Send money from Australia to Morocco
Grey converts a US dollar, pound or euro balance into Moroccan dirhams and pays them into a Moroccan bank account against a 24-digit RIB. Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc are supported, with a standard or instant delivery choice.
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A small corridor, described accurately
There is no large Moroccan community in Australia. The Moroccan diaspora went overwhelmingly to France, Spain, Belgium, the Netherlands and Italy, and what exists here is a few thousand people spread thinly through Sydney and Melbourne, alongside students, a handful of businesses, and Australians with Moroccan partners or in-laws.
That makes this a corridor of occasional transfers rather than a fortnightly habit, and the page is written for that. If you are sending to Morocco from Australia, you are more likely doing it a few times a year for a particular reason, and you want to be certain about the details rather than fast out of practice.
Grey pays dirhams into Moroccan bank accounts against the 24-digit RIB, with a choice of standard or instant delivery. Your recipient needs nothing from Grey.
Three steps to a Moroccan bank account
Open the account
Free, roughly five minutes, and one valid identity document, best sorted while the 24-digit RIB is still being tracked down. Worth doing ahead of the transfer rather than on the day, since verification only happens once.
Fund a balance
Grey holds no Australian dollar balance. You send from US dollars, provided by Lead Bank, or from pounds or euro, funded by money arriving in those currencies or transferred in from an account that holds them.
Send against the RIB
Enter the 24-digit RIB, choose standard or instant delivery, check the dirham figure and the fee on screen, and confirm.
What sending to Morocco costs
Someone sending to Manila every fortnight knows within a few pesos what to expect. Sending to Casablanca twice a year, you do not, which makes a visible rate and a visible fee the only reliable way to judge whether a transfer is reasonable.
The number worth comparing is the dirham total arriving in the Moroccan account, shown to you before you commit.
The rate does not move after you confirm
Grey shows the live rate before confirmation and applies that rate to the transfer. There is no recalculation once it is under way and no adjustment when it settles.
Where the Moroccan side is a fixed amount, a school fee, a deposit or a family contribution agreed in dirhams, that is what lets you send once rather than twice.
Grey against an Australian bank transfer to Morocco
This is a route Australian banks handle rarely, and it shows. A dirham payment from a Sydney or Melbourne branch goes out as an international wire through correspondent banks, takes business days, and applies a rate that is seldom displayed before it is used. Set against Osko clearing an Australian payment in seconds on a phone number, the contrast is hard to miss. Grey converts from your funded balance, shows the dirham figure and the fee before you confirm, and pays into the Moroccan account against the RIB at a delivery speed you choose.
What arrives in Morocco
No Grey account is needed by the person receiving it. The dirhams credit their Moroccan bank account as an ordinary payment.
Moroccan banks
Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc are supported. The 24-digit RIB identifies the account.
Standard or instant
Two delivery speeds are available on this route, into the same Moroccan bank accounts. Which one you pick depends on how soon the money is needed, and both show their cost before you confirm.
Grey to Grey
If your recipient also holds a Grey account, a GreyTag transfer between you is free and instant, in any currency.
Getting money into Grey from Australia
Australian dollars cannot sit in a Grey balance, so this step comes before the transfer rather than during it. On a corridor you use occasionally, it is a one time piece of setup.
Income in another currency
Your Grey US dollar account, provided by Lead Bank, carries its own account details for an employer, a client or an overseas payer to use.
A transfer you make
Dollars, pounds or euro held elsewhere can be moved into the matching Grey balance before you send to Morocco.
Whatever is already held
If there is already a balance in Grey, the transfer can go as soon as you have the RIB in front of you.
Get the RIB in writing from your recipient, digit for digit. On a route you use twice a year, the details are where delays come from, not the network.
What Australians send to Morocco for
Family support
Money to parents and relatives in Casablanca, Rabat, Marrakesh or a smaller town, sent when it is needed rather than on a schedule.
Students and study costs
Fees and living costs for relatives studying in Morocco, or money sent back by Moroccan students who came the other way.
Property and land
Payments on a family house, land held for years, or the upkeep of a property nobody in Australia gets to visit often enough.
Weddings and occasions
Contributions to weddings, funerals and family events, which on this corridor are among the most common reasons to send at all.
Four reasons, none of them high volume, all of them real.
Five reasons to use Grey for Morocco
Opening a Grey account is free, needs one valid identity document and takes about five minutes. Have the 24-digit RIB ready and the transfer itself is short.
Grey covers more than 80 countries and holds balances in US dollars, provided by Lead Bank, pounds and euro, with a virtual Mastercard alongside. Transfers are encrypted and tracked from confirmation to settlement.
FAQs
What is a RIB and do I need one to send to Morocco?
Yes. The RIB is a 24-digit number identifying a Moroccan bank account, and it is what you enter in the Grey app.
Can I choose how fast dirhams arrive in Morocco?
Yes. Standard and instant delivery are both available into the same Moroccan bank accounts, and each shows its cost before you confirm.
Which Moroccan banks does Grey pay dirhams into?
Attijariwafa Bank, Banque Populaire, BMCE Bank of Africa, CIH Bank and Société Générale Maroc are supported against the recipient's RIB.
Can I fund a Moroccan transfer with Australian dollars?
No. There is no Australian dollar balance on Grey, so you send from US dollars, provided by Lead Bank, pounds or euro.
Does my family in Casablanca need a Grey account?
No. The dirhams credit their existing Moroccan bank account as an ordinary payment, and nothing is required from them.
Is the dirham amount fixed before I confirm?
Yes. The rate shown at confirmation is the rate applied, with no recalculation once the transfer is under way.
Which balance suits sending to Morocco from Australia?
Euro often works best, because Moroccan family money frequently moves through France, Spain or Belgium and euro is what relatives already deal in.
Is there a large Moroccan community in Australia?
No. It is a few thousand people across Sydney and Melbourne, so this corridor carries occasional transfers rather than fortnightly remittances.
How do I judge the cost if I only send to Morocco occasionally?
Compare the dirham total arriving in the account. The rate and the fee both appear on screen before you confirm.
Can I send money for a family wedding in Marrakesh?
Yes. Contributions to weddings and family occasions are among the most common reasons this corridor is used at all.
What if my recipient in Rabat also uses Grey?
Send by GreyTag. A transfer between two Grey accounts is instant and free, whichever currencies the two of you hold.
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