Sending US dollars from the United States to China can be tricky. Traditional banks often charge high transfer fees, use poor exchange rates, or take several days to complete transactions. Additionally, China’s strict currency regulations make some payment routes less effective or unavailable.
Digital payment platforms now provide faster, simpler, and more cost-effective ways to send money abroad. Whether you’re paying freelancers, supporting loved ones, or making cross-border business payments, here are the most reliable and affordable methods to send USD from the USA to China.
Read also: The easiest way to receive international payments as a freelancer
The total cost of sending USD internationally depends on multiple factors: transfer fees, currency conversion margins, delivery speed, and recipient payout options. Many services also include hidden charges, so choosing a platform with transparent pricing and favourable rates is crucial.
Here are the most reliable and cost-effective ways to send USD to China:
Grey offers a seamless way to manage international payments with its multi-currency accounts. Users can create and use USD accounts to send and receive funds globally. If your recipient also uses Grey, sending USD becomes instant without relying on slow or expensive intermediary banks.
Why choose Grey:
If both parties use Grey, this is one of the cheapest and fastest ways to send USD from the USA to China.
Learn how to open a USD account on Grey.
Wise offers low-cost and transparent currency conversion with no hidden markups. You can transfer USD to China, typically through UnionPay-enabled bank accounts, AliPay, and WeChat. However, users might need to convert to CNY first.
Remitly supports transfers from the USA to China via bank deposits or mobile wallet options to Alipay and WeChat accounts. It offers two modes: Express (fast, with higher fees) and Economy (slower, lower cost). It’s a convenient option for those prioritising flexibility and speed.
WorldRemit provides a secure platform for sending USD to China through bank deposits or mobile wallets. It’s easy to use and supports various currencies and payout options**.** It has a simple interface, multiple delivery methods and competitive fees
Western Union is a longstanding player in international money transfers. It’s one of the few platforms that allows recipients in China to collect USD in cash, especially in major cities. However, they charge higher fees and poor exchange rates. It might also be less convenient for people who prefer digital options.
Also read: Fastest way to receive USD freelance payments in China
Grey offers transparent pricing, USD transfers, and a user-friendly experience when sending money from the US to China. You can easily open a USD account, send money to another Grey user in China, or use the platform to manage cross-border payments. With no surprise fees and fast transaction times, it’s one of the most affordable ways to send money globally.
Whether you’re paying for services in China, managing freelance payments, or supporting family, Grey makes the process simple and stress-free.
Sign up on Grey today and enjoy seamless, cost-effective USD transfers from the USA to China.
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