How do I send money from Germany to Bangladesh?

From Germany, fund your Grey balance in EUR via SEPA transfer from a German bank account, choose Bangladesh as the destination, and confirm the EUR to BDT rate before sending.

What's the Germany to Bangladesh exchange rate?

Grey charges a conversion fee on the EUR to BDT rate for transfers from Germany to Bangladesh, shown before you confirm.

How quickly does money sent from Germany arrive in Bangladesh?

The transfer from Germany to Bangladesh itself moves quickly from a funded balance; SEPA transfer from a German bank account is the main variable.

Does my recipient in Bangladesh need a Grey account to receive from Germany?

From Germany, the money arrives as an ordinary BDT deposit into any bank account in Bangladesh.

How is a transfer from Germany to Bangladesh protected?

Grey is regulated by FinCEN and encrypts every transfer from Germany to Bangladesh, registered address 651 N Broad St, Suite 206, Middletown, DE 19709, United States. Grey is a financial technology company, not a bank.

Can I send from Germany to any bank in Bangladesh?

From Germany, Grey pays out in BDT to bank accounts across Bangladesh. Your recipient's standard bank details are enough.

What if I need to change a payment from Germany to Bangladesh?

Transfers from Germany to Bangladesh are processed quickly, so contact Grey support immediately if you need to change one.

How should I fund my Grey balance in Germany before sending to Bangladesh?

Funding via SEPA transfer from a German bank account is usually the lowest-cost route for Germany to Bangladesh; card top-ups are faster but may cost more.

Is there a maximum transfer amount from Germany to Bangladesh?

Sending limits from Germany depend on your verification status. Your current limit for Bangladesh is shown in the Grey app before you confirm.

Is the EUR to BDT rate locked once I send from Germany to Bangladesh?

No. The EUR to BDT rate is locked the moment you confirm a transfer from Germany to Bangladesh, and does not move again before it arrives.

Why use Grey instead of my bank to send from Germany to Bangladesh?

A bank sending from Germany to Bangladesh often applies a wider margin on the rate than shows up in the fee. Grey shows both separately, before you send.

Send money from Germany to Bangladesh

European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly. A sender in Frankfurt shouldn't need a spreadsheet to work out what will land at BRAC Bank. Grey shows the BDT figure before the money moves.

EUR

BDT

Send Money to Bangladesh

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Germany to Bangladesh without the detour

Germany hosts large African, Turkish and Asian communities, and German firms pay contractors worldwide. Looking at Dhaka, the picture is clear. European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly.

Grey converts EUR to BDT in one step and pays into Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank or any other bank in Bangladesh. Your recipient sees a normal BDT credit and never needs to open a Grey account.

How sending to Bangladesh works

Sign up

Sign up with a passport or Aufenthaltstitel. Approval typically lands before you've finished adding your recipient in Dhaka. Grey works with regulated partners in the EU.

Fund

Fund by SEPA transfer from any German bank. Most top-ups credit within minutes, and the EUR sits on Grey until you convert it for Dhaka.

Send

Copy the recipient's bank, branch and account number from their statement. Grey quotes EUR to BDT and shows the taka before you confirm.

Why the rate matters more than the fee

The BDT figure Grey quotes in Berlin is the figure BRAC Bank credits. There's no second conversion on the Bangladesh side to eat into it.

No adjustments after the fact

The EUR to BDT rate you see at confirmation is the rate applied. If the euros move between your tap in Berlin and settlement in Dhaka, your recipient's amount doesn't.

That matters when you've promised a specific figure in taka.

Why Germany to Bangladesh deserves a proper rate

Anyone in Frankfurt who has sent to BRAC Bank the old way knows this. Bangladeshi freelancers and small suppliers are used to being paid in dollars and losing a margin to their bank. Paying in taka, at a rate they can check, marks you out as a client worth keeping. Grey gives a sender in Berlin a locked rate, a visible fee and a BDT deposit that arrives whole.

Arriving in Bangladesh

Your recipient receives BDT at Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, City Bank or any other Bangladeshi bank as an ordinary deposit. The transfer shows as settled in your Grey app in Berlin at the same moment.

Any Bangladeshi bank

Enter the account number and bank name. The BDT posts directly to that account.

Save the recipient

Paying the same person every month? Save the details once and resend in three taps.

GreyTag for Grey users

If the person in Dhaka is also on Grey, GreyTag moves the money instantly at no cost.

Funding, step by step

Funding from Frankfurt for a transfer to Dhaka works like this. German senders fund by SEPA from Deutsche Bank, Commerzbank, Sparkasse or N26. The euro balance sits on Grey until a payment is due. Convert to BDT when a payment to BRAC Bank is due, not before.

Local rail

Fund by SEPA transfer from any German bank.

Business income

Revenue in euros or dollars funds the next payment to Dhaka.

Existing balance

Already funded? Convert to BDT and send in the same session.

Term fees and rent in Dhaka fall on fixed dates. Set a reminder, keep the balance ready, and the transfer from Berlin takes under a minute.

Who uses this corridor

Family support

Monthly transfers to relatives in Dhaka, Chittagong, Sylhet and Comilla.

Garment importers

Deposits and balance payments to factories in Dhaka, Gazipur and Chittagong.

Remote hiring

Monthly pay for Bangladeshi developers, designers and support staff.

Pharmaceutical buyers

Payments to Bangladeshi generic drug manufacturers and distributors.

A mixed corridor for senders in Berlin and Frankfurt. European fashion brands pay Bangladeshi factories, and the Bangladeshi diaspora in Europe sends home regularly. Amounts range from a monthly allowance to a full supplier invoice.

Send Money to Bangladesh

Why send to Bangladesh with Grey

One conversion, not two

EUR goes to BDT directly. No hidden second leg inflating the cost.

Same-day delivery

Transfers from a funded balance typically reach Bangladeshi banks the same day.

Track it end to end

Watch the payment move from your wallet to the recipient's bank in the app.

Licensed, not a bank

Grey isn't a bank. We're a licensed financial services provider. Grey works with regulated partners in the EU. Every payment is encrypted and tracked to settlement.

Trusted by 3M+ users

In-app support covers Bangladesh like any other destination.