money from Singapore to Ireland with Grey?
Your Grey USD balance, funded by employer payroll or USD wire, converts to EUR and delivers via SEPA to your recipient's bank account in Ireland. Enter their IBAN, confirm the USD-to-EUR rate and fee, and send. Transfers typically arrive within minutes.
What is the USD to EUR rate today?
The current USD-to-EUR rate is shown in the Grey app before you confirm. The rate at confirmation is the rate applied.
How long does a transfer from Singapore to Ireland take?
Transfers from a funded Grey balance to Ireland arrive via SEPA, typically within minutes. SEPA Instant settles in under 10 seconds where supported.
Which banks in Ireland does Grey support?
Grey delivers to AIB, Bank of Ireland, Ulster Bank and all other banks that accept SEPA transfers in Ireland. Enter your recipient's IBAN in the Grey app.
Does my recipient in Ireland need a Grey account?
No. The transfer arrives as a standard SEPA credit to their Ireland bank account. No Grey account required.
What is SEPA and how does it work for Singapore-to-Ireland transfers?
SEPA is the European payment network for EUR transfers. Grey uses SEPA to deliver USD-to-EUR transfers to Ireland. Credits arrive directly in recipient bank accounts, typically within minutes.
What is the fee for sending money from Singapore to Ireland?
The conversion fee and USD-to-EUR rate are both shown in the Grey app before you confirm. No additional charges apply after confirmation.
Is Grey cheaper than Singapore bank SWIFT transfers to Ireland?
Singapore bank SWIFT transfers to Ireland carry fees of SGD 20 to SGD 40 plus a 2 to 4 percent exchange rate margin and take 2 to 4 business days. Grey uses SEPA, which is faster and more cost-transparent for bank delivery to Ireland.
Can I track my transfer to Ireland?
Yes. Grey shows transfer status in the app and sends a notification when funds arrive in your recipient's account in Ireland.
Can I cancel a transfer to Ireland?
Transfers can be cancelled before processing. Once sent via SEPA, transfers typically cannot be reversed. Contact Grey support via the app immediately if you need to cancel.
What are the transfer limits for sending from Singapore to Ireland?
Limits vary by verification level and are shown in the Grey app. Completing full verification increases your send limit for all corridors.
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