Send money from Germany to Egypt
Two things move along this corridor from Germany: money for a household in Cairo or Alexandria, and money for a property that someone is paying off in instalments. Both need Egyptian pounds on a date, not a rough equivalent. Grey quotes EGP directly from a euro balance.
EUR
EGP
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Egyptian pounds, into a bank or a wallet
The English-speaking side of this route is mostly Egyptians who came to Germany for engineering, medicine or a masters and stayed, plus their spouses. Köln, Frankfurt and Hamburg carry the largest share. They talk to family at home in Arabic and deal with everything else in English.
Grey pays into Commercial International Bank, Banque Misr and the National Bank of Egypt, and to Vodafone Cash and Fawry wallets where a mobile number is easier than an account number. With euros already on the balance, the pounds typically arrive within minutes.
Three steps from a German account to an Egyptian one
Sign up
Opening a Grey account is free and takes roughly five minutes, with a valid identity document. Everything, including support, is in English.
Fund
Top up in euros by SEPA from Commerzbank, Sparkasse, Deutsche Bank, ING, N26 or DKB, and leave the balance until a payment in Egypt is due.
Send
Add the Egyptian account number, or the registered mobile number for a wallet. The EGP figure appears before you confirm and holds from there.
Where the cost sits on Germany to Egypt
Grey shows the rate and the fee apart, so the comparison is one sum rather than a guess about what a correspondent bank will deduct on the way.
On property instalments this is the whole argument. A developer in Cairo wants a fixed number of pounds on a fixed date, and if the rate moves against you the shortfall is yours to make up out of a German salary.
A fixed pound figure, agreed in Germany
Grey locks the EUR to EGP rate when you confirm. After that the Egyptian pound amount does not move, whatever either currency does next.
For anyone paying down a flat in Alexandria or the North Coast on a schedule, that is the difference between a payment that clears and a payment that is short by the time it arrives.
What a German bank transfer does to this route
Sent as an international wire, a payment to Egypt is routed through intermediaries, converted at a rate you never see quoted, and can sit for review at the receiving end. A Grey payout lands at Commercial International Bank or Banque Misr as a domestic pound credit instead, which is both faster and whole.
The Egyptian side of the transfer
Your recipient in Cairo, Alexandria or Mansoura sees Egyptian pounds credited to an account or a wallet they already use. There is no code to collect, no counter to visit, and no Grey app to install.
Bank accounts
Commercial International Bank, Banque Misr and the National Bank of Egypt, entered with the account number.
Mobile wallets
Vodafone Cash and Fawry, reached with the recipient's registered mobile number when a bank account is not the practical option.
Saved recipients
A developer, a landlord or a parent saved once, then reused for every following instalment.
How the euros get onto Grey
The Egyptian pound leg is the visible part, but the funding leg is where most first-time senders in Germany get stuck. It is a plain euro transfer and nothing more.
SEPA credit
From any German IBAN, typically visible on the Grey balance within minutes.
Dollars or pounds sterling
Foreign income already on Grey converts to EGP in a single step.
From another Grey user
Relatives splitting a family payment can push funds to your GreyTag instantly and free.
Where the Egyptian pound amount is the fixed part, enter EGP first and read off the euro cost rather than the other way round.
Why money moves from Germany to Egypt
Parents and household
Monthly support for parents in Cairo or Alexandria, medical costs, and school fees for nieces and nephews.
Property instalments
Payments on a flat bought off-plan in New Cairo, the North Coast or Alexandria, due on a schedule that does not negotiate.
Building and renovation
Paying a contractor, an electrician or a supplier in pounds for work on a family house while you are in Germany.
Freelance and trade
Small German firms settling invoices with Egyptian designers, translators and engineering subcontractors who bill in Egyptian pounds.
Family obligation and property carry this corridor in roughly equal measure, with a smaller business thread underneath. The pattern below is what senders in Köln, Frankfurt and Hamburg describe.
Why Grey for the Egypt route
An instalment on a flat in Egypt is not a gesture. It has a due date, an exact figure in pounds, and a consequence if it lands short. That is the payment this route is built around.
Euros from a German account, Egyptian pounds into a bank or wallet at home, encrypted and tracked from confirmation to settlement.
FAQs
Which Egyptian banks does Grey pay into?
Commercial International Bank, Banque Misr and the National Bank of Egypt, using the recipient's account number.
Can I send to a Vodafone Cash wallet from Germany?
Yes. Vodafone Cash and Fawry are both supported, and you only need the recipient's registered mobile number.
Is Grey usable if I do not speak German?
Yes. The account, verification and support all work in English, which is why many Egyptian residents in Germany use it.
How do I fund the transfer from Germany?
By SEPA transfer in euros from Commerzbank, Sparkasse, Deutsche Bank, ING, N26, DKB or any German IBAN.
Can the Egyptian pound amount change after confirmation?
No. The EUR to EGP rate is fixed when you confirm, so a property instalment lands at the exact figure agreed.
How quickly does money reach Egypt?
Transfers from a funded Grey balance typically arrive within minutes, whether the destination is a bank account or a wallet.
Can I pay a property developer in Egypt directly?
Yes. Save the developer's Egyptian account once and pay each instalment in pounds from your euro balance.
Does my family in Cairo need the Grey app?
No. The pounds arrive as an ordinary credit in their existing bank account or mobile wallet.
Can I send Egyptian pounds without holding euros?
Yes. A USD or GBP balance on Grey converts to Egyptian pounds directly, with no euro step in between.
Is there a charge on the Egyptian side?
No. Grey charges the sender only, and the payout arrives as a domestic Egyptian pound credit.
What else can the account do?
It covers more than 80 countries, holds USD provided by Lead Bank plus GBP and EUR, and issues a virtual Mastercard.
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