Send money from Singapore to Canada
The Singapore to Toronto route has a specific shape. Canada hosts huge Filipino, Indonesian and Singaporean communities, and families send for tuition and settling in. Grey handles the conversion in Singapore and delivers CAD to RBC or any other Canadian bank.
SGD
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Singapore to Toronto, in one conversion
Canada hosts huge Filipino, Indonesian and Singaporean communities, and families send for tuition and settling in. For senders in Singapore, the practical question is simple: how much lands, and when.
Grey answers both before you confirm. USD converts to CAD once, the fee is shown separately, and the money reaches RBC, TD, Scotiabank, BMO, CIBC as a normal deposit. Singapore-based senders fund Grey from foreign employers or clients paying in USD, EUR or GBP. That balance sends onward in one step.
How sending to Canada works
Sign up
You'll need a passport or NRIC. Once verified, you have USD, EUR and GBP account details to give employers or clients, and Canada as a destination. Grey works with licensed partners serving Singapore.
Fund
Grey doesn't take local deposits in Singapore. Fund with USD, EUR or GBP received into your Grey account from an employer, clients or family abroad.
Send
Canada gives you a choice: Interac to the recipient's email or phone, or a bank transfer to their transit, institution and account number. Either way the CAD amount is fixed first.
The real price of Canadian dollars from Singapore
One conversion, USD to CAD, with the rate and fee disclosed before you send from Singapore. Bank transfers to Canada clear next business day with an 18:00 Eastern cutoff. Interac e-Transfer is instant, any day. For a student whose rent is due tomorrow, that's the difference.
Locked at confirmation
A rate that holds means you can promise someone in Toronto an exact CAD figure and know it will arrive. Bank transfers to Canada clear next business day with an 18:00 Eastern cutoff. Interac e-Transfer is instant, any day. For a student whose rent is due tomorrow, that's the difference.
Grey fixes USD to CAD at the tap, every time, from Singapore or anywhere else in Singapore.
Why domestic delivery matters in Canada
Anyone in Singapore who has wired money to Toronto the old way knows the feeling of not knowing what landed. Bank transfers to Canada clear next business day with an 18:00 Eastern cutoff. Interac e-Transfer is instant, any day. For a student whose rent is due tomorrow, that's the difference.
The recipient's side in Canada
A standard CAD deposit into an account at RBC or any other bank in Canada. It appears as a local transfer on their statement. No Grey account needed on their side, only on yours in Singapore.
Account credit, not pickup
CAD goes into the account at RBC, TD, Scotiabank, BMO, CIBC. No queue, no agent.
Reuse the details
Save the Toronto recipient and every later transfer is three taps.
Track from Singapore
Pending, converted, delivered: each stage shows in the app.
Before you send
For a sender in Singapore paying into Toronto, funding is the easy part. Singapore-based senders fund Grey from foreign employers or clients paying in USD, EUR or GBP. That balance sends onward in one step. Sending to Toronto is then a single conversion.
Foreign income
Dollars, euros or pounds received on Grey fund the transfer.
Hold, then convert
Keep the balance in USD and convert to CAD when the payment is due.
Existing balance
Convert and send in one step.
Save the recipient in Toronto once and a repeat transfer from Singapore takes three taps.
What the money is for
Parents of students
Rent and living costs for students at U of T, York, Calgary, Alberta, Manitoba and colleges across Ontario.
New permanent residents
Support for family who have landed through Express Entry or PNP and are waiting on a first job.
Tuition instalments
Term payments sent to a student's account for onward payment to the institution.
Urgent transfers
Interac e-Transfer lands instantly when something cannot wait a business day.
A mixed corridor for senders in Singapore and Singapore. Canada hosts huge Filipino, Indonesian and Singaporean communities, and families send for tuition and settling in. Amounts range from a monthly allowance to a full supplier invoice.
Why send to Canada with Grey
Between Singapore and Toronto, the problem is well known. Bank transfers to Canada clear next business day with an 18:00 Eastern cutoff. Interac e-Transfer is instant, any day. For a student whose rent is due tomorrow, that's the difference. Grey's fixed rate and visible fee exist so nothing about the transfer from Singapore is left to chance.
One conversion from USD in Singapore, rate locked, CAD delivered to RBC, TD, Scotiabank, BMO, CIBC or any other bank in Canada.
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