Send money to Egypt from the United States
Grey sends money from the US to Egypt directly to major bank accounts and mobile wallets. The live USD to EGP rate and total fee are shown before you confirm. Commercial International Bank, Banque Misr, National Bank of Egypt, and Vodafone Cash are all supported. Withdrawal fee is $1.70 flat. Grey applies a 0.5% conversion fee on EGP transfers. Grey is a licensed financial services provider, regulated by FinCEN.
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Send money to Egypt, straight to any bank account or mobile wallet
When you send money to Egypt through Grey, the transfer lands directly in your recipient's bank account or mobile wallet in Egyptian pounds. Commercial International Bank (CIB), Banque Misr, National Bank of Egypt, and other major Egyptian banks are supported. Or send to Vodafone Cash or Fawry for mobile wallet delivery.
Your recipient does not need a Grey account. The pounds arrive typically within minutes of you confirming. No branch visit, no agent, no waiting for an international wire to process.
The total cost of a transfer is the fee and the exchange rate together. Some services advertise zero fees but mark up the rate. On a $1,000 transfer, a 2% rate markup costs more than a $20 fee. Grey shows both numbers on the same screen before you tap Send.
How to send money to Egypt from the United States
Sign up
Open a free Grey account on your phone in under five minutes. Verify your identity with a valid US government-issued ID. Grey Inc is regulated by FinCEN.
Fund
Add money from your US bank account via ACH transfer or wire, or send directly from your existing Grey balance.
Send
Enter your recipient's Egyptian bank account number or mobile wallet details. Confirm the live USD to EGP rate and fee. Send. The money typically arrives within minutes.
How much does it cost to send money to Egypt
Every transfer from the US to Egypt involves two costs: the visible fee and the exchange rate margin. Most services hide their margin in the rate, so a transfer advertised as zero fees can quietly cost more than one with a transparent fee.
The exchange rate is usually the bigger factor on larger transfers. On a USD 500 transfer, a 1% rate difference changes the pound amount your recipient receives by roughly 154 EGP. A provider advertising no fee but applying a 2% rate markup costs more than one charging USD 5 with a rate close to the mid-market.
Grey shows the fee and the exchange rate separately before you tap Send. The pounds amount your recipient will receive is on screen before you confirm. The rate shown is the rate applied. There are no adjustments after the fact.
How exchange rates work: USD to EGP
The USD to EGP exchange rate has seen significant movement in recent years, which makes rate transparency more important than ever for this corridor. On a USD 300 transfer, a 1% difference in the rate changes the pound amount by over 150 EGP. On monthly remittances, that compounds.
Grey shows the live USD to EGP rate before you confirm. The rate on screen is the rate applied. No adjustment after the fact.
Grey charges a 0.5% conversion fee on EGP transfers, shown alongside the exchange rate so the total cost is clear before you send.
How fast is each provider?
Grey delivers to Egyptian bank accounts and mobile wallets within minutes from a funded balance. Wise typically settles in 1-2 business days. Western Union offers agent pickup but at a higher total cost. Bank wires are the slowest and most expensive option for most amounts.
What your recipient sees in Egypt
Your recipient does not need a Grey account. The Egyptian pounds arrive in their bank account or mobile wallet as a standard credit, the same way any domestic transfer would appear.
Bank account delivery
Grey sends to major Egyptian banks including Commercial International Bank (CIB), Banque Misr, National Bank of Egypt, and others. Enter the account number in the Grey app. Withdrawal fee: $1.70 flat.
Mobile wallet delivery
Send to Vodafone Cash or Fawry using your recipient's registered mobile number. Both are among the most widely used mobile payment services in Egypt. Withdrawal fee: $1.70 flat.
GreyTag transfers
If your recipient has a Grey account, send via GreyTag instead. GreyTag transfers are free and arrive within seconds, in any currency.
Ways to fund your transfer
Whether you are transferring money to Egypt for the first time or the fiftieth, Grey gives you three funding options
ACH transfer
Link your US bank account and fund via ACH. It is typically the lowest-cost deposit method. ACH transfers take 1-2 business days to reach your Grey balance. Fee: 0.8% of the deposit amount, minimum $2.
Wire transfer
Fund via domestic wire from your US bank. Grey receives wire funds the same day. Your bank may charge its own wire fee separately.
Grey balance
If you already hold USD in your Grey balance, you can send without waiting for a deposit to clear. Fund your balance in advance and transfers go out immediately.
Which option is cheapest? Grey displays the fee for each funding method before you confirm, so you can compare and choose. There is no penalty for switching between them.
Send money to Egypt for every reason that matters
Family support
An Egyptian professional in New York covering his parents' monthly expenses in Cairo. A worker in Los Angeles sending money to family in Alexandria. A student's family in Texas supporting relatives in Giza. Given recent EGP rate movements, using a provider that shows the live rate before confirmation matters more on this corridor than most.
Medical expenses
Covering hospital fees for a parent in Cairo. Sending funds for specialist treatment in a private clinic in Alexandria. Medical costs often need to arrive quickly, and transfers from a funded Grey balance typically do.
Education
A parent in San Francisco paying university fees in Cairo. A family in New Jersey covering private school costs in Alexandria. Regular transfers where mobile wallet delivery avoids branch queues.
Business payments
A US company paying a supplier or contractor in Cairo in Egyptian pounds. A client settling invoices with an Egyptian agency. Grey supports payments to Egyptian bank accounts and mobile wallets without requiring a separate business account.
Your reasons may be different, but the need is the same: the money has to get there, the cost has to be clear, and the app has to work the same way it did last month. Do it all on Grey, with the rate and fee shown before every transfer.
Best way to send money to Egypt from the United States
A global money app you can actually trust
Over 3 million people across 80+ countries use Grey to move money across borders. Your transfers are protected with bank-grade encryption, and every payout is tracked end-to-end. You'll know exactly when the money lands, and so will the person receiving it. If you have any questions, our support team is one tap away.
FAQs
How long does it take to send money to Egypt from the US?
Transfers from a funded Grey balance typically arrive within minutes. If funding via ACH, allow 1-2 business days for the deposit to reach your Grey account first.
What is the fee for sending money to Egypt from the US?
Grey charges a 1% conversion fee on USD to EGP transfers, uncapped. The bank withdrawal fee is $1.70. Vodafone Cash and Fawry delivery is also supported at $1.70. The ACH deposit fee is 0.8% of the deposit amount, minimum $2. All fees are shown before you confirm.
Which Egypt banks or wallets does Grey support?
Grey supports transfers to Commercial International Bank (CIB), Banque Misr, and National Bank of Egypt. Enter the account or wallet details in the Grey app.
What is the USD to EGP exchange rate today?
The live USD to EGP rate is shown inside the Grey app before you confirm. The rate at the time of confirmation is the rate applied. Grey does not adjust the rate after you send.
Does my recipient need a Grey account to receive money in Egypt?
No. Your recipient does not need a Grey account. The funds arrive as a standard credit, the same way any domestic Egypt transfer would appear.
Is Grey safe for sending money to Egypt?
Grey Inc is registered with FinCEN, the US financial intelligence and regulatory agency. Grey is a licensed financial services provider, not a bank, regulated under US financial regulations.
How much can I send to Egypt from the US?
The daily limit is $10,000 and the monthly limit is $30,000. Per-transaction limits vary. All limits are shown in the Grey app before you send.
Is it cheaper to send money to Egypt with Grey or a bank wire?
Significantly cheaper in most cases. US bank wires typically cost $25-45 in visible fees plus an unfavourable exchange rate. Grey charges a 1% conversion fee, uncapped and a flat withdrawal fee, both shown before you confirm.
Can I send money to Egypt from a Grey balance?
Yes. If you hold USD in your Grey balance, you can send without waiting for a bank deposit to clear. Transfers from a funded Grey balance typically begin within seconds.
What currencies does Grey support for Egypt transfers?
Grey supports USD to EGP transfers for Egypt. The conversion happens automatically at the live rate shown in the app before you confirm.
What happens if my transfer to Egypt is delayed?
Most transfers from a funded Grey balance arrive within minutes. If your transfer is taking longer, check the transaction status in the Grey app. Contact Grey support if the delay exceeds 24 hours.
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