How to buy and use USDC in the US

Recent data shows that stablecoin payments in the U.S. have increased by 70%, with USDC emerging as one of the most widely used options. USDC allows you to receive money almost instantly, avoid hidden fees, and bypass slow bank transfers and unpredictable currency conversions, making payments faster, simpler, and more reliable.

In this article, I’ll show you how to buy and use USDC in the U.S., so you can take full advantage of this modern way to manage and move money globally.

Also read: How to send and receive USDC directly in your USD account

Where can you buy USDC in the USA?

There are several trusted and easy-to-use platforms that let you buy, hold, and spend USDC safely within minutes.

BitPay

BitPay makes it simple to buy USDC using your debit card, Apple Pay, or bank transfer directly through its mobile app. Beyond buying, you can instantly spend your USDC using the BitPay Card for everyday purchases, from coffee shops to online stores, without conversion delays or bank restrictions. It’s fast, secure, and user-friendly.

Steps to buy USDC on BitPay:

• Download and sign up on the BitPay app.
• Complete quick identity verification.
• Select USDC and choose your preferred payment method.
• Confirm your purchase and see your USDC appear in your wallet instantly.

Kraken

Kraken is one of the most trusted and secure crypto exchanges in the U.S., offering a transparent, low-fee way to buy, sell, and hold USDC. Its robust security, responsive support, and deep liquidity make it a favourite for freelancers and professionals managing large international payments in digital dollars.

Steps to buy USDC on Kraken:

• Create an account on the Kraken website or app.
• Verify your identity to unlock funding features.
• Deposit USD using your preferred payment method.
• Search for USDC and execute your purchase.

Also read: Understanding USDC and how it enables safe global payments

Coinbase

Coinbase remains one of the easiest and most popular ways to buy USDC in the U.S., especially for newcomers. It’s a trusted platform with a clean design, direct USD deposits, and strong regulatory compliance. You can also set up recurring buys to grow your USDC balance automatically over time.

Steps to buy USDC on Coinbase:

• Sign up and verify your identity on Coinbase.
• Link your bank account or card.
• Select USDC and enter your desired purchase amount.
• Confirm the transaction to add USDC to your wallet.

Buying USDC is just the first step. You’ll also want to convert it into dollars you can actually use. Grey and the P2P market make this easy, letting you sell your USDC smoothly and access your funds in usable USD whenever you need them.

You can convert USDC via P2P markets

If you want flexibility and better rates, P2P markets like Binance and KuCoin are great options for buying USDC in the U.S. These platforms connect you directly with verified sellers, letting you pay via local bank transfers, PayPal, or other payment methods. You get fast transactions, competitive rates, and full control over your funds.

Steps to Buy USDC via P2P:

• Create an account on Binance or KuCoin and complete KYC verification.
• Go to the P2P trading section and select USDC.
• Choose a verified seller and agree on the price.
• Transfer funds using your preferred payment method and receive USDC in your wallet.

How to convert USDC in the US with Grey

Grey is a fast, secure, and user-friendly platform that helps you buy, receive, hold, and convert USDC in one place. It’s perfect for freelancers, remote workers, or anyone handling international payments. With Grey, you can turn USDC into USD instantly, send payments globally, and manage your digital dollars without dealing with complicated banking processes or hidden fees.

Steps to Use Grey for USDC:

• Sign up: Register on Grey’s website or mobile app.
• Verify your identity: Submit your ID, a selfie, and proof of address; verification usually takes under 24 hours.
• Create a USD account: Set up your USD account with IBAN or routing number.
• Receive USDC: Share your Grey wallet address with clients; USDC converts to USD instantly.
• Send USDC: In the app, choose “Send via crypto,” enter the recipient’s wallet, select the network, add the amount, and confirm with 2FA.

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Getting started with USDC in the U.S. is easier than you might think. You can buy it on reliable platforms, and if you want a smooth way to send, receive, and convert USDC, Grey makes it fast, secure, and hassle-free.

Open a Grey account today and experience seamless USDC transactions.

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