Travelling this December? Smart ways Nigerians can save on flights, hotels and FX

Tunde Aladeloba

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December is calling, and Nigerians everywhere are answering. Whether you’re flying back home for Detty December, hopping across states for concerts and weddings, or planning a quick holiday escape, one thing is certain: travel season is officially in full swing.

And with flights selling fast, hotel prices climbing, and the need to sort your foreign currency before the rush, December travel can get expensive, quickly.

In this guide, I’ll show you smart, simple and stress-free ways to save money on flights, hotels and foreign exchange so you can enjoy the festivities without your wallet feeling the heat.

Also read: Detty December Nigeria: here’s how to spend smart and not go broke.

Why Nigerians save when travelling in December

December travel in Nigeria can get expensive fast. Saving on flights, hotels, and FX ensures you enjoy the festive season without draining your wallet or stressing your finances.

1. Festive prices surge

Let’s be honest, airlines, hotels, and even transport providers know December is our busiest travel month. That’s why prices jump overnight. Flight tickets can double, hotels fill up quickly, and last-minute bookings always cost more. Saving early helps you beat the rush, avoid inflated prices, and free up money to actually enjoy the things that make December fun.

2. Fun needs a budget

December in Nigeria isn’t cheap. From concerts to owambes, dinners with friends, road trips, gifts, and endless outings, the fun comes with a bill. If travel and accommodation swallow your budget, you’ll have less to enjoy the real experiences. Saving on flights, hotels, and FX helps you balance enjoyment with responsibility.

3. FX moves fast

Exchange rates can change like Lagos weather, unpredictable. Whether you’re coming into Nigeria or travelling out, a small shift can affect your whole spending plan. Saving on FX by choosing the right time and platform gives you control. It means more naira for transportation, food, data, and December enjoyment without worrying about sudden rate spikes.

4. Surprises always come

December has a way of springing surprises, last-minute trips, extra nights at a hotel, emergency shopping, or unexpected family obligations. These things happen every year. Saving ahead gives you breathing room. Instead of panicking or borrowing, you can handle whatever pops up and still enjoy the season the way you planned.

Also read: How to send money to Nigeria in time for Christmas.

How to score cheaper flights this December

Flights in December can be pricey, but a little planning goes a long way. Learn simple tips to secure cheaper tickets and avoid last-minute stress.

1. Book early

December flights sell out fast, and airlines raise prices the closer you get to your travel date. Booking early,even by two to three weeks, can save you a huge chunk of money. It also gives you more options for airlines, departure times, and seat choices, so you avoid the panic and cost of last-minute rush.

2. Travel midweek

Flights on Tuesdays and Wednesdays are usually cheaper because fewer people travel then. If your schedule is flexible, shifting your trip by a day or two can reduce your fare significantly. It’s one of the easiest December hacks: avoid the Friday rush, skip the Monday crowd, and enjoy quieter airports all while keeping more cash in your pocket.

3. Compare airlines

Don’t grab the first ticket you see. Fares vary widely across airlines, and some offer surprise discounts if you check at the right time. Use comparison tools, check multiple dates, and consider nearby airports. Just 10 minutes of comparing can save you thousands of naira, especially during December when every airline is competing for holiday travellers.

4. Avoid excess luggage

Airlines make a lot of money from baggage fees, especially in December when everyone is carrying gifts. Packing light saves you cash and stress. Stick to essentials, use vacuum bags, and weigh your luggage at home. If you really need extra luggage, pre-pay online; it’s almost always cheaper than paying at the airport counter.

Also read: The easiest way for Nigerians abroad to send US dollars home

How to book budget-friendly hotels in Nigeria this December

Hotels fill up fast, and prices soar during December. With smart planning and a few insider tips, you can find budget-friendly stays without compromising comfort.

Book early

December in Nigeria is peak travel season; Lagos, Abuja, and other major cities are buzzing with concerts, weddings, and hometown trips. Hotel prices climb fast, and rooms disappear quickly. Booking early not only saves you money, but it also guarantees a comfortable spot, so you can enjoy the festivities without stressing over “fully booked” signs.

Avoid expensive areas

You don’t have to stay in highbrow areas like VI, Lekki, or Maitama to enjoy December events. Places like Yaba, Apo, or the outskirts of GRA are cheaper, still convenient, and often less chaotic. You save money and get easier access to all the concerts, parties, and family gatherings without paying top-tier rates.

Try Short-lets

For families or groups visiting for Christmas or Detty December, short-let apartments are gold. More space, a kitchen for meals, and no hidden hotel charges make them ideal. Cities like Lagos, Ibadan, Enugu, and Abuja have plenty of affordable options, so you can enjoy long stays, festive weekends, and events comfortably, without breaking the bank.

Smart ways to save on FX this festive season

Foreign exchange rates fluctuate heavily during the festive season. Using smart strategies lets you get the best value for your naira and stretch your travel budget further.

Use market timing

The naira dances too much in December, one week calm, the next week jumping. If you know you’ll need pounds or dollars for travel, concerts, or gifts, buy in small batches ahead of time. Spreading your purchases protects you from sudden spikes and helps you get a better average rate overall.

Avoid airport rates

Airport FX rates? Whether at Lagos, Abuja, or PH airport, the markup is ridiculous because travellers are desperate. Always sort your FX before you leave home. Even local bureau de change operators or bank apps beat airport counters by a wide margin. Planning early saves you from that daylight extortion.

Compare multiple sources

Don’t stick to one source; compare banks, fintechs, and BDCs. Rates can differ wildly, especially in December when demand shoots up. A “small” ₦20 difference per dollar becomes serious money when you’re buying hundreds. Quick comparisons across platforms before buying can save you more than you realise, without changing your plans.

Use Grey

Grey gives you access to stronger currencies at transparent, competitive rates without stress. You can convert dollars, pounds, or euros directly at great rates, and spend confidently while travelling. No hidden charges, no inflated margins, no airport panic. If you want the smoothest, most reliable way to save on FX this December, Grey is your best bet.

LDMAG1

Save smarter with Grey

December is full of excitement, parties, travel, family visits, and shopping can quickly add up. To enjoy the season without breaking the bank, it’s smart to plan and spend wisely. By booking flights early, choosing affordable hotels, and managing your foreign currency carefully, you can save big and travel stress-free. Grey helps with FX by giving you better rates and lower fees, making your travel money go further.

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