Trusted by 3M+ people around the world
GOOGLE PLAY •22K REVIEWS
APP STORE • 12K REVIEWS
the US to Türkiye without the detour
The US has the world's largest immigrant population, and American firms pay contractors on every continent. Looking at Istanbul, the picture is clear. North American businesses pay Turkish suppliers, and families support students in Ankara and Istanbul.
Grey converts USD to TRY in one step and pays into Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi or any other bank in Türkiye. Your recipient sees a normal TRY credit and never needs to open a Grey account.
How sending to Türkiye works
Sign up
Sign up with a government-issued ID. Approval typically lands before you've finished adding your recipient in Istanbul. Grey Inc is registered with FinCEN.
Fund
Fund by ACH, wire or FedNow from any US bank. Most top-ups credit within minutes, and the USD sits on Grey until you convert it for Istanbul.
Send
Enter the recipient's 26-character Turkish IBAN. Grey fixes the lira amount at confirmation and pays into any Turkish bank.
Why the rate matters more than the fee
The TRY figure Grey quotes in New York is the figure Ziraat Bankası credits. There's no second conversion on the Türkiye side to eat into it.
No adjustments after the fact
The USD to TRY rate you see at confirmation is the rate applied. If the dollars move between your tap in New York and settlement in Istanbul, your recipient's amount doesn't.
That matters when you've promised a specific figure in lira.
Why the US to Türkiye deserves a proper rate
Anyone in Houston who has sent to Ziraat Bankası the old way knows this. Türkiye carries students, patients and traders at once. What they share is the need to know the lira amount before it leaves. Grey gives a sender in New York a locked rate, a visible fee and a TRY deposit that arrives whole.
Arriving in Türkiye
Your recipient receives TRY at Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi or any other Turkish bank as an ordinary deposit. The transfer shows as settled in your Grey app in New York at the same moment.
Any Turkish bank
Enter the account number and bank name. The TRY posts directly to that account.
Save the recipient
Paying the same person every month? Save the details once and resend in three taps.
GreyTag for Grey users
If the person in Istanbul is also on Grey, GreyTag moves the money instantly at no cost.
Funding, step by step
Funding from Houston for a transfer to Istanbul works like this. US senders fund by ACH, wire or FedNow from Chase, Bank of America, Wells Fargo or any US bank. FedNow lands instantly where the sending bank supports it. Convert to TRY when a payment to Ziraat Bankası is due, not before.
From Chase, Bank of America, Wells Fargo, Capital One or any US bank
dollars credited in minutes.
From abroad
USD, EUR or GBP straight to TRY.
From Grey
GreyTag balances are ready to send to Türkiye immediately.
Term fees and rent in Istanbul fall on fixed dates. Set a reminder, keep the balance ready, and the transfer from New York takes under a minute.
Who uses this corridor
Medical patients
Deposits and balances for dental, hair and fertility clinics in Istanbul.
Textile traders
Payments to wholesalers in Laleli, Merter and Osmanbey.
Family support
Monthly transfers to relatives in Istanbul, Ankara, Izmir and the Anatolian provinces.
Students
Living costs for scholarship students at universities in Ankara, Istanbul, Izmir and Konya.
Seen from New York, the corridor looks like this. North American businesses pay Turkish suppliers, and families support students in Ankara and Istanbul. From New York, the money tends to go to specific bills with specific due dates.
Grey on the US to Türkiye, in three points
North American businesses pay Turkish suppliers, and families support students in Ankara and Istanbul. Grey exists on this route so that the TRY arriving in Istanbul is never a surprise to the person who sent it from New York.
Senders in New York see two numbers, fee and rate, before anything moves. TRY then lands in any Turkish bank.
FAQs
How long does a transfer from the US to Türkiye take?
Transfers from a funded Grey balance typically reach Turkish banks the same day. Fund in advance so the payment is not waiting on a deposit.
How do I fund a Türkiye transfer from a US bank?
By ACH, wire or FedNow from Chase, Bank of America, Wells Fargo, Capital One or any US bank. Most top-ups credit within minutes.
Is FedNow quicker than ACH for funding my Grey balance?
FedNow lands instantly where your sending bank supports it. ACH and wire deposits also credit the dollars ready for converting to lira.
Is Grey licensed to send money from the US?
Grey Inc is registered with FinCEN. Grey is a licensed financial services provider, not a bank, and the USD account is provided by Lead Bank.
What details do I need for a recipient in Türkiye?
The 26-character Turkish IBAN and the bank name. Save the recipient once and a repeat payment to Istanbul takes three taps.
Is there a second conversion once the money reaches Türkiye?
No. Grey converts USD to TRY in one step, so the lira figure quoted in New York is the figure the Turkish bank credits.
What is the USD to TRY exchange rate today?
The live rate is shown in the Grey app before you confirm, with the fee beside it. The rate at confirmation is the one applied.
Does my recipient need a Grey account to be paid in Türkiye?
No. The lira arrives at Ziraat Bankası or any other Turkish bank as an ordinary deposit into their existing account.
Can I track a transfer to Istanbul?
Yes. Watch the payment move from your wallet to the recipient's bank in the app. Every transfer is encrypted and tracked to settlement.
Can I send instantly to another Grey user in Türkiye?
Yes. If the person in Istanbul is also on Grey, GreyTag moves the money instantly at no cost.
Where else can I send from my US Grey account?
Grey serves more than 80 countries. Thailand and Argentina sit beside Türkiye as saved recipients on the same dollar balance.
Get digital banking
at your fingertips
