How freelancers in the UAE can receive payments from US, UK & EU clients

Olayoyin Olorunmota

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The United Arab Emirates (UAE) is known for its booming economy, vibrant business landscape, and diverse expatriate workforce. As one of the world's leading hubs for innovation and entrepreneurship, it's no surprise that freelancing is on the rise. It’s now very common for,  freelancers in the UAE to secure contracts with clients in the United States, United Kingdom, and Europe.

However, despite the wealth of opportunities, receiving international payments remains a major hurdle. Many freelancers face high transaction fees, slow transfer times, and complex banking requirements. Grey is a simple, fast, and cost-effective solution that allows UAE-based freelancers to receive payments in USD, GBP, and EUR, convert at competitive rates, and withdraw directly to their local UAE bank accounts.

Also read: How freelancers in Morocco can receive payments from US, UK & EU clients

How to open a USD, GBP or EUR account with Grey

1. Sign up for Grey

Creating an account with Grey is quick and easy, requiring only a few personal details. Here’s how to get started:

How freelancers in the UAE can receive payments from US, UK & EU clients
  • Choose your country: Select your current country of residence. This helps Grey tailor the setup to your location. In this case, the UAE.
How freelancers in the UAE can receive payments from US, UK & EU clients
  • Enter your details: You’ll be prompted to provide your full name, email address, and phone number, then create a secure password.
How freelancers in the UAE can receive payments from US, UK & EU clients
  • Verify your email: Grey will send a one-time password (OTP) to your email address. Enter the code to complete this step.
How freelancers in the UAE can receive payments from US, UK & EU clients
  • Once you’re set up, you’re ready for identity verification.

2. Verify your identity for secure access

Here’s what you’ll need to provide:

  • Government-issued ID: A valid passport or national ID card is required. Make sure it’s clear and up-to-date.
  • Proof of address: A recent utility bill or bank statement will verify your location. Grey uses this document to confirm your residency.
  • Submit your documents for review: Once uploaded, Grey will review your documents, a process that typically takes a few business days. Providing clear and accurate information speeds up approval.

3. Access your global bank accounts

Once your identity is verified, you can access your bank accounts.

  • Log in to your Grey account.
  • Navigate to the “Accounts” section and select “Create Account.”
  • Choose the currency (USD, GBP or EUR).
  • Your global bank account details, including your account number and routing number, will be generated instantly.

Also read: How freelancers in Algeria can receive payments from US, UK & EU clients

How to receive payments from US, UK & EU clients

Once you’ve created your Grey account, receiving payments is easy. Here’s how:

  • Log in to your Grey account via the app or website to securely access your currency balances.
  • Navigate to “Home” and select your preferred currency account (e.g., USD, EUR, GBP).
  • Share your account details (IBAN, sort code, or account number) with international clients, employers, or payment platforms like PayPal and Upwork.
  • The funds will be deposited into the Grey account.

Also read: How to receive Amazon payments in the UAE

Why Grey is the best online global bank for freelancers in the UAE

Here are major reasons Grey stands out as the best online bank for freelancers in the UAE:

  • No hidden fees – Transparent pricing so you keep more of your earnings.
  • Hold multiple currencies – Manage your finances in USD, GBP, or EUR without forced conversions.
  • Fast international transfers – Receive and send money globally without delays.
  • Global access – Manage your money anytime, anywhere with Grey.
  • Direct withdrawals – Transfer funds seamlessly to your local bank account.

Simplify banking across borders with Grey

Receiving international payments in the UAE shouldn’t be complicated. With Grey, you can open a foreign bank account, receive payments in USD, GBP, or EUR, and withdraw in AED effortlessly.

Create your Grey account today or download the app to enjoy inclusive global banking, designed to help you carry your dreams across borders.

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