Send money from Germany to Saudi Arabia
Seen from Berlin, the corridor looks like this. European Muslims pay for pilgrimage, and European firms pay Saudi contractors in riyals. From Berlin, Grey pays SAR straight into a bank account in Saudi Arabia, with the rate and fee shown before you tap send.
EUR
SAR
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Why Berlin to Riyadh needs a proper rate
Germany hosts large African, Turkish and Asian communities, and German firms pay contractors worldwide.
On the Riyadh side, the pattern is different. European Muslims pay for pilgrimage, and European firms pay Saudi contractors in riyals. Grey pays riyals into any bank in Saudi Arabia, including Al Rajhi Bank, Saudi National Bank, Riyad Bank, Alinma. You see the exact SAR amount before you confirm, and that's the amount that arrives.
How sending to Saudi Arabia works

Sign up
Verify once with your passport or Aufenthaltstitel. From then on, sending to Saudi Arabia or anywhere else is a saved recipient and three taps. Grey works with regulated partners in the EU.
Fund
Add euros from Deutsche Bank, Commerzbank, Sparkasse, N26 or any German bank. The balance shows in the app straight away, ready to convert to SAR when you need it.
Send
Paste the 24-character Saudi IBAN from the recipient's Al Rajhi, SNB or Riyad Bank account. Grey shows the SAR before you confirm.
Where the money goes on Germany to Saudi Arabia
Grey converts EUR to SAR in one step for senders in Berlin, shows the rate and the fee as two separate numbers, and locks both before you confirm. No second conversion, no deduction at Al Rajhi.

Fixed from Berlin to Riyadh

Grey fixes the EUR to SAR rate at the moment you confirm. The SAR amount doesn't move after that.
When you've calculated exactly what a month in Riyadh costs from Berlin, the number needs to hold.


Why this route is priced badly elsewhere
On this route from Berlin, the reason to switch is simple. Money for Umrah or Hajj is saved for, sometimes for years, and it needs to reach the right account intact. The same is true of a student's allowance in Madinah. That's the standard Grey works to for a sender in Berlin: EUR to SAR quoted directly, delivered to Al Rajhi.
Delivered like a local payment
SAR at Al Rajhi, or any other bank in Saudi Arabia, as a straightforward deposit. The recipient in Riyadh doesn't see Grey, doesn't need Grey, and isn't charged by Grey. You in Berlin see settled in the app.

Any bank in Saudi Arabia
Bank name plus account number. The SAR lands directly.

Saved details
Save a landlord, school or supplier once for repeat transfers.

Payment records
Each transfer is logged with the rate and fee for your own reconciliation.
Where senders to Riyadh start
Most German senders top up in euros and convert to SAR on the day. German senders fund by SEPA from Deutsche Bank, Commerzbank, Sparkasse or N26. The euro balance sits on Grey until a payment is due.
Top up once
Move a month's worth of euros in and send to Riyadh as needed.
Earn in foreign currency?
Send from that balance and avoid a double conversion.
Convert on the due date
Hold euros, convert to SAR when the payment is actually due.
Most senders from Berlin to Riyadh settle into a rhythm: top up on payday, convert on the due date, done.
What this route is used for
Newly arrived workers
Setup money before the first Saudi salary lands.
Business
Paying Saudi contractors, suppliers and partners in riyals.
Umrah and Hajj
Payments to Saudi-based agents, hotels in Makkah and Madinah, and transport providers.
Students
Living costs for students at Islamic University of Madinah, KFUPM and King Saud.
Three kinds of sender use this route from Berlin: families with someone in Riyadh, parents of students, and businesses with a supplier or contractor in Saudi Arabia. European Muslims pay for pilgrimage, and European firms pay Saudi contractors in riyals.


