Netflix, Hotstar, Coursera, Canva, and other online services have become essential for many Indians. Whether it’s for entertainment, learning new skills, or completing work tasks, these platforms offer convenience and access to global content.
However, paying for these services often requires international credit cards, which many users do not have or prefer not to use. This limitation creates a clear need for alternative payment methods that are safe, reliable, and easy to use when subscribing or purchasing online. Knowing the available payment options can help you pay safely, avoid extra charges, and enjoy these services without hassle.
I'll guide you through smart, practical ways to pay online in India, quickly, safely, and without a credit card.
Also read: How to pay for subscriptions in US dollars from India
Whether it’s watching your favourite shows, learning new skills, or managing work tasks, these platforms have become a part of daily life, offering connection, knowledge, and opportunities at your fingertips.
1. Netflix
Netflix is one of India’s most popular streaming platforms, offering a wide variety of movies, series, documentaries, and originals. Users rely on it to unwind after work, catch up with global content, or enjoy family entertainment. It provides instant access to quality content without leaving home, making it an integral part of daily life.
2. Hotstar (Disney+ Hotstar)
Hotstar combines live sports, TV shows, and movies, catering to diverse tastes in India. Cricket fans follow matches live, while families stream regional and international shows. It’s a versatile platform that blends entertainment and information, making it a go-to service for millions of Indians seeking convenience and variety.
3. Coursera
Coursera has transformed learning for many Indians, offering online courses, certifications, and degrees from top global universities. Professionals use it to upskill, students explore new subjects, and lifelong learners access high-quality education from home. The platform empowers users to grow their knowledge and career prospects, all from their devices.
4. Canva
Canva is widely used in India for creating graphics, presentations, and social media content. Entrepreneurs, students, and professionals rely on its intuitive tools to design visually appealing materials without advanced skills. It has become essential for productivity, creativity, and professional communication in both personal and work life.
Also read: The best virtual debit cards in India for safe and easy online payments
Many users face difficulties completing transactions, navigating different currencies, and finding secure, affordable methods.
1. Limited payment options
Many international platforms only accept specific payment methods, which can exclude users in India. Without alternatives like digital wallets or prepaid cards, you may struggle to subscribe or complete purchases, delaying access to courses, apps, or streaming services that are part of everyday life.
2. Currency conversion complications
Paying in foreign currencies can lead to unexpected costs due to fluctuating exchange rates. For Indians, this can make subscriptions more expensive than advertised, especially when buying software, courses, or streaming services, creating uncertainty in budgeting for regular online usage.
3. Transaction failures
Cards or digital payment attempts may fail due to security checks or restrictions on international transactions. For Indian users, repeated failed payments can be frustrating and time-consuming, delaying access to essential online services and disrupting work, learning, or entertainment plans.
Choosing the right payment method is crucial for a smooth online experience.
1. Total cost
Always check the full cost of your transaction, including the service price, any fees, and currency conversion charges. Understanding the total cost upfront helps you avoid unexpected expenses and plan your budget effectively.
2. Security
Ensure the payment method you choose has strong security measures in place. Verified platforms, encryption, and two-factor authentication protect your personal and financial information during transactions.
3. Convenience
Select a payment method that is easy to use and widely accepted. Options that allow quick checkout and save payment information can make subscribing to services or making purchases faster and hassle-free.
4. Reliability
Choose methods that are trusted and rarely fail. A reliable payment option ensures that transactions go through smoothly, reducing delays, declines, or complications when accessing essential online services.
1. Create your Grey account
Visit the Grey website or download the app. Sign up and complete your KYC verification to activate your account.
2. Get your virtual USD card
Once your account is approved, you can request a virtual USD card which safe for online payments.
3. Fund your card
Add funds to your virtual USD card according to the amount you need for subscriptions or online services.
4. Pay for online services
Use your Grey virtual USD card to pay for global online services like streaming platforms, courses, or software subscriptions, ensuring smooth and secure transactions.
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Grey’s virtual card makes online payments easy for Indians, letting you pay for international services without a debit card and with better exchange rates. Simply sign up or download the app, fund your card, and enjoy fast, secure payments for subscriptions, courses, and other online services.
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