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HOMEMONEY TRANSFERGermany
Send money from Germany to Thailand

Send money from Germany to Thailand

Europeans living long-term in Thailand and students at Thai universities receive support from home. A sender in Berlin hits the same wall. Local banks in Thailand won't take a direct EUR transfer, and a dollar wire takes days and loses a slice on arrival. There's a faster route, and it runs through your recipient's own Grey account.
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Sending dollars to Thailand from Germany

Grey doesn't pay out to Thai bank accounts in local currency, from Berlin or anywhere else. What it does instead is often better for this corridor. Your recipient opens a free Grey account in Thailand. You send dollars to their GreyTag from Germany. The money lands in seconds with no fee.

They spend it on a Grey virtual card anywhere Visa or Mastercard is accepted in Bangkok, hold it in USD, or convert to USDC and withdraw. Europeans living long-term in Thailand and students at Thai universities receive support from home.

How sending to Thailand works

Grey foreign bank account in Ghana
Sign up
You open Grey in Germany with your passport or Aufenthaltstitel. Your recipient opens Grey in Thailand with their passport or local ID. Both take a few minutes.
Fund
Top up: euros in by SEPA transfer from any German bank, USD out to Bangkok. The top-up usually clears in minutes.
Send
Two steps: convert euros to dollars, then send to the recipient's GreyTag. The second step is free and lands in Bangkok in seconds.

What this route costs

Card payments in Bangkok convert at the point of sale. Your recipient sees the exact dollar amount deducted for each purchase, at Bumrungrad and Bangkok Hospital or a corner shop. You see the EUR cost of what you sent from Berlin.

Rate fixed at confirmation

The EUR to USD rate you accept in Berlin is the rate applied. Whatever happens afterwards, the dollar balance your recipient receives doesn't change.

For a monthly allowance in Bangkok, that means the same dollar figure every time.

Why a Grey-to-Grey transfer beats a wire here

A dollar wire from Berlin to a bank in Bangkok takes days, attracts a receiving fee, and then converts at the bank's rate. A GreyTag transfer lands in seconds, costs nothing, and your recipient spends dollars directly at Bumrungrad and Bangkok Hospital or anywhere else. For anyone living in Thailand on money from abroad, the card is the bank.

What your recipient gets in Thailand

Dollars in their own Grey account, instantly, sent from Berlin. They spend on a Grey virtual card at Bumrungrad and Bangkok Hospital, AIT, Assumption University and Chulalongkorn, shops, restaurants and online. They can also hold USD, EUR or GBP balances, or convert to USDC and withdraw to a wallet of their choice.

Grey virtual card

Rain Visa or Miden Mastercard, accepted across Bangkok and online.

Hold in dollars

Keep the balance in USD and spend as needed. No forced conversion.

Stablecoin withdrawal

Convert to USDC and withdraw to an external wallet when local cash is needed.

How to fund

German senders fund by SEPA from Deutsche Bank, Commerzbank, Sparkasse or N26. The euro balance sits on Grey until a payment is due. Convert to dollars, then the GreyTag step to Bangkok is free.

From Deutsche Bank, Commerzbank, Sparkasse, N26 or any German bank

SEPA transfer from any German bank, credited in minutes.

From foreign clients

USD, EUR or GBP paid into Grey converts to USD in one step.

From GreyTag

Another Grey user in Germany or abroad can fund you instantly.
A monthly allowance to Bangkok is simplest with a standing balance and the recipient's GreyTag saved.
Grey foreign bank account in Brazil.

Who sends from Germany to Thailand

Students

Allowances for students at AIT, Assumption, Chulalongkorn and Mahidol, spent by card.

Medical patients

Family topping up a relative's Grey balance during treatment in Bangkok.

Long-stay residents

Remote workers, retirees and teachers living in Thailand on income from abroad.

Travellers

Topping up your own Grey card before a trip so you spend dollars, not a marked-up local card.

Germany hosts large African, Turkish and Asian communities, and German firms pay contractors worldwide. On this route it's mostly people supporting someone who's physically in Bangkok: students at AIT, Assumption University and Chulalongkorn, patients, posted staff and long-stay residents. All of them can hold a Grey account there.
Send Money to Thailand

Why Grey for Germany to Thailand

Instant and free
GreyTag transfers land in seconds with no fee.
One conversion
euros to dollars once. Your recipient spends USD directly.
Card accepted widely
Visa and Mastercard work across Thailand and online.
Licensed, not a bank
Grey isn't a bank. We're a licensed financial services provider. Grey works with regulated partners in the EU. Every payment is encrypted and tracked to settlement.
Trusted by 3M+ users
In-app support covers Thailand like any other destination.

Thailand isn't a bank-payout corridor for Grey, from Berlin or anywhere else. It's a Grey-to-Grey corridor, and for students at AIT, Assumption University and Chulalongkorn, patients and posted staff in Bangkok that's the faster, cheaper option anyway.

Rate and fee shown before you convert in Berlin. Dollars land in your recipient's Grey account in Bangkok instantly. No local bank payout on this route.
Open a free Grey account

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Grey is a financial technology company, not a bank. Banking services are provided by licensed banking partners. Canadian services are offered by Grey Finance Inc with registered address at 1285 West Broadway Suite 600 Vancouver BC V6H 3X8. Canada. Grey Finance Inc. is regulated by FINTRAC. US services are offered by Grey Inc. with its registered address at 651 N Broad St, Suite 206 Middletown DE 19709 US. Grey Inc is regulated by FinCEN. Copyright © Grey Inc. [YEAR].