Send money from Singapore to Ethiopia
Asian firms building in Ethiopia pay local staff, and Ethiopian students study across Asia. A sender in Singapore hits the same wall. Local banks in Ethiopia won't take a direct USD transfer, and a dollar wire takes days and loses a slice on arrival. There's a faster route, and it runs through your recipient's own Grey account.
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Sending dollars to Ethiopia from Singapore
Grey doesn't pay out to Ethiopian bank accounts in local currency, from Singapore or anywhere else. What it does instead is often better for this corridor. Your recipient opens a free Grey account in Ethiopia. You send dollars to their GreyTag from Singapore. The money lands in seconds with no fee.
They spend it on a Grey virtual card anywhere Visa or Mastercard is accepted in Addis Ababa, hold it in USD, or convert to USDC and withdraw. Asian firms building in Ethiopia pay local staff, and Ethiopian students study across Asia.
How sending to Ethiopia works

Sign up
You open Grey in Singapore with your passport or NRIC. Your recipient opens Grey in Ethiopia with their passport or local ID. Both take a few minutes.
Fund
Funding happens when income arrives from abroad: dollars from a client, euros from an employer, a GreyTag from family. No Singapore bank step.
Send
GreyTag to GreyTag, dollars to dollars. The transfer to Addis Ababa is instant and free from Singapore.
What this route costs
Card payments in Addis Ababa convert at the point of sale. Your recipient sees the exact dollar amount deducted for each purchase, at the African Union and ECA or a corner shop. You see the USD cost of what you sent from Singapore.

Rate fixed at confirmation

No rate applies on this route. Dollars sent from Singapore arrive as the same dollars in Addis Ababa.
For a monthly allowance, that means the exact figure every time, with nothing lost in between.


Why a Grey-to-Grey transfer beats a wire here
A dollar wire from Singapore to a bank in Addis Ababa takes days, attracts a receiving fee, and then converts at the bank's rate. A GreyTag transfer lands in seconds, costs nothing, and your recipient spends dollars directly at the African Union and ECA or anywhere else. For anyone living in Ethiopia on money from abroad, the card is the bank.
What your recipient gets in Ethiopia
Dollars in their own Grey account, instantly, sent from Singapore. They spend on a Grey virtual card at the African Union and ECA, Addis Ababa University, shops, restaurants and online. They can also hold USD, EUR or GBP balances, or convert to USDC and withdraw to a wallet of their choice.

Grey virtual card
Rain Visa or Miden Mastercard, accepted across Addis Ababa and online.

Hold in dollars
Keep the balance in USD and spend as needed. No forced conversion.

Stablecoin withdrawal
Convert to USDC and withdraw to an external wallet when local cash is needed.
How to fund
Singapore-based senders fund Grey from foreign employers or clients paying in USD, EUR or GBP. That balance sends onward in one step. From there, the GreyTag transfer to Addis Ababa is dollars to dollars, instant and free.
Get paid to Grey
USD, EUR or GBP account details in your name.
Keep it in dollars
Convert to USD only when Addis Ababa needs paying.
Send in one step
Rate shown, fee shown, USD delivered.
A monthly allowance to Addis Ababa is simplest with a standing balance and the recipient's GreyTag saved.
Who sends from Singapore to Ethiopia
Diaspora families
Support for relatives in Addis, Bahir Dar, Hawassa and Dire Dawa.
AU and UN staff
Family support for those posted to the African Union, ECA and agencies in Addis.
Students
Allowances for students at Addis Ababa University and regional institutes.
Conference travellers
Topping up your own Grey card before an AU summit or ECA event.
Singapore is a regional HQ city. Professionals paid by foreign employers or clients hold USD on Grey. On this route it's mostly people supporting someone who's physically in Addis Ababa: students at Addis Ababa University, patients, posted staff and long-stay residents. All of them can hold a Grey account there.
Why Grey for Singapore to Ethiopia
Ethiopia isn't a bank-payout corridor for Grey, from Singapore or anywhere else. It's a Grey-to-Grey corridor, and for students at Addis Ababa University, patients and posted staff in Addis Ababa that's the faster, cheaper option anyway.
No conversion from Singapore. Dollars land in your recipient's Grey account in Addis Ababa instantly. No local bank payout on this route.


