Fastest way to receive USD freelance payments in China

Olayoyin Olorunmota

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China is home to the Great Wall — an iconic structure built to protect and preserve. But for freelancers, especially those working with international clients, success lies not in building walls, but in creating bridges. Bridges that connect skills to global opportunities, and most importantly, clients to reliable payments.

The global freelance economy is booming, and Chinese professionals are tapping into platforms and clients from across the world. USD remains the most common means, and seamless payments are necessary.

Here, I’ll tell you why and how Grey perfectly solves that problem.

The challenges freelancers in China face when receiving USD

While freelancing unlocks a global income stream, receiving payments can feel like a maze. Here are the common pain points:

  • Delayed bank transfers due to international processing
  • Low exchange rates and high conversion fees
  • Limited access to USD-based accounts without opening a foreign bank account
  • Complex compliance rules around foreign currency receipts

These issues slow down your earnings and can chip away at your income.

Also read: How to send money from China to Egypt online

Grey: Your fast lane for USD freelance payments

Grey is a global financial platform designed for freelancers, remote workers and digital professionals who earn across borders. With Grey, you get everything you need to receive USD quickly and securely in China without the complications of traditional banking systems.

Here’s how Grey speeds things up:

1. Get a free USD account — instantly

Grey gives you a virtual USD account with your name and unique account number. You can share this with clients or link it to freelance platforms (like Upwork or Fiverr). You have a U.S. bank account without ever leaving China.

2. Fast, direct payments

Once your client sends money to your Grey USD account, it reflects immediately — often within minutes, depending on the payment method.

3. Convert only when you want

You can hold your money in USD and convert it to Chinese Yuan (RMB) whenever it suits you. Grey gives you full control and access to competitive rates when you do convert.

4. Save on fees

Traditional wire transfers and platforms often eat into your earnings. Grey offers a more affordable, transparent way to manage payments — no hidden cuts.

Also read: How to invoice clients in the USA as a freelancer in China

How to receive USD payments with Grey in China

Getting started with Grey is simple and 100% online. Here’s how to set it up:

Step 1: Sign up

Visit grey.co or download the Grey app on your device. Registration takes just a few minutes.

Step 2: Complete the verification

Upload a valid ID and proof of address to verify your identity. This step ensures your account is secure and compliant.

Step 3: Access your USD account

Once verified, you’ll receive your unique USD bank account details. Use this to receive payments from clients, employers or freelance platforms.

Step 4: Receive, hold or convert

You can choose to keep your funds in USD or convert them to RMB when you’re ready — Grey gives you the flexibility to work on your terms.

Why freelancers in China trust Grey

Freelancers are choosing Grey because it solves real-world problems.

  • It works well with freelance platforms like Fiverr, Deel, Upwork
  • It supports direct payments from clients and agencies
  • It offers flexibility for holding and converting USD
  • It eliminates barriers created by traditional banks

Also read: Fastest and easiest ways to receive USD in China

Just like the Great Wall once protected China from external threats, modern freelancers must protect their income from outdated systems and financial delays. So, the next time you’re wondering how to get paid fast and in full for your freelance work, choose Grey.

Create your Grey account today or download the app to enjoy inclusive global banking, designed to carry your dreams across borders.

Open a free Grey account to get startedJoin 1 million digital nomads

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