Send money from Germany to Türkiye
Every month, German households and businesses move EUR into lira for someone in Istanbul. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. Grey quotes the rate, fixes it, and pays the bank directly.
EUR
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Getting TRY to Türkiye from Germany
Seen from Berlin. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. Most banks in Germany either won't quote TRY or route it through a second currency, adding a spread nobody discloses.
Grey quotes EUR to TRY directly for senders in Berlin and Frankfurt. The TRY lands at Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi or any Turkish bank as a domestic deposit. Nothing to install on the receiving side.
How sending to Türkiye works
Sign up
Grey asks for a passport or Aufenthaltstitel and nothing else to open. Add Istanbul as a destination straight after. Grey works with regulated partners in the EU.
Fund
Any EUR top-up works: SEPA transfer from any German bank. Regular senders to Istanbul usually keep a small balance ready.
Send
Türkiye runs on IBANs. Paste the recipient's TR IBAN, confirm the EUR to TRY rate Grey shows in Berlin, and send.
What the fee doesn't tell you
Grey does one conversion, EUR to TRY, and shows it. What lands at Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi is what was on screen in Berlin.
The TRY figure doesn't move
Whatever the market does after you tap send in Berlin, the TRY amount arriving at Ziraat Bankası is fixed.
For a bill with a due date in Istanbul, this removes the guesswork.
The old way to Istanbul, and why it costs more
Ask a bank in Berlin to send lira and you'll often be told to send dollars instead. Türkiye carries students, patients and traders at once. What they share is the need to know the lira amount before it leaves.
On the receiving side
TRY into any bank account in Türkiye. Ziraat Bankası and Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi are all supported, and the credit looks domestic. The sender in Berlin sees the same settlement confirmation in the app.
Bank delivery
TRY to Ziraat Bankası and any other bank in Türkiye.
Repeat recipients
Store a recipient once. Every future payment is three taps.
GreyTag
Both on Grey? GreyTag delivers instantly with no fee.
Getting money onto Grey in Germany
German senders fund by SEPA from Deutsche Bank, Commerzbank, Sparkasse or N26. The euro balance sits on Grey until a payment is due. Then Istanbul is a conversion and a tap.
SEPA transfer from any German bank
The standard route from Deutsche Bank, Commerzbank, Sparkasse, N26 or any German bank.
Dollars from abroad
Skip the EUR leg by sending from a USD balance.
Leftover balance
Whatever's on Grey converts to TRY instantly.
Sending to Ziraat Bankası for the first time? Check the account details twice. After that, Grey remembers them.
The people behind Germany to Türkiye transfers
Students
Living costs for scholarship students at universities in Ankara, Istanbul, Izmir and Konya.
Medical patients
Deposits and balances for dental, hair and fertility clinics in Istanbul.
Textile traders
Payments to wholesalers in Laleli, Merter and Osmanbey.
Family support
Monthly transfers to relatives in Istanbul, Ankara, Izmir and the Anatolian provinces.
For senders in Berlin and Frankfurt, the Istanbul side matters most. The Turkish diaspora in Germany, the Netherlands and France is enormous, and transfers home are steady and long-running. From Berlin and Frankfurt, the senders are a mix of families, students' parents and businesses.
Why Grey for Germany to Türkiye
FAQs
How long does a transfer from Germany to Türkiye take?
Funded transfers usually reach Türkiye the same day. Fund your euro balance by SEPA from your German bank before you send.
How do I send money from Germany to Türkiye with Grey?
Open a free Grey account, fund in euros by SEPA, paste the recipient's TR IBAN, confirm the EUR to TRY rate and fee, then send.
Does Grey support Ziraat Bankası and the other big Turkish banks?
Yes. Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi and every other Turkish bank receive the lira as a domestic deposit.
What do I need to open a Grey account in Germany?
A passport or Aufenthaltstitel and about five minutes. The account is free, and you can add your Istanbul recipient straight after.
Which German bank can I fund from?
Any of them. Deutsche Bank, Commerzbank, Sparkasse, N26 or any other German bank can send a SEPA transfer into your Grey euro balance.
Is the EUR to TRY rate fixed once I confirm?
Yes. Whatever the market does after you tap send in Berlin, the TRY amount arriving at Ziraat Bankası does not change.
Does my recipient in Istanbul need a Grey account?
No. They receive a normal TRY deposit in their Turkish bank account, with nothing to install and no collection code.
Does anything get deducted when the lira arrives in Türkiye?
No. One fee, shown before you confirm, and nothing deducted in Türkiye. What was on screen in Berlin is what lands.
I get paid in dollars. Can that fund a transfer to Türkiye?
Yes. USD, EUR or GBP received on Grey converts straight to TRY. The USD account is provided by Lead Bank.
Can I track a transfer to Türkiye?
Yes. Every payment is encrypted and tracked to settlement, and the app shows the status until the Turkish bank confirms it.
Can I save a recipient in Türkiye for repeat payments?
Yes. Store a recipient once and every future payment is three taps, with the rate and fee shown again before you confirm.
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