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HOMEMONEY TRANSFERSingapore
Send Money from Singapore to Latvia

Send Money to Latvia from Singapore

Send EUR to Swedbank Latvia, SEB Latvia, or Citadele via SEPA. Arrives in minutes. Rate and fee shown before you confirm.
SGD
EUR
Send money to Latvia
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Send money to Latvia from Singapore

Latvian professionals in Singapore work in timber trade, IT, and shipping. Transfers to Latvia cover Riga apartment costs, support to parents in Daugavpils, or business payments to Latvian wood export companies.

Grey receives your salary in USD. Convert to EUR and send to Swedbank Latvia, SEB Latvia, Citadele, or any Latvian bank via SEPA. Rate and fee shown before you confirm.

Latvian banks credit SEPA within minutes. Swedbank Latvia is fast and reliable. Your recipient does not need Grey.

Grey is FinCEN-registered. 3 million+ users globally. Not a bank. Encrypted end-to-end.

Every transfer is protected with bank-grade encryption and tracked end-to-end. Grey Inc is a financial technology company, not a bank. Banking services are provided by licensed banking partners.

Every transfer is protected with bank-grade encryption and tracked end-to-end. Grey Inc is a financial technology company, not a bank. Banking services are provided by licensed banking partners.

How to send money to Latvia from Singapore

Grey foreign bank account in Ghana
Sign up
Open a Grey account in under 5 minutes. You need a valid passport or Singapore NRIC. Grey Inc is registered with FinCEN at 651 N Broad St, Suite 206, Middletown, DE 19709, United States.
Fund
Your Grey account comes with US banking details. Share them with your employer for salary or with clients for invoices. Money lands in your Grey balance. That is what you send from.
Send
Enter the Latvian IBAN. Review rate and fee. Confirm. EUR lands at Swedbank Latvia typically within minutes.

What it costs to send to Latvia

Grey charges a conversion fee and applies a rate close to mid-market. Both visible before you send.

SWIFT from Singapore to Latvia: SGD 20 to SGD 40 plus rate margin, 2 to 4 days. Grey via SEPA: minutes.

Compare the EUR at Swedbank Latvia for the same SGD. More EUR means lower total cost. Grey shows it upfront.

Grey locks the rate at confirmation. The local currency amount your recipient receives does not change between when you send and when it arrives.

Grey locks the rate at confirmation. The local currency amount your recipient receives does not change between when you send and when it arrives.

Grey locks the rate at confirmation. The local currency amount your recipient receives does not change between when you send and when it arrives.

The USD to EUR rate on your Latvia transfer

Grey locks the rate at confirmation. The EUR does not change. Swedbank Latvia credits exactly what was confirmed.

Latvian banks process SEPA within minutes during European hours.

For Riga rent at a fixed EUR, the rate lock means you know the USD cost when you send. No gap.

Grey vs bank wire to Latvia

SWIFT: 2 to 4 days. SEPA via Grey: minutes.

For a Riga apartment payment due at month-end, Grey gets it there same day.

What your recipient sees in Latvia

A SEPA credit in their Latvian bank. Standard EUR domestic format. No Grey needed.

Bank delivery

Grey delivers EUR to Swedbank Latvia, SEB Latvia, Citadele, BlueOrange Bank, and every Latvian bank with an IBAN.

Arrival time

Swedbank Latvia and SEB Latvia credit SEPA within minutes.

GreyTag

Recipient on Grey? GreyTag delivers free and instant.

How to fund your transfer

Salary from your Singapore employer deposits into Grey. Converting to EUR and sending to Latvia takes under 2 minutes.

Payroll

One-time employer setup. Salary every cycle. Latvia transfers ready.

Wire

Wire from any Singapore bank. Available once cleared.

Existing balance

USD in Grey? Convert and send to Latvia now.
Latvian timber trade professionals in Singapore often handle both personal and business transfers to Riga from a single Grey balance.
Grey foreign bank account in Brazil.

Who sends from Singapore to Latvia

Family

Monthly support to parents in Daugavpils or Liepaja. Heating, utilities, daily costs.

Housing

Riga apartment rent. Fixed EUR amount monthly.

Business

Paying Latvian timber companies, freight forwarders, or service providers from Singapore.

Social security

Voluntary VSAA contributions maintained during an overseas posting.

Latvian professionals in Singapore send for Riga apartment rent, family support in Daugavpils or Liepaja, business payments to Latvian timber exporters, and occasional VSAA social security contributions.
Send money to Latvia

Best way to send money to Latvia

If cost matters most
Grey shows EUR at Swedbank Latvia before you confirm. Standard SEPA cost advantage.
If speed matters most
SEPA via Grey: minutes. SWIFT: days. Simple.
More than transfers
Multi-currency balance, virtual cards, GreyTag. One app.
FinCEN regulated
Grey Inc. 651 N Broad St, Suite 206, Middletown, DE 19709.
3M+ users
Encrypted. Tracked. 4.5+.

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FAQs

How do I send money from Singapore to Latvia with Grey?
expand
Your Grey USD balance, funded by employer payroll or USD wire, converts to EUR and delivers via SEPA to your recipient's bank account in Latvia. Enter their IBAN, confirm the USD-to-EUR rate and fee, and send. Transfers typically arrive within minutes.
What is the USD to EUR rate today?
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The current USD-to-EUR rate is shown in the Grey app before you confirm. The rate at confirmation is the rate applied.
How long does a transfer from Singapore to Latvia take?
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Transfers from a funded Grey balance to Latvia arrive via SEPA, typically within minutes. SEPA Instant settles in under 10 seconds where supported.
Which banks in Latvia does Grey support?
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Grey delivers to Swedbank Latvia, SEB Latvia, Citadele and all other banks that accept SEPA transfers in Latvia. Enter your recipient's IBAN in the Grey app.
Does my recipient in Latvia need a Grey account?
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No. The transfer arrives as a standard SEPA credit to their Latvia bank account. No Grey account required.
What is SEPA and how does it work for Singapore-to-Latvia transfers?
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SEPA is the European payment network for EUR transfers. Grey uses SEPA to deliver USD-to-EUR transfers to Latvia. Credits arrive directly in recipient bank accounts, typically within minutes.
What is the fee for sending money from Singapore to Latvia?
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The conversion fee and USD-to-EUR rate are both shown in the Grey app before you confirm. No additional charges apply after confirmation.
Is Grey cheaper than Singapore bank SWIFT transfers to Latvia?
expand
Singapore bank SWIFT transfers to Latvia carry fees of SGD 20 to SGD 40 plus a 2 to 4 percent exchange rate margin and take 2 to 4 business days. Grey uses SEPA, which is faster and more cost-transparent for bank delivery to Latvia.
Can I track my transfer to Latvia?
expand
Yes. Grey shows transfer status in the app and sends a notification when funds arrive in your recipient's account in Latvia.
Can I cancel a transfer to Latvia?
expand
Transfers can be cancelled before processing. Once sent via SEPA, transfers typically cannot be reversed. Contact Grey support via the app immediately if you need to cancel.
What are the transfer limits for sending from Singapore to Latvia?
expand
Limits vary by verification level and are shown in the Grey app. Completing full verification increases your send limit for all corridors.

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